Pizza Ranch Auto Insurance for 2021

Pizza Ranch delivery drivers cannot buy a Pizza Ranch auto insurance policy from the company but must provide proof of insurance when applying to be a delivery driver. This Pizza Ranch car insurance requirement only includes liability coverage, but you’ll also need another form of food delivery insurance like a commercial policy or delivery driver add-on. You can save on your delivery driver insurance costs by comparing Pizza Ranch auto insurance rates from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jun 3, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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What You Should Know

  • Typically, Pizza Ranch delivery drivers use their own vehicles when out on delivery
  • Proof of valid insurance is required to deliver for Pizza Ranch
  • A minimum liability personal insurance policy will meet the Pizza Ranch auto insurance requirements but may not be enough protection when you’re out on delivery (you’ll also need commercial coverage)

Do you deliver (or are you thinking of delivering) for Pizza Ranch? If so, you probably have some questions about auto insurance. Can you buy State Farm pizza delivery insurance? What is the best Pizza Ranch auto insurance company? How much are average Pizza Ranch auto insurance rates?

Understanding auto insurance is the best place to start, and you’ve come to the right place. Read this article to learn what you need to know about Pizza Ranch auto insurance as a company delivery driver.

Before we dive into this Pizza Ranch car insurance overview, why not take a minute and use your ZIP code in our free tool to start comparing rates for delivery drivers right now?

What kind of auto insurance do you need as a Pizza Ranch delivery driver?

Pizza Ranch lists several qualifications, skills, and expectations that drivers are required to meet before applying, including:

  • Being at least 18
  • Having a valid driver’s license
  • Having an acceptable driving record (Pizza Ranch doesn’t specify what this means)
  • Providing proof of insurance
  • Knowing how to use a map or GPS
  • Treating all customers courteously
  • Behaving with honesty and integrity

While proof of insurance is listed as a requirement, drivers will need to purchase this themselves, as Pizza Ranch does not offer or sell insurance. When shopping for coverage, you’re probably wondering, do I need special insurance to be a delivery driver? Or will my regular policy be enough?

Unfortunately, most personal auto insurance policies don’t apply when using your vehicle to generate income (which means if you’re in an accident while delivering for Pizza Ranch, you won’t be covered, even though you have insurance).

To be covered while you’re out on delivery, you’ll need commercial coverage as well, which you can often add to your personal policy.

According to Crosley Law, delivery drivers face higher accident and vehicle fatality rates than individuals in almost every other occupation, so it’s crucial to get the right coverage.

Read on to find out more on where you can buy Pizza Ranch auto insurance and how to save on your Pizza Ranch car insurance rates.

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Where can you get Pizza Ranch delivery driver auto insurance?

When you’re looking for food delivery auto insurance, you’ll find most major insurance companies sell commercial coverage that meets your needs. Average rates increase by $150 per month when a commercial policy is added to existing coverage.

We know this commercial coverage can be cost-prohibitive for some delivery drivers, but we have a couple of ways you can save. A more affordable Pizza Ranch auto insurance option is to purchase a delivery driver add-on rather than a full commercial policy. Not every insurance company offers this alternative, but it’s worth asking your agent.

Companies that sell a delivery driver add-on include:

  • Crump Property & Casualty
  • International Property & Casualty
  • Progressive
  • State Farm
  • Sunderland Insurance

You can also save on your delivery driver insurance costs by comparing Pizza Ranch auto insurance quotes from at least three companies to make sure you’re getting the best bang for your buck on your insurance policy.

Pizza Ranch Auto Insurance: The Bottom Line

As a Pizza Ranch delivery driver, you’ll need to use your own vehicle and purchase your own Pizza Ranch car insurance coverage. To apply as a delivery driver, you’ll need to provide proof of auto insurance, but personal coverage alone won’t be enough protection when you’re out on delivery.

Commercial coverage or a delivery driver add-on will be necessary (though not required by Pizza Ranch) to have coverage when you’re using your vehicle for deliveries.

Ready to shop for auto insurance as a Pizza Ranch delivery driver? Enter your ZIP code in the free tool on this page to start comparing rates right now.

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