Godfather’s Pizza Auto Insurance for 2021

Godfather's Pizza doesn't insure delivery drivers with Godfather's Pizza auto insurance, and you won't be able to buy pizza delivery insurance coverage from the company. Godfather's partners with Grubhub for deliveries, and Grubhub delivery drivers qualify for liability coverage through the company. You'll still need additional pizza delivery auto insurance, specifically commercial coverage. Compare rates from multiple companies to save on Godfather's Pizza auto insurance costs.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Insurance Feature Writer Rachel Bodine

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 22, 2021

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What You Should Know

  • Godfather’s Pizza doesn’t sell or offer Godfather’s Pizza auto insurance coverage to delivery drivers
  • Delivery drivers for Godfather’s Pizza don’t work for the company; instead, they drive for Grubhub
  • Delivery drivers need both personal and commercial auto insurance coverage to be protected while delivering Godfather’s Pizza through Grubhub

When you’re shopping for pizza delivery auto insurance as a delivery driver for Godfather’s Pizza, we know you probably have some questions, and understanding auto insurance is a great place to start.

Where can you buy pizza delivery auto insurance coverage? How much are average Godfather’s Pizza auto insurance rates?

What is the best Godfather’s Pizza auto insurance company? What happens if you’re in an accident while delivering for Godfather’s Pizza?

Read this article to find out the information you need to know on Godfather’s Pizza auto insurance coverage.

Before we get started on this Godfather’s Pizza car insurance overview, take a minute to enter your ZIP code in our free tool above to start comparing rates for delivery drivers today.

What kind of auto insurance do you need as a Godfather’s Pizza delivery driver?

Grubhub actually employs delivery drivers for Godfather’s Pizza, so you won’t be able to get insurance coverage through Godfather’s.

While companies like Godfather’s Pizza may have hired and non-owned auto insurance for pizza delivery, that coverage only protects the company against being liable for damages when delivery drivers are in an accident while working.

Delivery drivers need insurance coverage to legally get behind the wheel and coverage that protects them financially in the event of an accident. Most personal policies don’t cover drivers while they’re out on delivery. So what kind of auto insurance do you need as a Grubhub delivery driver for Godfather’s Pizza?

Grubhub offers liability coverage to its delivery drivers, so you’re probably wondering, do I need special insurance to be a delivery driver as well? The answer is yes. Grubhub’s liability coverage only applies to the cost of damages and injuries to other drivers when you’re at fault for an accident.

To have coverage that protects you financially and helps cover the cost of injuries and property damage you experience due to an accident, you’ll need commercial coverage.

Does having the right coverage really matter? According to Crosley Law, delivery drivers are more likely to get in accidents than people in nearly any other occupation, so the answer is yes. It’s important to have the right coverage in place to be protected while out on delivery.

What’s the best food delivery insurance? Where can you buy Godfather’s Pizza car insurance? Keep reading to find out what some of your pizza delivery car insurance coverage options are, where to buy them, and how to save.

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Where can you buy Godfather’s Pizza delivery driver auto insurance?

Commercial coverage is typically available from most (if not all) major insurance companies. The easiest way to get it is to work with your current insurance provider to add a commercial policy to your existing coverage.

While this coverage can get expensive (you’ll see an average increase of $150 per month with a commercial policy), there are ways to get more affordable Godfather’s Pizza auto insurance. One option is to ask your insurer about the delivery driver add-on. This isn’t available from all companies, but some that offer it include:

  • Crump Property & Casualty
  • International Property & Casualty
  • Progressive
  • State Farm
  • Sunderland Insurance

Another great way to save, regardless of the type and amount of coverage you choose to purchase, is to compare at least three different Godfather’s Pizza auto insurance quotes to ensure you’re getting the best rate for your policy.

Godfather’s Pizza Auto Insurance: The Bottom Line

Grubhub employs delivery drivers for Godfather’s Pizza. Grubhub offers liability coverage to its delivery drivers, which covers the cost of property damage and injuries to other drivers when you’re at fault for an accident.

In addition to the coverage provided through Grubhub, you’ll also need a personal insurance policy to drive legally and a commercial policy or delivery driver add-on to be fully protected while out on delivery for Godfather’s Pizza.

Now that you’ve learned the Godfather’s Pizza delivery driver auto insurance basics, it’s time to start shopping for coverage. Enter your ZIP code in our free tool below to start comparing delivery driver rates from local companies right now.

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