Best BMW i3 Auto Insurance Rates 2021

BMW i3 insurance rates will vary depending on personal factors, but you can expect to get discounts thanks to safety features like Driver Air Bag and Auto-Leveling Headlights. Comparing BMW i3 rates from numerous companies can help you save. The BMW i3 has an MSRP of $44,450, but that cost will vary by trim level.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 17, 2021

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Things to Remember

  • The MSRP of the BMW i3 is $44,450
  • The BMW i3 has safety features that include Driver Air Bag and Auto-Leveling Headlights
  • Safety features of the BMW i3 can earn you a car insurance discount

If you’re looking to buy a BMW i3, you will want to know the details first. We’ve put together information on insurance for the BMW i3 to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW i3 will run you.

Read on to learn all about the BMW i3 including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW i3 with confidence.

To see fast, free BMW i3 insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW i3 insurance rate from top companies right away.

Are vehicles like the BMW i3 expensive to insure?

Take a look at how insurance rates for similar models to the BMW i3 look. These insurance rates for other hatchbacks like the Chevrolet Cruze Limited, Mitsubishi i MiEV, and Audi A5 Sportback give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the BMW i3

Vehicle Comprehensive Collision Liability Total
Nissan Cube $228 $374 $452 $1,212
Nissan Leaf $320 $640 $416 $1,534
Mazda 3 $308 $562 $372 $1,400
Ford C-Max Energi $284 $582 $416 $1,440
Kia Soul $308 $500 $372 $1,338
Mazda 2 $206 $326 $452 $1,142
FIAT 500 $236 $466 $470 $1,352
Porsche Panamera $520 $1,042 $398 $2,118

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What impacts the cost of BMW i3 insurance?

The average annual rate for the BMW i3 is just that, an average. Your insurance rates for a BMW i3 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW i3.

How much is the BMW i3?

The MSRP for a BMW i3 is listed as $44,450. Of course, this cost will vary depending on the trim level of the BMW i3 you choose and any dealer incentives that might be available to you.

BMW i3 Safety Ratings

Your BMW i3 car insurance rates are tied to the safety ratings of the BMW i3. See the breakdown here.

BMW i3 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not tested
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Acceptable

BMW i3 Crash Test Ratings

BMW i3 crash test ratings can impact the cost of your BMW i3 car insurance. See BMW i3 crash test results here.

BMW i3 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW i3 REX 5 HB RWD N/R N/R N/R N/R
2020 BMW i3 BEV 5 HB RWD N/R N/R N/R N/R

BMW i3 Safety Features

The numerous safety features of the BMW i3 help contribute to lower insurance rates. The BMW i3 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Auto-Leveling Headlights

Ways to Save on BMW i3 Insurance

If you want to reduce the cost of your BMW i3 insurance rates, follow these tips below:

  • Purchase a roadside assistance program for your BMW i3
  • Ask for a new BMW i3 auto insurance rate based on your improved credit score
  • Move to an area with a lower cost of living
  • Choose a BMW i3 with cheaper repair costs
  • Ask for a higher deductible for your BMW i3 insurance policy

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Top BMW i3 Insurance Companies

Several insurance companies offer competitive rates for the BMW i3 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW i3 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW i3 Insurance Quotes Online

You can compare quotes for BMW i3 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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