Best Nissan Maxima Insurance Rates [How to Find Cheap Rates]

Average Nissan Maxima auto insurance rates are $131 per month, but you'll find that 2010 Nissan Maxima insurance costs much less than a policy for a brand new Nissan. Start comparing Nissan Maxima insurance quotes online now with our free tool to find the best price on your Nissan Maxima insurance coverage.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,576 a year or $131 each month
  • A liability-only policy costs around $632 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,760 a year or $480 each month
  • Good drivers can save as much as $650 a year by earning policy discounts
  • Nissan Maxima insurance costs around $57 more per year than the average vehicle

Nissan Maxima insurance rates are $53 per month for liability-only coverage and $131 per month for full coverage. You save up to $650 per year on Nissan Maxima insurance rates. Continue reading to learn more.

You can start comparing quotes for Nissan Maxima insurance rates from some of the best auto insurance companies by using our free online tool now.

Nissan Maxima Insurance Cost

The average auto insurance rates for a Nissan Maxima cost $1,576 a year or $131 a month.

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Are Nissan Maximas Expensive to Insure?

The chart below details how Nissan Maxima insurance rates compare to other sedans like the Subaru WRX, Chevrolet Impala, and Chevrolet Blazer.

Vehicle Comprehensive Collision Liability Total
Nissan Maxima $390 $656 $372 $1,576
Subaru WRX $320 $566 $338 $1,360
Chevrolet Impala $280 $532 $372 $1,342
Chevrolet Blazer $376 $688 $316 $1,516
Ford Focus $244 $536 $398 $1,336
Audi A3 $282 $566 $398 $1,404
Buick Regal $306 $536 $398 $1,398
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Maxima Insurance?

The Nissan Maxima trim and model you choose can impact the total price you will pay for Nissan Maxima insurance coverage.

Age of the Vehicle

Older Nissan Maxima models generally cost less to insure. For example, auto insurance rates for a 2020 Nissan Maxima are $1,576, while 2010 Nissan Maxima rates are $1,254, a difference of $322.

Model Year Comprehensive Collision Liability Total
2020 Nissan Maxima $390 $656 $372 $1,576
2019 Nissan Maxima $372 $630 $390 $1,550
2018 Nissan Maxima $356 $626 $398 $1,538
2017 Nissan Maxima $344 $610 $416 $1,528
2016 Nissan Maxima $332 $586 $430 $1,506
2014 Nissan Maxima $302 $524 $452 $1,436
2013 Nissan Maxima $290 $494 $456 $1,398
2012 Nissan Maxima $278 $442 $460 $1,338
2011 Nissan Maxima $260 $408 $460 $1,286
2010 Nissan Maxima $250 $382 $464 $1,254
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Driver Age

Driver age can have a significant effect on Nissan Maxima insurance rates. For example, 30-year-old drivers pay $69 more for Nissan Maxima auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Maxima insurance rates. For example, drivers in New York may pay $961 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Nissan Maxima insurance rates. Teens and drivers in their 20’s see the highest jump in their Nissan Maxima auto insurance with violations on their driving record.

Nissan Maxima Safety Ratings

The Nissan Maxima’s safety ratings will affect your Nissan Maxima insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Nissan Maxima Crash Test Ratings

Good Nissan Maxima crash test ratings can lower your Nissan Maxima auto insurance rates. See Nissan Maxima crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Maxima 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Nissan Maxima 4 DR FWD N/R N/R N/R 5 stars
2018 Nissan Maxima 4 DR FWD 5 stars 4 stars 5 stars 5 stars
2017 Nissan Maxima 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Nissan Maxima 4 DR FWD Later Release 5 stars 5 stars 5 stars 5 stars
2016 Nissan Maxima 4 DR FWD Early Release 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan Maxima Safety Features

The more safety features you have on your Nissan Maxima, the more likely it is that you can earn a discount. The Nissan Maxima’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning

Nissan Maxima Finance and Insurance Cost

If you are financing a Nissan Maxima, you will pay more if you purchase Nissan Maxima auto insurance at the dealership, so be sure to shop around and compare Nissan Maxima auto insurance quotes from the best companies using our FREE tool below.

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5 Ways to Save on Nissan Maxima Insurance

You have more options at your disposal to save money on your Nissan Maxima auto insurance costs. For example, try these five tips:

  • Buy a Dashcam for Your Nissan Maxima
  • Ask About a Student Away from Home Discount
  • Ask About Mature Driver Discounts for Drivers Over 50
  • Buy Winter Tires for Your Nissan Maxima
  • Ask About Nissan Maxima Safety Discounts

Top Nissan Maxima Insurance Companies

Who is the best auto insurance company for Nissan Maxima insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Maxima auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Maxima offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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