How To Get Points Removed From Your License (2024)
Knowing how to get points removed from your license can save you money. One accident can raise your auto insurance rates $81/mo from the added points on your driver’s license. Learn the process of how to remove points from your driving record in each state.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Dec 16, 2023
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 16, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- When you get a ticket or find yourself in an accident, demerit points can be added to your driver’s license
- Accumulating points can lead to higher auto insurance rates and possibly a suspended license (read our “How many points can you get on your license before it’s suspended? for more information”)
- Each state has a different way of having points removed from your license
- Points will follow you from state to state
- Points affect your auto insurance rates
Can you find how to get points removed from your license through your local DMV? Can you remove points from your license if you take a class? Do points on your license go away on their own? Understanding auto insurance is vital to both saving money and learning how to get points off your license.
Most states use a driver’s license points-based system to regulate drivers. Certain violations are worth a certain number of demerit points. If you collect too many points in a span, then you could face fines or license suspension.
Can you pay to have points on your license? In some states, yes, while in others, points are automatically removed after three to five years. Fortunately, every state allows DMV points removal. The driver’s license points are never permanent.
Compare quotes today to get the best affordable auto insurance rates you can. Before learning more about how to get points removed from your license, enter your ZIP code to start getting quotes, even if you have points on your license.
Keep reading to learn how to remove points off your license in each state.
How long do points stay on your license before you can remove them?
Before we dive in, it’s important to note that each state has its own driving and car insurance laws. When you break those laws, that’s where the points come in.
For example, most states require you to carry at least minimum liability auto insurance.
According to the Insurance Information Institute, one in eight drivers are uninsured. If you do not meet those state minimums, you can get a fine and points issued by the state. Even if you are driving safely, you can still rack up points on your license.
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Is there a way to permanently get points removed from your license?
First, let’s make one thing clear. In most states, points technically stay on your driver record permanently unless expunged by a court order.
However, these points should only impact you for two to six years, depending on the severity of your violation.
A DUI you received 20 years ago will not impact your insurance rates today, but a speeding ticket you received last month will affect insurance rates.
Let’s compare what’s considered a clean driving record to what one accident, speeding ticket, or DUI can do to your auto insurance rates.
Average Annual Auto Insurance Rates by Driving HistoryCompany | Average Annual Rates with Clean Record | Average Annual Rates with 1 Accident | Average Annual Rates with 1 DUI | Average Annual Rates with 1 Speeding Violation |
---|---|---|---|---|
Allstate | $3,819.90 | $4,987.68 | $6,260.73 | $4,483.51 |
American Family | $2,693.61 | $3,722.75 | $4,330.24 | $3,025.74 |
Farmers | $3,460.60 | $4,518.73 | $4,718.75 | $4,079.01 |
Geico | $2,145.96 | $3,192.77 | $4,875.87 | $2,645.43 |
Liberty Mutual | $4,774.30 | $6,204.78 | $7,613.48 | $5,701.26 |
Nationwide | $2,746.18 | $3,396.95 | $4,543.20 | $3,113.68 |
Progressive | $3,393.09 | $4,777.04 | $3,969.65 | $4,002.28 |
State Farm | $2,821.18 | $3,396.01 | $3,636.80 | $3,186.01 |
Travelers | $3,447.69 | $4,289.74 | $5,741.40 | $4,260.80 |
USAA | $1,933.68 | $2,516.24 | $3,506.03 | $2,193.25 |
A car repair estimate and other costs are just a few of your concerns. One accident can raise your monthly auto insurance rates by about $81, and one speeding ticket adds about $45 a month. You can see how multiple tickets would make your rates skyrocket.
Although each state allows for points to be taken off your license, it’s better to know how to not get points on your license in the first place. Safe driving and paying attention will keep you from racking up those points.
So, how do I remove points from my driving license to keep rates low?
It’s important to consider how and when penalty points are removed from your license. Rules vary widely between states. Read our state-by-state breakdown below.
Are there point reduction courses to get points removed from your license in every state?
Can you pay to get points off your license? Can I get points off my license if I take a defensive driving class? Is there a DMV point removal system in all states?
