Does Crime Rate Affect Auto Insurance Rates?

Crime rate affects auto insurance rates because it increases your level of risk as a driver. Insurance companies use ZIP codes to determine car insurance rates, and if your ZIP code has a higher crime rate, you can expect to pay higher auto insurance premiums. You can mitigate crime rate effects on car insurance rates by installing anti-theft devices in your vehicle and parking your car in a garage if possible. To check auto insurance costs in your area, enter your ZIP code below.

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UPDATED: Jun 6, 2022

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