Best BMW 4 Series Auto Insurance Rates 2021

To get the best price on your BMW 4 Series auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW 4 Series, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW 4 Series auto insurance rates.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 17, 2021

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Things to Remember

  • Safety features of the BMW 4 Series can earn you a car insurance discount
  • The cost of insurance for a BMW 4 Series depends on the trim level
  • Crash test ratings have an impact on BMW 4 Series auto insurance rates

If you’re looking to buy a BMW 4 Series, you will want to know the details first. We’ve put together information on insurance for the BMW 4 Series to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW 4 Series will run you.

Read on to learn all about the BMW 4 Series including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW 4 Series with confidence.

To see fast, free BMW 4 Series insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW 4 Series insurance rate from top companies right away.

Are vehicles like the BMW 4 Series expensive to insure?

Take a look at how insurance rates for similar models to the BMW 4 Series look. These insurance rates for other coupes like the BMW 1 Series, Lexus RC, and Chrysler Sebring give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the BMW 4 Series

Vehicle Comprehensive Collision Liability Total
Dodge Challenger $404 $688 $420 $1,692
Audi RS 5 $414 $886 $376 $1,812
Mercedes-Benz CLA 250 $406 $834 $398 $1,796
MINI Cooper $274 $502 $364 $1,276
Chrysler Sebring $206 $346 $464 $1,174
Cadillac ATS Coupe $344 $686 $398 $1,586
Nissan 370Z $332 $714 $450 $1,676
Chevrolet Corvette $494 $922 $264 $1,790

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What impacts the cost of BMW 4 Series insurance?

The BMW 4 Series trim and model you choose can impact the total price you will pay for BMW 4 Series insurance coverage.
You can also expect your BMW 4 Series rates to be affected by where you live, your driving history, and in most states your age and gender.

BMW 4 Series Crash Test Ratings

The BMW 4 Series crash test ratingswill have an affect on BMW 4 Series car insurance rates. Take a look at crash test results for the BMW 4 Series.

BMW 4 Series Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW 4 Series Gran Coupe 4 DR RWD N/R N/R N/R N/R
2020 BMW 4 Series Gran Coupe 4 DR AWD N/R N/R N/R N/R
2020 BMW 4 Series C RWD N/R N/R N/R N/R
2020 BMW 4 Series C AWD N/R N/R N/R N/R
2020 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2020 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2019 BMW 4 Series C RWD N/R N/R N/R N/R
2019 BMW 4 Series C AWD N/R N/R N/R N/R
2019 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2019 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2019 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2019 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2018 BMW 4 Series C RWD N/R N/R N/R N/R
2018 BMW 4 Series C AWD N/R N/R N/R N/R
2018 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2018 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2018 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2018 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2017 BMW 4 Series C RWD N/R N/R N/R N/R
2017 BMW 4 Series C AWD N/R N/R N/R N/R
2017 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2017 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2017 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2017 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2016 BMW 4 Series C RWD N/R N/R N/R N/R
2016 BMW 4 Series C AWD N/R N/R N/R N/R
2016 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2016 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2016 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2016 BMW 4 Series 2 DR AWD N/R N/R N/R N/R

Ways to Save on BMW 4 Series Insurance

If you want to reduce the cost of your BMW 4 Series insurance rates, follow these tips below:

  • Install an aftermarket anti-theft device for your BMW 4 Series
  • Buy an older BMW 4 Series
  • Check BMW 4 Series auto insurance rates through Costco
  • Choose automatic payments or EFT for your BMW 4 Series insurance policy
  • If you’re recently married, ask about discounts

Top BMW 4 Series Insurance Companies

What is the best auto insurance company for BMW 4 Series insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 4 Series auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 4 Series.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW 4 Series Insurance Quotes Online

Save money by comparing BMW 4 Series insurance rates with free quotes online now.

Free Auto Insurance Comparison

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