Hungry Howie’s Pizza Auto Insurance for 2021

Hungry Howie's Pizza auto insurance isn't available directly from Hungry Howie's Pizza. The company doesn't have any specific Hungry Howie's Pizza auto insurance requirements. Still, since drivers are required to use personal vehicles for deliveries, they'll also need to buy their own food delivery auto insurance. Drivers need both a personal and commercial Hungry Howie's Pizza car insurance policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 18, 2021

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What You Should Know

  • Hungry Howie’s Pizza expects its delivery drivers to use their personal vehicles for deliveries
  • There isn’t a specific Hungry Howie’s Pizza auto insurance requirement, but you’ll need at least minimum liability coverage to drive legally
  • Your personal policy likely won’t be enough when you’re delivering, so you’ll need to shop for commercial auto insurance as well

When you’re shopping for delivery driver insurance, it’s essential to know what you need. Understanding auto insurance is the first step, and we can help.

Who is responsible if you get in a car accident while delivering for Hungry Howie’s Pizza? How much are average Hungry Howie’s Pizza auto insurance rates? What is the best Hungry Howie’s Pizza auto insurance company? Are there Pizza delivery insurance programs? Read this article to learn more.

Finding the right delivery driver insurance is important. You can start shopping for the coverage you need as a Hungry Howie’s Pizza delivery driver right now by entering your ZIP code in the tool on this page to get your first free quote.

What kind of auto insurance do you need as a Hungry Howie’s Pizza delivery driver?

Hungry Howie’s Pizza doesn’t require specific insurance coverage for its delivery drivers. In most states, you’ll need at least minimum liability coverage to drive legally, however, so regardless of the lack of Hungry Howie’s car insurance requirements, you can’t drive uninsured.

So do I need special insurance to be a delivery driver? In general, personal car insurance policies don’t cover you when you use your personal vehicle to generate income as a delivery driver, so you’ll also need commercial car insurance coverage.

As a pizza delivery driver, you must have the right insurance coverage because, according to Crosley Law, delivery drivers face an exceptionally high accident and vehicle fatality rate compared to other occupations.

So, where can you buy Hungry Howie’s Pizza auto insurance? Keep reading to find out.

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Where can you get Hungry Howie’s delivery driver auto insurance?

You can buy commercial coverage from nearly every major insurance company, but expect your rates to increase significantly. On average, monthly rates increase by $150 when a commercial policy is added to an existing policy.

We know this can get expensive. So are there more affordable Hungry Howie’s Pizza auto insurance options? You’re in luck because some insurance companies offer a delivery driver add-on instead of a full commercial policy. Companies that provide this coverage include:

  • Crump Property & Casualty
  • International Property & Casualty
  • Progressive
  • State Farm
  • Sunderland Insurance

All you need to do is ask your insurance agent whether the delivery driver add-on is an available option for you.

Another way to save on your delivery driver insurance costs is to compare Hungry Howie’s Pizza auto insurance quotes from at least three companies to ensure you’re getting the best price for your coverage.

Hungry Howie’s Pizza Auto Insurance: The Bottom Line

Hungry Howie’s Pizza car insurance isn’t available through the company. Instead, you’ll need to buy both personal and commercial coverage to ensure you have the protection you need while out on delivery.

To save on your food delivery auto insurance rates, you can compare quotes from multiple companies and ask your insurance agent about the delivery driver add-on (instead of a full commercial policy).

Before you leave this Hungry Howie’s Pizza car insurance guide, take a moment to use your ZIP code in our free tool to start comparing delivery driver auto insurance rates right now.

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