Best Dodge Ram HD Auto Insurance Rates 2021

The price of car insurance for the Dodge Ram HD depends on a lot of factors. Among the things that can impact your Dodge Ram HD car insurance rates are your driving history and where you live. Of course, the purchase price of the Dodge Ram HD also affects car insurance rates, and that depends on trim level and options.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 17, 2021

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Things to Remember

  • Safety features of the Dodge Ram HD can earn you a car insurance discount
  • The cost of insurance for a Dodge Ram HD depends on the trim level
  • Crash test ratings have an impact on Dodge Ram HD auto insurance rates

Buying a new car is both fun and a lot of work. If the Dodge Ram HD is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Dodge Ram HD right here.

Take a look at what you can expect in terms of insurance rates for the Dodge Ram HD and compare it to other similar vehicles. Then find out how the Dodge Ram HD stacks up in terms of safety ratings and features, as well as what it costs to buy a Dodge Ram HD right here.

If you need insurance for a Dodge Ram HD right now, we can help. Enter your ZIP code for free Dodge Ram HD car insurance quotes from top companies.

Are vehicles like the Dodge Ram HD expensive to insure?

Take a look at how insurance rates for similar models to the Dodge Ram HD look. These insurance rates for other pickup trucks like the Chevrolet Silverado 1500 Hybrid, Chevrolet C/K 3500 Series, and GMC Sierra Classic 3500 give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Dodge Ram HD

Vehicle Comprehensive Collision Liability Total
GMC Sierra $336 $594 $372 $1,460
Toyota Tundra $336 $532 $420 $1,468
Chevrolet Colorado $254 $438 $372 $1,222
Dodge Dakota $206 $310 $524 $1,220
Honda Ridgeline $306 $536 $450 $1,472
Chevrolet Avalanche $248 $400 $574 $1,422
Ford F-350 Super Duty $344 $582 $520 $1,646
Cadillac Escalade EXT $342 $610 $456 $1,566

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What impacts the cost of Dodge Ram HD insurance?

As with any car, your Dodge Ram HD car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Dodge Ram HD trim level you buy will also have an impact on the total price you will pay for Dodge Ram HD insurance coverage.

Ways to Save on Dodge Ram HD Insurance

Save more on your Dodge Ram HD car insurance rates. Take a look at the following five strategies that will get you the best Dodge Ram HD auto insurance rates possible.

  • Buy an older Dodge Ram HD
  • Consider ride sharing services to lower your Dodge Ram HD mileage
  • Don’t skimp on Dodge Ram HD liability coverage
  • Make sure you use an accredited driver safety program
  • Drive your Dodge Ram HD safely

Top Dodge Ram HD Insurance Companies

Several insurance companies offer competitive rates for the Dodge Ram HD based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Dodge Ram HD drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Dodge Ram HD Insurance Quotes Online

You can start comparing quotes for Dodge Ram HD insurance from some of the top car insurance companies by using our free online tool today.

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