QuoteWizard Auto Insurance Review: Can you get affordable quotes? (2024)

QuoteWizard has been around for a while and is one of the leading companies in quote comparison. Millions of people use QuoteWizard to compare prices and find the best deal, but before you join them, it’s important to first read QuoteWizard auto insurance reviews.

Not all quote comparison sites are trustworthy or provide you with accurate quotes, which means you risk spam and waste your valuable time.

How do you know which comparison site is best for car insurance? Finding auto insurance quotes online can be confusing with all of the options. To make sure QuoteWizard is a reputable company that provides accurate quotes, we’ve done the hard detective work for you.

Our comprehensive QuoteWizard review goes over everything from QuoteWizard’s history and ratings to the pros and cons of using them. We also provide a step-by-step guide on how to get an auto insurance quote, so that you know what information you’ll need.

Ready to compare auto insurance rates before you learn more about QuoteWizard auto insurance quotes? Enter your ZIP code in our free online tool above.

What is QuoteWizard’s history?

The company has been around for a long time since Scott Peyree founded it in 2006 when the Seattle headquarters was established. The company has boomed since its foundation. Its success attracted the attention of LendingTree, who bought the company in 2018. Today, it offers quote comparisons for auto, homeowners, renters, health, and life insurance.

In this section, we are going to go over what exactly this company does and how it earns money. We also want to evaluate its services through customer ratings and its information sources. Let’s get started.

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What is QuoteWizard?

Customers are sometimes confused because they believe QuoteWizard sells insurance. However, QuoteWizard is not a licensed insurance agent. While you don’t need to use a car insurance agent to buy insurance, QuoteWizard is not licensed to sell. This means that while it offers quotes on insurance, you can’t buy a policy from QuoteWizard.

Instead, you will have to buy the policy directly from the insurer you want. Usually, you can go straight from the tool to the insurer to purchase a policy. This makes the process of buying auto coverage easier, as you can see multiple quotes at one time and pick the best price. You’ll be able to answer questions like, “Is Erie Insurance better than State Farm?”

What are the company’s ratings?

Because quote comparison sites often require quite a bit of personal information, you must trust the company you pick. What is one of the best ways to determine how reliable it is? Check customer reviews and ratings. Unhappy customers are more likely to post a review than happy ones, so poor ratings should be a red flag.

To give you an idea of what actual customers think of the company, we’ve collected ratings from several review sites. Let’s take a look.

We included Glassdoor’s rating of QuoteWizard, as employee reviews of a company provide insight into how a company operates. Out of the 55 employee reviews currently on Glassdoor, 72 percent would recommend QuoteWizard to a friend and 85 percent approve of the CEO.

However, some of the complaints about the company are concerning. One employee says that while the team at QuoteWizard is great, the product QuoteWizard provides is “terrible.” Other employees had concerns about the management of the company.

Also, while a few other employees complained about low salaries, they didn’t have anything to say about QuoteWizard’s product. This is encouraging, as employees who don’t believe in the product they sell is a huge red flag. Still, QuoteWizard has some significant problems with its leadership and employee happiness.

Where does the information come from?

QuoteWizard claims that it is not affiliated with any companies.

Affiliated marketing business is when a company partners with third-party companies to promote their products.

If a customer buys a product based on a recommendation from the affiliated marketing business, that business will receive a commission.

Most rate comparison sites are a form of affiliated marketing businesses, as partnerships with companies allow the rate comparison sites access to rate data. Since it says it is not affiliated, this means its quotes could be less accurate.

QuoteWizard compiles quotes from 30 different companies. These companies are among the top insurers in the U.S., such as Allstate, Farmers, State Farm, Geico, USAA, and more. This may seem like a lot, but other rate comparison sites (like Insurify) have rates from over a hundred companies. However, having this many insurers to pull from isn’t necessarily better than a smaller amount.

Quote-comparison sites will usually just give you the top 10 options after you fill out your quote form. Usually, these top 10 options end up being the top companies anyways, not one of the lesser-known insurers local to your area.

If you want more variety in your quote, this may not be the best place for you to get quotes from. Try finding auto insurance quotes online with our free comparison tool to get a better idea of what you could be paying for car insurance in your area.

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How can I get a quote?

Giving you a step-by-step guide to the auto quote process serves two purposes. It helps you move through the quote process faster, as you’ll know what information you’ll need. It also allows us to catch any potential issues with the process, such as requesting sensitive information.

So if you want to make sure that this service is the one you wish to use, stick with us to see what to expect.

Step 1 – Visit the Website

The first thing you will need to do is visit the website. On the homepage, you will see a quote box asking for your ZIP code. You must enter the right ZIP, as this is used to calculate your area prices, which can change drastically based on crime, crashes, and weather.

Once you enter your ZIP code and click Get Quotes, you will immediately be taken to the auto policy form.

Step 2 – Enter Vehicle Information

The first set of information requested is vehicle information. It will ask for your vehicle year, make, and model. Giving this information allows vehicle discounts to be added based on safety ratings and features.

Once you’ve entered your vehicle information, you will be asked if you want to add a second vehicle.

The system notes that you can “Save Additional 20%” when you add a second vehicle.

Insuring multiple vehicles can earn you a significant discount at most providers, which is why QuoteWizard emphasizes this.

Bear in mind that if you need insurance for a loan on your vehicle, the finance company won’t accept QuoteWizard insurance quotes. You need an actual policy to meet that requirement.