Driving school points removal seems to be the most popular by state. However, that’s not the only way.
How do you get points removed from your license in each state?
There are many different ways to get points removed from your license. Depending on your state, online classes can help get points off your license quickly.
Although most states use a points system to evaluate your driving, other states simply look at the number of offenses you have acquired within a set time. Therefore, how long it takes for an accident to get off your record varies by state.
But for those states that do issue points, it’s important to learn how to get points removed from your license, specifically where you live to avoid missing any issues with your driving record.
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How do points on your license go away in Alabama?
Alabama does not currently have a point reduction program. Points remain on your record permanently. However, two years after a traffic conviction, the point count for that conviction will no longer count for suspension purposes.
How do you get points removed from your license in Alaska?
Alaska drivers are eligible for the Alaska Point Reduction program. You attend and complete an approved defensive driving course, then get two negative points removed from your license.
Any driver in Alaska can take a defensive driving course for point reduction once every 12 months. After completing the course, the course provider will notify the DMV of your completion, and two points will be removed from your driver’s license record.
How do you remove points from your license in Arizona?
Arizona does not have a point reduction program. Points are added to your permanent driving record if you are convicted of a moving traffic violation.
However, if you have received a traffic ticket but have not yet been convicted, then you may be able to take a defensive driving course and avoid having the points added to your license altogether.
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Removing Points from Your License in Arkansas
Arkansas does not have a point reduction program. All points added to your driver’s license remain viewable by insurance companies for three years.
Employers can view driver’s license points for a longer period. Points from more severe convictions stay on your record for a longer period.
How do you remove points from your license in California?
California does not have a point reduction program. Points remain on your driver’s license for three years, although certain severe violations can stay on your license for longer.
If you have received a violation but have not yet been convicted, then you may be able to attend traffic school and have the points “masked” from insurance companies, although you can only do this once every 18 months.
How do you get points removed from your license in Colorado?
Colorado has no point reduction system. However, if your license is suspended due to an excessive number of points on your record, you may be able to reduce the length of the suspension if you provide the Hearing Officer with evidence that you have changed your bad driving habits.
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How do you remove points from your license in Connecticut?
Connecticut does not have a point reduction system. Points remain on your driver’s license for two years from the date they were assessed.
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How do you get points removed from your license in Delaware?
You can receive a three-point credit in Delaware by taking a defensive driving course. This credit is applied to a driver’s point total after completing an approved defensive driving course, and the credit remains valid for three years, after which the credit is removed.
You can take another defensive driving refresher course to maintain the three-point credit.
How do points on your license go away in the District of Columbia?
Drivers in Washington, D.C. may be able to take an approved online defensive driving course to remove points from their record. However, you must receive prior approval from a DC DMV Hearing Examiner.
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How do you get points removed from your license in Florida?
Wondering how to remove points from your license in Florida? Unfortunately, Florida has no point reduction system for drivers.
However, if you have received a violation but have not yet been convicted, then you may attend a driver improvement school to avoid having points added to your driving record for a particular violation.
Points stay on your record for Florida auto insurance for three years. Depending on the accumulation of points, you could face further suspensions:
- 12 points earned within 12 months leads to a 30-day suspension
- 18 points earned within 18 months lead to a three-month suspension
- 24 points earned within 36 months lead to a 12-month suspension
Typically, minor incidents in Florida – like a speeding ticket – are worth around three points. More serious incidents – like a DUI – are worth 6 or more points.
How do you remove points from your license in Georgia?
Drivers in Georgia can send a request to the Department of Driver Services (DDS) to reduce the number of points assessed against their driving record. You can remove a maximum of seven points once every five years.
To receive a point reduction, you must successfully complete an approved driver improvement course, then present your certificate of completion to the Georgia DDS. Points stay on your record in Georgia for two years.
How do you get points removed from your license in Hawaii?
Drivers in Hawaii no longer receive points for traffic violations. However, convictions are still recorded to the driver’s traffic abstract, and multiple convictions on your record can lead to fines or loss of license.
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How do you remove points from your license in Idaho?
Drivers in Idaho can request to reduce their point total by three points every three years by completing an approved defensive driving course.
