Auto Insurance for Dentists (Rates & Discounts)

Rates for dentist auto insurance cost about $151 per month and $1,812 per year. Ways to save on your dentist car insurance include shopping around and comparing dentist insurance rates from at least three companies. Dentist insurance discounts are another great way to save. You can ask about dentist auto insurance discounts like the professional association discount and discounts for where you went to school..

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Insurance Feature Writer Rachel Bodine

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: May 24, 2021

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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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What You Should Know

  • Occupation is often a factor insurance companies include when adjusting your rates
  • Dentist auto insurance rates average $151 per month and $1,812 per year from companies like GEICO
  • You can save by asking about occupation-based discounts, discounts for further education, discounts for being a member of participating professional organizations, and more
  • You can also shop around to find affordable rates from the best dentist insurance company for your auto insurance needs

If you’re a dentist, you may be able to save on your auto insurance rates. How? Understanding auto insurance is a great first step to help you learn what affects your rates and how you can save on dentist insurance plans for your vehicles.

We know you may have a busy schedule as a dentist, and figuring out auto insurance can be frustrating. But don’t worry, we’ve done the work for you. Read this article to learn everything you need to know about dentist auto insurance, the best ways to save, and more.

Before we get started, are you ready for affordable dentist auto insurance? Use your ZIP code in our free tool to start comparing dentist auto insurance quotes right now.

What are average auto insurance rates for dentists?

We have average rates for dentists from GEICO to give you an idea of what you could pay. Keep in mind these rates are just a baseline. Take a look:

  • GEICO average monthly rate – $151
  • GEICO average annual rate – $1,812

Auto insurance companies adjust rates based on the estimated likelihood that you’ll cost them money in claims. Companies do this by calculating risk based on factors like your driving record, ZIP code, age, marital status, credit score, occupation, and more.

This means being a dentist may have an effect on your rates, along with several other factors.

As a dentist, you’ll need to meet the same car insurance requirements as other drivers on the road. You’ll specifically need at least minimum liability coverage that meets the limits set in your state.

The mean annual wage for dentists, according to the Bureau of Labor Statistics, is $180,830. When you make more money, you may choose to drive a more expensive car. Bear in mind that the value of your car will have a big impact on rates.

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What auto insurance discounts are available for dentists?

Some insurance companies may offer discounts specifically for dentists. Many car insurance companies offer discounts based on the level of education you have, your occupation, professional associations you’re a member of, where you went to college, and more. Take a look at this table for examples of discounts offered by major insurance companies.

Occupation-Based Discounts Available by Company
Insurance Company Offers Further Education DiscountOffers Membership/Group DiscountOffers Occupation DiscountOffers Students & Alumni Discount
21st CenturyNoNoNoNo
American FamilyNoNoNoYes
Country FinancialYesNoYesNo
Liberty MutualYesYesYesYes
Safe AutoNoNoNoNo
State FarmNoNoNoNo
The GeneralNoNoNoNo
The HanoverYesYesYesNo
The HartfordNoYesYesNo
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In addition to the discounts we’ve mentioned here, you can ask about other discounts you may qualify for, like the good driver discount. If your insurance company offers other types of insurance coverage (like home, condo, or renter’s policies), you might also be able to get a bundling discount.

Another way to save on your coverage is to shop around. Getting dentist insurance quotes for your vehicle from at least three companies enables you to feel confident you’re getting the best price for your coverage.

Auto Insurance for Dentists: The Bottom Line

Average car insurance rates for a dentist are $151 per month, which is $1,812 per year. Ways to save on your dentist car insurance include asking about occupation-based discounts, discounts for professional organization members, and more. Shopping around for coverage by getting at least three car insurance quotes can also save you money.

If you want to buy dentist auto insurance, enter your ZIP code in the free tool on this page to start comparing dentist auto insurance rates right now.

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