Best Lexus RC Auto Insurance Rates 2021

The price of car insurance for the Lexus RC depends on a lot of factors. Among the things that can impact your Lexus RC car insurance rates are your driving history and where you live. Of course, the purchase price of the Lexus RC also affects car insurance rates, and that depends on trim level and options.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 17, 2021

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Things to Remember

  • The cost of insurance for a Lexus RC depends on the trim level
  • The MSRP of the Lexus RC is $42,220
  • Crash test ratings have an impact on Lexus RC auto insurance rates

Before you buy a Lexus RC, or even if you already own one, you’ll want to get the best Lexus RC auto insurance rates. The cost of auto insurance for a Lexus RC can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable Lexus RC auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Lexus auto insurance for a RC. You can also compare Lexus RC auto insurance rates to the average cost of insurance for competitors like Lexus LC and Acura CL.

To compare Lexus RC auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the Lexus RC expensive to insure?

Take a look at how insurance rates for similar models to the Lexus RC look. These insurance rates for other coupes like the Hyundai Tiburon, Acura CL, and Lexus LC give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Lexus RC

Vehicle Comprehensive Collision Liability Total
Porsche 911 $482 $1,042 $398 $2,080
Subaru BRZ $320 $524 $354 $1,334
Audi RS 5 $414 $886 $376 $1,812
Audi TT $382 $714 $398 $1,652
MINI Hardtop 2 Door $282 $536 $338 $1,292
Mercedes-Benz CLA 250 $406 $834 $398 $1,796
Chrysler Sebring $206 $346 $464 $1,174
Dodge Challenger $404 $688 $420 $1,692

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What impacts the cost of Lexus RC insurance?

As with any car, your Lexus RC car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Lexus RC trim level you buy will also have an impact on the total price you will pay for Lexus RC insurance coverage.

How much is the Lexus RC?

The MSRP for a Lexus RC is listed as $42,220. Of course, this cost will vary depending on the trim level of the Lexus RC you choose and any dealer incentives that might be available to you.

Lexus RC Safety Ratings

The cost of Lexus RC auto insurance rates depend in part on the Lexus RC safety ratings. See how the Lexus RC is rated for safety here.

Lexus RC Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Lexus RC Crash Test Ratings

The Lexus RC crash test ratingswill have an affect on Lexus RC car insurance rates. Take a look at crash test results for the Lexus RC.

Lexus RC Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Lexus RC F 2 DR RWD N/R N/R N/R N/R
2020 Lexus RC 350 2 DR RWD N/R N/R N/R N/R
2020 Lexus RC 350 2 DR AWD N/R N/R N/R N/R
2020 Lexus RC 300 2 DR RWD N/R N/R N/R N/R
2020 Lexus RC 300 2 DR AWD N/R N/R N/R N/R
2019 Lexus RC F 2 DR RWD N/R N/R N/R N/R
2019 Lexus RC 350 2 DR RWD N/R N/R N/R N/R
2019 Lexus RC 350 2 DR AWD N/R N/R N/R N/R
2019 Lexus RC 300 2 DR RWD N/R N/R N/R N/R
2019 Lexus RC 300 2 DR AWD N/R N/R N/R N/R
2018 Lexus RC F 2 DR RWD N/R N/R N/R N/R
2018 Lexus RC 350 2 DR RWD N/R N/R N/R N/R
2018 Lexus RC 350 2 DR AWD N/R N/R N/R N/R
2018 Lexus RC 300 2 DR RWD N/R N/R N/R N/R
2018 Lexus RC 300 2 DR AWD N/R N/R N/R N/R
2017 Lexus RC350 2 DR RWD N/R N/R N/R N/R
2017 Lexus RC350 2 DR AWD N/R N/R N/R N/R
2017 Lexus RC300 2 DR RWD N/R N/R N/R N/R
2017 Lexus RC300 2 DR AWD N/R N/R N/R N/R
2017 Lexus RC200T 2 DR RWD N/R N/R N/R N/R
2017 Lexus RC200T 2 DR AWD N/R N/R N/R N/R
2017 Lexus RC F 2 DR RWD N/R N/R N/R N/R
2016 Lexus RC350 2 DR RWD N/R N/R N/R N/R
2016 Lexus RC350 2 DR AWD N/R N/R N/R N/R
2016 Lexus RC300 2 DR RWD N/R N/R N/R N/R
2016 Lexus RC300 2 DR AWD N/R N/R N/R N/R
2016 Lexus RC200t 2 DR RWD N/R N/R N/R N/R
2016 Lexus RC200t 2 DR AWD N/R N/R N/R N/R
2016 Lexus RC F 2 DR RWD N/R N/R N/R N/R

Ways to Save on Lexus RC Insurance

If you want to reduce the cost of your Lexus RC insurance rates, follow these tips below:

  • Check the odometer on your Lexus RC
  • If you’re a young driver living at home, add yourself to your parents’ plan
  • Consider using a tracking device on your Lexus RC
  • Install an aftermarket anti-theft device for your Lexus RC
  • Avoid the temptation to file a claim for minor incidents

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Top Lexus RC Insurance Companies

What is the best company for affordable Lexus RC insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus RC insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Lexus RC.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Lexus RC Insurance Quotes Online

You can compare quotes for Lexus RC auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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