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Step 3 – Fill Out Past Insurance Information

Next, you will be asked if you have had an auto policy in the last 30 days.

If you click no, you will be taken to the next question. If you click yes, you will be asked who your insurer was and how long you have continuously had insurance.

Step 4 – Fill Out Demographic Information

The form will then ask you demographic questions, such as your gender, marital status, credit score, and homeowner status. If you aren’t sure what your credit score is, it will allow you to select this as an option.

Great credit scores will save you money on auto policies. Auto insurance is cheaper if you’re a homeowner, which is why QuoteWizard will give the option to add your homeowner status to see bundling discounts.

If you select no, you will continue with your auto insurance quote.

Step 5 – Fill Out Driver Information

After you’ve filled out your driver information, it’s time to get started on driver information. You will be asked if you or any other drivers on your policy have ever been in at-fault accidents, gotten tickets, or been convicted of DUIs.

If you answer yes to any of these questions, you will see a higher rate at the end of your quote.

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Step 6 – Fill Out Personal Information

Near the end of the process, QuoteWizard will ask for your full birthdate. Once you’ve filled out your birth month, day, and year, the system will ask for your full name and email address.

The last bit of personal information you’ll have to enter is your address and phone number.

Before you click “Get My Auto Quotes,” make sure you read the consent paragraph at the bottom.

You are giving consent for the companies and auto insurers to call you, and send you emails, mail, and text messages. This can result in a bombardment of telemarking calls and emails after you fill out a quote.

Step 7 – Get Final Quotes and Buy Coverage (Optional)

After we clicked on “Get My Auto Quotes,” we were disappointed to see that we only had one match for a quote. Even though it is only partnered with 30 insurers, we should have received more than one quote, seeing as it is a rate comparison tool.

There was a red button labeled “view my rate” next to the Progressive quote. Unfortunately, when we clicked on the button, it did not allow us to view the rate. Instead, the page redirected us to Progressive’s quote form. To see an actual quote, we would have had to fill out a whole new form on Progressive.

We also noticed that there is no option to customize your coverage, which allows you to pick from a high, medium, or low coverage. So if you were hoping to have at least a handful of options and coverages to pick from, you may be sorely disappointed.

What are the pros & cons?

We’ve gone over QuoteWizard’s history and quote process, and we now have enough information to discuss whether QuoteWizard is a good tool to use. Laying out the pros and cons of QuoteWizard will allow you to quickly decide if you want to proceed with using QuoteWizard to find the cheapest insurance policy rates in your area.

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What are the pros?

Take a look at the list below for the main pros of QuoteWizard.

• QuoteWizard pulls quotes from the top insurers.
• The company has good ratings on review sites.
• Most employees seem happy with the company.
• The process is fast and easy.

The bad news is that most of our pros don’t have anything to do with the product provided. Keep reading, you’ll see why.

What are the cons?

The cons of this tool far outweigh its pros.

• It provides very few quotes at the end of the form, and there are no options to adjust coverage levels.
• You may have to fill out a second form on an insurer’s website.
• It requests personal data, such as your phone number and email, and explicitly states that it will give your data to insurers.
• The company will call you and send you emails/mail.

The telemarketing approach of the company means you will be bothered after filling out a quote form with calls and emails. This may be worth it if the quotes are good and help you find an insurer that saves you money. However, we found that it offers a few quotes, and you will probably end up having to fill out another form, which defeats the whole purpose.

Because of this, we don’t recommend using this tool to find auto insurance quotes. The hassle of being called and emailed is not worth a few quote comparisons.

Try our free online auto insurance quote tool. There are no forms to fill out. All you have to do is enter your zip code and we can quickly connect you with insurance agents near you.

Other Notable Facts About QuoteWizard

In case you are still debating whether to use this tool, we are going to go over a few frequently asked questions about it. So keep reading to see what others are concerned about.

Does QuoteWizard have a mobile app?

No, there is not a mobile app (most quote comparison sites don’t). You can still fill out a quote form on your smartphone, tablet, or computer, but you will have to visit the main website.

Can I purchase policies through the website?

While you can’t purchase an auto policy on the website, at the end of the quote process you visit the insurance company’s websites to purchase a policy. This is why people often mistakenly believe that the company sells insurance when in reality, it will just redirect you to the insurance company of your choice.

Can I pay through the website?

Since the website redirects you to insurers’ websites, you will never pay on the website. Once you pick your insurer, all of your account information will be on that insurer’s website. Remember, this company is simply a tool to help you find an insurer, not a licensed agent.

How difficult is it to speak to an agent?

This company doesn’t have agents, as it is not an insurer. There are customer service representatives, but you may find it hard to contact a service representative. There is only one phone number to call, which means you could be on the line for a while to reach the desired department. The company also doesn’t have a listed email, though you can click on a contact us button to open up an email form.

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QuoteWizard: The Bottom Line

If you have spent time reading this review as well as Insurify reviews, Everquote reviews, and even smaller options, like hometown quotes reviews, you may still be confused. Is QuoteWizard a legitimate company? Trying to decide between this website’s services and the other options out there can be a challenge.

Deciding where to get your quotes is just part of the equation. Your next set of questions may be about insurance companies. Is Erie Insurance better than State Farm? Is Geico cheaper than Progressive? No one can tell you which choice is best for you, but we can give you as much information as you need all in one place.

Check out the auto insurance company reviews and rates we’ve put together for you. And don’t hesitate to use our FREE online comparison tool to find the best insurance rates in your area.

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