You can avoid an impending driver’s license suspension for point accumulation by taking an approved defensive driving course, although the course must be completed prior to the date on which your suspension takes effect.
How do you get points removed from your license in Illinois?
Illinois has no point reduction system. Points remain on your driver’s license for four to five years, depending on the severity of the violation.
How do you remove points from your license in Indiana?
Drivers in Indiana can take a Driver Safety Program course to receive a four-point credit on their driving record. This credit can be applied every three years.
You can take an additional course within the three-year time period to extend the credit. The credit will be extended three years from the date on which you took the additional course.
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How do points on your license go away in Iowa?
Iowa has no point reduction program. Points remain on your driver’s license for 12 months.
Removing Points from Your License in Kansas
Kansas’s DMV does not use a point system to track traffic violations. However, the DMV does keep a record of past convictions on your driving record. Multiple and/or serious violations can lead to license suspension or fines.
There’s no way to remove these convictions from your record (aside from waiting for them to disappear over time).
How do you get points removed from your license in Kentucky?
Kentucky has no point reduction system for drivers. Points remain on your driving record for two years from the date of conviction, although the conviction entry itself remains on your record for five years.
If you have received a violation but have not yet been convicted, then you may be able to take a driving course to avoid having points added to your driving record.
You’ll need a referral from the District Court in the jurisdiction where the violation occurred. You can take a defensive driving course for this purpose once every 12 months.
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How do you remove points from your license in Louisiana?
Louisiana’s OMV has no point system to track violations, although it does have a record of past convictions that can affect your Louisiana auto insurance. Serious and/or multiple violations can lead to the suspension of your license.
How do you get points removed from your license in Maine?
Drivers in Maine can complete a Driving Dynamics course to get a three-point credit applied to their driving record. This course can be taken once per year to renew the credit.
How do you remove points from your license in Maryland?
Maryland’s Motor Vehicle Administration automatically removes (or ‘expunges’) all points and violations from your driving record three years after your conviction, assuming you have no other incidents (moving violations, criminal offenses, or other incidents) within that period of time.
If you have been convicted of another violation within that period of time, then you can request a manual expungement of your record at the MVA website.
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How do you get points removed from your license in Massachusetts?
Massachusetts has no point reduction program. Points from traffic violations remain on your record for six years from the date they were received. Massachusetts auto insurance companies can view these points (and use them to influence insurance rates) for six years.
How do you remove points from your license in Michigan?
Michigan has no point reduction system, and points remain on your driving record for two years from the date of conviction.
Drivers in Michigan who have received a violation but have not yet been convicted may be able to attend a defensive driving course to have points hidden from insurance companies.
However, you’ll need to receive a notice from the Michigan Secretary of State.
Points assessed by the Michigan Department of State stay on your driving record for two years – even for more serious convictions like a DUI. However, two DUI convictions within a seven-year period can lead to permanent license suspension.
How do you get points removed from your license in Minnesota?
Minnesota’s DVS has no point system for traffic violations, although they do keep a record of past convictions for each driver. If you have multiple and/or serious violations within a certain period of time, it can lead to higher insurance rates or even license suspension.
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How do you remove points from your license in Mississippi?
Mississippi’s DPS has no point system for tracking traffic violations. However, the DPS does maintain a record of past convictions for each driver. If you have multiple and/or serious convictions within a certain period of time, it can lead to license suspension.
How do you get points removed from your license in Missouri?
Missouri has no point reduction system for drivers. However, the Missouri DPS will automatically reduce the number of points on your driving record for every year you drive without a new conviction.
Your points are reduced by one third for your first clean year, half for your second clean year, and to zero for your third clean year.
How do you get points removed from your license in Montana?
Montana has no point reduction program. Points from traffic violations remain on your driving record for three years from the date of conviction. Points are removed from your driving record automatically after three years and will no longer affect insurance rates.
However, the conviction remains on your driving record permanently. Furthermore, convictions for your second DUI (or any subsequent DUIs) within five years will impact insurance rates, whether it’s monthly auto insurance or annually paid insurance. Plus, it could potentially lead to license suspension.
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How do you remove points from your license in Nebraska?
