Volkswagen GTI Insurance Quotes [List of Money Saving Tips]
Volkswagen GTI auto insurance quotes average at $115 a month, but good drivers can save hundreds over high-risk drivers. You can also save money on your Volkswagen GTI auto insurance rates by adding anti-theft devices to your GTI and removing young drivers from your policy. Enter your ZIP code below to start comparing Volkswagen GTI auto insurance quotes now for free.
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Written by
Rachel Bodine
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Reviewed by
Leslie Kasperowicz
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UPDATED: Oct 30, 2020
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Key takeaways from this article:
- Full coverage costs around $1,384 a year or $115 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,059 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Volkswagen GTI insurance costs around $135 less per year than the average vehicle
Comparison shopping for Volkswagen GTI insurance rates doesn’t have to be time-consuming. We can help you save time and money on your Volkswagen GTI auto insurance rates. For instance, good drivers can save as much as $2,135 a year over higher-risk drivers, so practice defensive driving, don’t drink and drink, or drive while distracted.
You can start comparing quotes for Volkswagen GTI car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Volkswagen GTI Insurance Cost
The average Volkswagen GTI car insurance rates are $1,384 a year or $115 a month.
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Are Volkswagen GTIs Expensive to Insure?
The chart below details how Volkswagen GTI insurance rates compare to other subcompact hatchbacks like the Ford Focus RS, Volkswagen Golf R and Mitsubishi Mirage.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.
What Impacts the Cost of Volkswagen GTI Insurance?
The Volkswagen GTI trim and model you choose can impact the total price you will pay for Volkswagen GTI car insurance coverage.
Age of the Vehicle
Older Volkswagen GTI models generally cost less to insure. For example, car insurance for a 2014 Volkswagen GTI costs $1,384, while 2010 Volkswagen GTI insurance costs are $1,210, a difference of $174.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2014 Volkswagen GTI | $250 | $524 | $452 | $1,384 |
| 2013 Volkswagen GTI | $240 | $494 | $456 | $1,348 |
| 2012 Volkswagen GTI | $230 | $442 | $460 | $1,290 |
| 2011 Volkswagen GTI | $214 | $408 | $460 | $1,240 |
| 2010 Volkswagen GTI | $206 | $382 | $464 | $1,210 |
| $ | $ | $ | $ |
Driver Age
Driver age can have a significant impact on Volkswagen GTI auto insurance rates. For instance, a 30-year-old driver may pay $61 more each year for Volkswagen GTI auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Volkswagen GTI insurance rates. For example, drivers in Houston may pay $1,020 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Volkswagen GTI car insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen GTI car insurance rates with violations on their driving record.
Volkswagen GTI Safety Ratings
Your Volkswagen GTI car insurance rates are tied to the safety ratings of the Volkswagen GTI. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | G |
|---|---|
| Small overlap front: passenger-side | A |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
Volkswagen GTI Crash Test Ratings
If the Volkswagen GTI crash test ratings are good, you could have lower Volkswagen GTI car insurance rates. See Volkswagen GTI crash test results below:
| Federal Government Crash Test Ratings | 2020 | 2019 | 2018 |
| Overall Rating | 5 | 5 | 5 |
|---|---|---|---|
| Frontal Crash | 4 | 4 | 4 |
| Side Crash | 5 | 5 | 5 |
| Rollover | 4 | 4 | 4 |
| Source: National Highway Traffic Safety Administration | |||
Volkswagen GTI Safety Features
The safety features of the Volkswagen GTI can impact your Volkswagen GTI car insurance rates. The Volkswagen GTI has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Volkswagen GTI Insurance Loss Probability
The lower percentage means lower Volkswagen GTI auto insurance rates; higher percentages mean higher Volkswagen GTI car insurance rates. The Volkswagen GTI’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 30% |
|---|---|
| Property Damage | no data |
| Comprehensive | 14% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
Volkswagen GTI Finance and Insurance Cost
If you are financing a Volkswagen GTI, most lenders will require your carry higher Volkswagen GTI coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen GTI auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Volkswagen GTI Insurance
Drivers can end up saving more money on their Volkswagen GTI car insurance rates by employing any one of the following strategies.
- Ask About Low Mileage Discounts for Your Volkswagen GTI
- Pass a Defensive Driving Course
- Find a Local Driver’s Education Course
Top Volkswagen GTI Insurance Companies
Who is the best auto insurance company for Volkswagen GTI insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen GTI auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen GTI offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | 46,106,971 | 6.6 |
| 3 | Progressive | 39,222,879 | 5.6 |
| 4 | Liberty Mutual | 35,600,051 | 5.1 |
| 5 | Allstate | 35,025,903 | 5.0 |
| 6 | Travelers | 28,016,966 | 4.0 |
| 7 | USAA | 23,483,080 | 3.3 |
| 8 | Chubb | 23,388,385 | 3.3 |
| 9 | Farmers | 20,643,559 | 2.9 |
| 10 | Nationwide | 18,442,145 | 2.6 |
| Source: https://www.iii.org/fact-statistic/facts-statistics-insurance-company-rankings | |||
Compare Free Volkswagen GTI Insurance Quotes Online
You can start comparing quotes for Volkswagen GTI car insurance rates from some of the best car insurance companies by using our free online tool now.