Does auto insurance cover damage done by a shopping cart?

Auto insurance will cover damage done by a shopping cart if you have full coverage. Insurance covers shopping cart damage the same way as a hit and run accident where there is no other driver to take financial responsibility, which is generally with collision coverage. Since you will have to pay your deductible, filing a claim with auto insurance for shopping cart damage may not be worthwhile.

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UPDATED: Jun 6, 2022

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