Best Lincoln Navigator L Auto Insurance Rates 2021

Auto insurance for the Lincoln Navigator L will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Lincoln Navigator L has numerous safety features that can help reduce car insurance rates. To find the best deal on Lincoln Navigator L auto insurance, it's best to compare multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 17, 2021

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Things to Remember

  • Crash test ratings have an impact on Lincoln Navigator L auto insurance rates
  • Safety features of the Lincoln Navigator L can earn you a car insurance discount
  • The cost of insurance for a Lincoln Navigator L depends on the trim level

Buying a new car is both fun and a lot of work. If the Lincoln Navigator L is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Lincoln Navigator L right here.

Take a look at what you can expect in terms of insurance rates for the Lincoln Navigator L and compare it to other similar vehicles. Then find out how the Lincoln Navigator L stacks up in terms of safety ratings and features, as well as what it costs to buy a Lincoln Navigator L right here.

If you need insurance for a Lincoln Navigator L right now, we can help. Enter your ZIP code for free Lincoln Navigator L car insurance quotes from top companies.

Are vehicles like the Lincoln Navigator L expensive to insure?

Take a look at how insurance rates for similar models to the Lincoln Navigator L look. These insurance rates for other SUVs like the Mitsubishi Outlander Sport, Ford Explorer Sport, and Tesla Model Y give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Lincoln Navigator L

Vehicle Comprehensive Collision Liability Total
Acura MDX $376 $562 $372 $1,468
Toyota FJ Cruiser $282 $350 $452 $1,242
Audi Q3 $344 $686 $398 $1,586
Lincoln Navigator $356 $686 $398 $1,598
Audi Q7 $394 $714 $398 $1,664
Cadillac Escalade ESV $464 $720 $390 $1,732
Nissan Armada $306 $536 $338 $1,316
Chevrolet Tahoe Hybrid $290 $516 $456 $1,420

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What impacts the cost of Lincoln Navigator L insurance?

The average annual rate for the Lincoln Navigator L is just that, an average. Your insurance rates for a Lincoln Navigator L can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Lincoln Navigator L.

Ways to Save on Lincoln Navigator L Insurance

Save more on your Lincoln Navigator L car insurance rates. Take a look at the following five strategies that will get you the best Lincoln Navigator L auto insurance rates possible.

  • Tell your insurer about different drivers or uses for your Lincoln Navigator L
  • Buy an older Lincoln Navigator L
  • Work with a direct insurer instead of an insurance broker for your Lincoln Navigator L
  • Ask about Lincoln Navigator L low mileage discounts
  • Reduce your coverage on an older Lincoln Navigator L

Top Lincoln Navigator L Insurance Companies

What is the best company for affordable Lincoln Navigator L insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lincoln Navigator L insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Lincoln Navigator L.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Lincoln Navigator L Insurance Quotes Online

Save money by comparing Lincoln Navigator L insurance rates with free quotes online now.

Free Auto Insurance Comparison

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