Nebraska has no point reduction program. Points remain on your license for five years before being removed.
How do you get points removed from your license in Nevada?
Drivers in Nevada can take a driver training course to receive a three-point credit on their driving record. However, you cannot take this course if you have traffic violations pending, nor can you take it if you have more than 12 points on your driving record.
How do you remove points from your license in New Hampshire?
Drivers in New Hampshire who have accumulated three or more points on their driving record can take a ‘Driver Improvement’ course to have three points removed from their record. Courses must be taken in-person.
If you do not take the Driver Improvement course, the traffic violation remains on your record for three years.
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How to Get Points Off Your License in NJ
Drivers in New Jersey can take a defensive driving course once every five years to reduce their point total by two points.
How do points on your license go away in New Mexico?
New Mexico has no point reduction program. If your license is suspended due to excessive point accumulation, then you may be able to take a defensive driving course to renew your license.
How do you get points removed from your license in New York?
Wondering how to remove points from your license in NY? Drivers in New York can reduce their point total by four points once every 18 months by completing an approved defensive driving course.
Point reduction only applies to violations that occurred within the last 18 months, and points for earlier violations cannot be removed.
Point reduction cannot be used as credit towards future violation points, and your point total cannot be reduced below zero. You are not eligible for point reduction if your license has already been revoked or suspended.
Furthermore, point reduction will not cancel or prevent license suspension for violations like DWI, DWAI, or three or more speeding violations within 18 months.
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Removing Points from Your License in North Carolina
Drivers in North Carolina with more than seven points on their driving record may be told to take a Driver Improvement Clinic by a judge or hearing officer.
If you successfully complete the Driver Improvement Clinic, three points will be removed from your driving record.
Not all drivers qualify for this point credit, and you need to speak with a hearing officer to confirm point removal.
How do you get points removed from your license in North Dakota?
Drivers in North Dakota can remove three points from their driving record once every 12 months by taking a defensive driving course. You cannot receive credit for future violations: you can only reduce points that are already on your driving record.
How do you remove points from your license in Ohio?
Drivers in Ohio with two to twelve points on their driving record may be able to take a defensive driving course to get a two-point credit. Completing the course does not remove existing points on your driving record, although it can negate the impact of future traffic convictions.
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How do you get points removed from your license in Oklahoma?
Drivers in Oklahoma can take a defensive driving course to get a two-point credit on their driving record. Courses can be taken once every 24 months.
Your points are also automatically reduced by two if the driver goes 12 consecutive months without receiving a traffic conviction.
If you go three consecutive years with no convictions, then the points on your record will be reduced to zero.
How do you remove points from your license in Oregon?
Oregon’s DMV does not use a point system to track traffic violations, although the DMV does maintain a record of past convictions on your driving history. Drivers with multiple and/or serious convictions may have their licenses revoked or suspended.
How do you get points removed from your license in Pennsylvania?
Pennsylvania has no point removal system for drivers. However, three points will be removed from your driving record for every 12 consecutive months without a violation.
After your driving record is reduced to zero and remains at zero for 12 consecutive months, any further accumulation of points will be treated as your first accumulation of points. In other words, your record is completely expunged after 24 consecutive months without a violation.
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How do you get points removed from your license in Rhode Island?
Rhode Island’s DMV has no point system for tracking traffic violations. However, the DMV does maintain a record of past convictions on your driving history. If you have multiple and/or serious convictions on your record, it could lead to higher insurance rates and license suspension.
How do you remove points from your license in South Carolina?
Drivers in South Carolina can take a defensive driving course to reduce their point total by four points. The course must be taken in-person and takes eight hours. You can take the course and reduce your points by four once every three years.
How do you get points removed from your license in South Dakota?
South Dakota’s DPS has no point reduction program. However, the DPS tracks violations, and drivers with multiple and/or serious violations within a short period of time may face higher insurance rates or license suspension.
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How do you get points removed from your license in Tennessee?
Tennessee has no point reduction program. Drivers who accumulate 12 or more points within a 12 month period will receive a notice of proposed suspension. At this point, the driver can attend an administrative hearing.
