Best BMW M Auto Insurance Rates 2021

To get the best price on your BMW M auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW M, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW M auto insurance rates.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 17, 2021

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Things to Remember

  • Safety features of the BMW M can earn you a car insurance discount
  • Crash test ratings have an impact on BMW M auto insurance rates
  • The cost of insurance for a BMW M depends on the trim level

If you’re looking to buy a BMW M, you will want to know the details first. We’ve put together information on insurance for the BMW M to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW M will run you.

Read on to learn all about the BMW M including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW M with confidence.

To see fast, free BMW M insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW M insurance rate from top companies right away.

Are vehicles like the BMW M expensive to insure?

Take a look at how insurance rates for similar models to the BMW M look. These insurance rates for other convertibles like the Ford Mustang SVT Cobra, Audi Cabriolet, and Mercedes-Benz SL 450 give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the BMW M

Vehicle Comprehensive Collision Liability Total
BMW M6 $520 $1,130 $450 $2,280
Mercedes-Benz SL 450 $482 $922 $398 $1,960
BMW Z4 $332 $612 $364 $1,444
Volkswagen Eos $298 $530 $430 $1,416
Buick Cascada $332 $656 $398 $1,544
Mercedes-Benz SLC 300 $432 $804 $398 $1,792
MINI Convertible $294 $536 $264 $1,204

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What impacts the cost of BMW M insurance?

The BMW M trim and model you choose can impact the total price you will pay for BMW M insurance coverage.
You can also expect your BMW M rates to be affected by where you live, your driving history, and in most states your age and gender.

BMW M Crash Test Ratings

The BMW M crash test ratingswill have an affect on BMW M car insurance rates. Take a look at crash test results for the BMW M.

BMW M Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW M8 Gran Coupe 4 DR AWD N/R N/R N/R N/R
2020 BMW M8 Coupe 2 DR AWD N/R N/R N/R N/R
2020 BMW M8 Convertible C AWD N/R N/R N/R N/R
2020 BMW M5 4 DR AWD N/R N/R N/R N/R
2020 BMW M4 C RWD N/R N/R N/R N/R
2020 BMW M4 2 DR RWD N/R N/R N/R N/R
2020 BMW M2 Competition 2 DR RWD N/R N/R N/R N/R
2019 BMW M6 4 DR RWD N/R N/R N/R N/R
2019 BMW M5 4 DR RWD N/R N/R N/R N/R
2019 BMW M5 4 DR AWD N/R N/R N/R N/R
2019 BMW M4 C RWD N/R N/R N/R N/R
2019 BMW M4 2 DR RWD N/R N/R N/R N/R
2019 BMW M2 2 DR RWD N/R N/R N/R N/R
2018 BMW M6 C RWD N/R N/R N/R N/R
2018 BMW M6 4 DR RWD N/R N/R N/R N/R
2018 BMW M4 C RWD N/R N/R N/R N/R
2018 BMW M4 2 DR RWD N/R N/R N/R N/R
2018 BMW M3 4 DR RWD N/R N/R N/R N/R
2018 BMW M2 2 DR RWD N/R N/R N/R N/R
2017 BMW M6 C RWD N/R N/R N/R N/R
2017 BMW M6 4 DR RWD N/R N/R N/R N/R
2017 BMW M6 2 DR RWD N/R N/R N/R N/R
2017 BMW M4 C RWD N/R N/R N/R N/R
2017 BMW M4 2 DR RWD N/R N/R N/R N/R
2017 BMW M3 4 DR RWD N/R N/R N/R N/R
2017 BMW M2 2 DR RWD N/R N/R N/R N/R
2016 BMW M6 C RWD N/R N/R N/R N/R
2016 BMW M6 4 DR RWD N/R N/R N/R N/R
2016 BMW M6 2 DR RWD N/R N/R N/R N/R
2016 BMW M5 4 DR RWD N/R N/R N/R N/R
2016 BMW M4 C RWD N/R N/R N/R N/R
2016 BMW M4 2 DR RWD N/R N/R N/R N/R
2016 BMW M3 4 DR RWD N/R N/R N/R N/R

Ways to Save on BMW M Insurance

Save more on your BMW M car insurance rates. Take a look at the following five strategies that will get you the best BMW M auto insurance rates possible.

  • Ask about usage-based insurance for your BMW M
  • Buy a dashcam for your BMW M
  • Tell your insurer how you use your BMW M
  • Check your BMW M policy carefully to ensure all information is correct
  • Consider BMW M insurance costs before buying a BMW M

Top BMW M Insurance Companies

Several insurance companies offer competitive rates for the BMW M based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW M drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW M Insurance Quotes Online

You can start comparing quotes for BMW M insurance from some of the top car insurance companies by using our free online tool today.

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