GMC Yukon XL Insurance Rates [List of Money Saving Tips]
GMC Yukon XL insurance costs $121 per month on average, but a good driving record can save you money on your GMC Yukon XL insurance coverage. Refer to this list for different car insurance discounts you can apply to your GMC Yukon XL insurance rates to save money. State Farm and GEICO are the most popular companies for GMC Yukon XL insurance quotes.
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Written by
Rachel Bodine
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Reviewed by
Leslie Kasperowicz
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UPDATED: Oct 30, 2020
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Key takeaways:
- Full coverage costs around $1,454 a year or $121 each month
- A liability-only policy costs around $583 a year or $49 each month
- Highest rates are for teenage drivers at around $5,314 a year or $443 each month
- Good drivers can save as much as $599 a year by earning policy discounts
- GMC Yukon XL insurance costs around $65 less per year than the average vehicle
GMC Yukon XL insurance rates will be around $65 less per year than the average vehicle, with full coverage costing around $1,454 a year or $121 a month. Good drivers can get discounts up to $599 a year for practicing safe driving habits. Let’s take a look at GMC Yukon XL insurance rates, crash test ratings, and more.
You can start comparing quotes for GMC Yukon XL car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
GMC Yukon XL Insurance Cost
The average GMC Yukon XL car insurance costs are $1,454 a year or $121 a month.
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Are GMC Yukon XLs Expensive to Insure?
The chart below details how GMC Yukon XL insurance rates compare to other SUVs like the Jeep Wrangler, Volkswagen Atlas, and Lexus RX 350.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| Volkswagen Atlas | $358 | $690 | $390 | $1,596 |
| Lexus RX 350 | $358 | $660 | $440 | $1,638 |
| Buick Encore | $322 | $562 | $372 | $1,414 |
| Acura MDX | $376 | $562 | $372 | $1,468 |
| Honda Pilot | $336 | $470 | $372 | $1,336 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
What Impacts the Cost of GMC Yukon XL Insurance?
The GMC Yukon XL trim and model you choose can impact the total price you will pay for GMC Yukon XL insurance coverage.
Age of the Vehicle
Older GMC Yukon XL models generally cost less to insure. For example, car insurance for a 2020 GMC Yukon XL costs $1,454, while 2010 GMC Yukon XL insurance costs are $1,184, a difference of $270.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| 2019 GMC Yukon XL | $346 | $542 | $390 | $1,436 |
| 2018 GMC Yukon XL | $332 | $536 | $398 | $1,424 |
| 2017 GMC Yukon XL | $320 | $524 | $416 | $1,418 |
| 2016 GMC Yukon XL | $310 | $502 | $430 | $1,400 |
| 2015 GMC Yukon XL | $292 | $484 | $442 | $1,376 |
| 2014 GMC Yukon XL | $282 | $450 | $452 | $1,342 |
| 2013 GMC Yukon XL | $270 | $424 | $456 | $1,308 |
| 2012 GMC Yukon XL | $258 | $380 | $460 | $1,256 |
| 2011 GMC Yukon XL | $242 | $350 | $460 | $1,210 |
| 2010 GMC Yukon XL | $234 | $328 | $464 | $1,184 |
Driver Age
Driver age can have a significant effect on GMC Yukon XL car insurance rates. For example, 30-year-old drivers pay $64 more for GMC Yukon XL car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on GMC Yukon XL insurance rates. For example, drivers in Phoenix may pay $799 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of GMC Yukon XL car insurance. Teens and drivers in their 20’s see the highest jump in their GMC Yukon XL car insurance with violations on their driving record.
GMC Yukon XL Safety Ratings
Your GMC Yukon XL auto insurance rates are tied to the GMC Yukon XL’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
GMC Yukon XL Crash Test Ratings
Not only do good GMC Yukon XL crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper GMC Yukon XL auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 GMC Yukon XL SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 GMC Yukon XL SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
GMC Yukon XL Safety Features
Having a variety of safety features on your GMC Yukon XL can help lower your GMC Yukon XL insurance costs. The GMC Yukon XL’s safety features include:
- Electronic stability control and traction control – StabiliTrak
- Lane keep assist with lane departure warning
- Hill-start assist
- Front and rear park assist
- Automatic emergency braking
GMC Yukon XL Insurance Loss Probability
Another contributing factor that affects GMC Yukon XL car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 11% |
|---|---|
| Property Damage | -1% |
| Comprehensive | 37% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
GMC Yukon XL Finance and Insurance Cost
If you are financing a GMC Yukon XL, you will pay more if you purchase GMC Yukon XL car insurance at the dealership, so be sure to shop around and compare GMC Yukon XL car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on GMC Yukon XL Insurance
You have more options at your disposal to save money on your GMC Yukon XL auto insurance costs. For example, try taking advantage of the following five strategies to reduce your GMC Yukon XL car insurance rates
- Ask About Loyalty Discounts
- Remove Unnecessary Insurance Once Your GMC Yukon XL is Paid Off
- Reduce Your Coverage on an Older GMC Yukon XL
- Get Married and Ask for a Discount
- Don’t Skimp On GMC Yukon XL Liability Coverage
Top GMC Yukon XL Insurance Companies
Who is the top auto insurance company for GMC Yukon XL insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Yukon XL auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Yukon XL offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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