At this hearing, you should be given the opportunity to take a defensive driving course to avoid your suspension (or reduce the length of your suspension). Drivers with more serious violations, however, may not be given this opportunity.
How do you remove points from your license in Texas?
Texas has no point reduction program. However, the Texas DMV tracks convictions, and drivers with multiple convictions in a certain period of time may face license suspension or higher insurance rates.
How do you get points removed from your license in Utah?
Drivers in Utah can remove 50 points from their driving record by completing a Defensive Driving course. The course can be taken once every three years. Drivers can also improve their driving records over time by maintaining a clean record.
After one full year without a traffic violation, the points on your record will be reduced by half. After two years without a conviction, points will be removed entirely.
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How do you remove points from your license in Vermont?
Vermont’s DMV has no point reduction program. Drivers who accumulate 10 points or more within a two-year period will have their license suspended.
How do you get points removed from your license in Virginia?
Drivers in Virginia can attend a DMV-approved defensive driver course once every 24 months to add safe driving point credits to their record and save money on their Virginia auto insurance.
How do you remove points from your license in Washington?
Washington’s DOL has no point system for tracking traffic violations, although the DOL does maintain a list of prior convictions. If you have multiple and/or serious convictions within a certain period of time, your license may be suspended.
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How do you get points removed from your license in West Virginia?
Drivers in West Virginia can attend a DMV-approved defensive driving course once every 12 months to remove three points from their driving record. It must be an in-person course, and credit only applies to points already on the driving record (there’s no credit towards future convictions).
Removing Points from Your License in Wisconsin
Drivers in Wisconsin can reduce their point total by three by completing an approved traffic safety course. You can take this course and reduce your points once every three years.
How do you get points removed from your license in Wyoming?
Wyoming’s DOT has no point system for tracking traffic violations, but the DOT does maintain a record of past convictions. Drivers with multiple and/or serious convictions on their record in a short period may face higher insurance rates and license suspension.
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What facts do you need to know about the driver’s license point system and auto insurance?
As we saw earlier, tickets and points can drive up your car insurance rates. But that doesn’t mean that every traffic ticket will get you points on your driver’s license.
Here are some of the things to know about the driver’s license points system:
- Auto insurance companies have their own points system and each one is different
- Moving violations and driver infractions will get you points
- Some states won’t issue points for tickets issued by traffic cameras
- Texting and driving can earn you points
- Although seat belt tickets don’t usually come with points, points will be issued if a child is unbuckled
- Points add up and can result in losing your license. Click here to find out how many points you can get on your license before it’s suspended
- Some states will issue points if you are driving an ATV or snowmobile, not just a car
- Even if you don’t get points on your license, chances are you will still have to pay a fine and may get a car insurance increase
How do I find out how many points are on my license? The best way to find out is to contact your DMV. In most states, you can receive a copy of your driving record for free.
If you do see those points stacking up, there are ways to lower your auto insurance rates. Ask about any car insurance discounts available to you and bundle them if possible.
You can also look at changing your car insurance company to see if you can get a lower rate.
You can see each state is very different in what is required for removing points from your license. What stays the same is your need to compare auto insurance quotes.
Not every company will look at your points the same, so getting multiple quotes is the best way to get great coverage at the cheapest rates.
Which auto insurance company is for you? Find out now and compare auto insurance quotes to get the best offer.
Ready to buy auto insurance? Enter your ZIP code now to start getting affordable auto insurance quotes, no matter how many points are on your driver’s license.
Frequently Asked Questions
Can I remove points from my license by taking a defensive driving class?
Yes, in several states, you can remove points from your license by completing an approved defensive driving course.
Do points on my license go away on their own?
Points on your license don’t automatically disappear in most states. They typically remain on your record for a certain period, which varies by state.
Can I pay to have points removed from my license?
It depends on the state. In some states, you may be able to pay a fine or complete a remedial driving program to remove points from your license.
How long do points stay on my license before I can remove them?
The duration varies by state and the severity of the violation. Points can typically stay on your license for two to six years.
Are there point reduction courses available in every state?
No, not every state has a formal point reduction program. The availability of point reduction courses varies from state to state.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.