Auto Insurance for Engineers (Rates & Discounts)

Engineer auto insurance costs an average of $151 per month and $1,812 per year. To save on your engineer car insurance, you can ask about engineer auto insurance discounts like the professional association discount. Whether you’re looking for engineering contractor insurance, insurance for engineering consultants, or car insurance for engineers, you can also save by comparing rates from at least three companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Insurance Feature Writer Rachel Bodine

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: May 21, 2021

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What You Should Know

  • Some auto insurance companies, like GEICO, use occupation and the nature of your work as a factor in adjusting car insurance rates
  • Companies like GEICO offer average engineer auto insurance rates of $151 per month
  • Occupation-based discounts, discounts for being a member of certain professional organizations, and other discounts can help you save on your engineer car insurance rates

Whether you’re looking to purchase insurance for engineering consultants, engineering contractor insurance, or just basic insurance as an engineer, it’s important to make sure you have the right coverage, and you’re getting the best price. So how much does engineer auto insurance cost, and how can you save?

We know understanding auto insurance can be difficult, which is why we pulled together the information in this article. Keep reading for everything you need to know about engineer auto insurance.

If you’re ready to buy engineer auto insurance, enter your ZIP code in the free tool on this page to compare engineer auto insurance rates right now.

What are average auto insurance rates for engineers?

If you own an engineering consulting business, you’ll need professional liability coverage or engineering business insurance. The focus of this article is auto insurance for engineers; however, so we don’t have professional engineer insurance costs. We do have average car insurance rates from GEICO for engineers. Take a look.

  • GEICO average monthly rate – $151
  • GEICO average annual rate – $1,812

These rates are just averages, so what you’ll pay may vary. Factors like your age, gender, driving record (whether you’re a high- or low-risk driver), ZIP code, and occupation can all play a part in how your rates are adjusted. Insurance companies use information like this to calculate your likelihood of filing a claim.

It’s important that you get the right coverage. There aren’t any engineering-specific auto insurance requirements, but you will need at least minimum liability coverage that meets the legal limits set in your state.

The average annual engineering salary is $95,500, according to the Bureau of Labor Statistics. While this is a comfortable living, it’s still a good idea to stick with a budget and look for the best coverage price.

So how can you save on your engineering auto insurance rates? Keep reading to find out.

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What auto insurance discounts are available for engineers?

Car insurance discounts for engineers can save you up to 15% on your rates. The best discounts for engineers include occupation-based discounts, discounts for membership in professional organizations, and more. Take a look at this table to see which companies offer these and other discounts.

Occupation-Based Discounts Available by Company
Insurance Company Offers Further Education DiscountOffers Membership/Group DiscountOffers Occupation DiscountOffers Students & Alumni Discount
21st CenturyNoNoNoNo
American FamilyNoNoNoYes
Country FinancialYesNoYesNo
Liberty MutualYesYesYesYes
Safe AutoNoNoNoNo
State FarmNoNoNoNo
The GeneralNoNoNoNo
The HanoverYesYesYesNo
The HartfordNoYesYesNo
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You can also ask about discounts like the good driver discount, claims-free discounts, and more.

You should also shop around and get quotes from at least three companies to ensure you’re getting a fair rate. You can use the tool on this page to get started.

Auto Insurance for Engineers: The Bottom Line

It’s important to have the right auto insurance coverage at the best price as an engineer. Average GEICO engineer car insurance rates are $151 per month and $1,812 per year. You can save by asking about discounts and comparing quotes from at least three companies.

Before you go, are you ready to find affordable engineer auto insurance? Use your ZIP code in our free tool to start comparing engineer auto insurance quotes right now.

Free Auto Insurance Comparison

Compare over 200 auto insurance companies at once!

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