Get Affordable Walmart Delivery Auto Insurance Quotes (2024)

In the age of Covid-19, with dwindling unemployment rates and rampant uncertainty, many people are turning to delivery driving as a source of primary or secondary income. It is of the utmost importance that you are prepared to do so legally with the proper insurance.

We will go through Walmart food delivery and auto insurance step by step so you can find which insurer is right for you. We understand that finding the right insurer can be a bit of a hassle. You’re probably asking, “Do I need special insurance to be a delivery driver?” We will cover everything in this guide.

Before learning more about Walmart’s food delivery auto insurance, type your ZIP code into our free tool above to find reasonable rates from insurers in your area who provide commercial insurance.

Is being a delivery driver for Walmart the same as being an Uber driver?

One of the main similarities between these two services is the lack of insurance coverage provided by the company. According to the Insurance Information Institute, most standard auto insurance policies will not cover you while you are providing ride-sharing or delivery services.

The primary difference is that when you’re driving Uber, and the app is turned on, you are provided with a small amount of liability coverage from the company. This is because you are transporting passengers. In short, one service carries passengers, one does not.

So, who delivers for Walmart grocery? The company utilizes the assistance of several companies including Postmates (read our “Get Affordable Postmates Auto Insurance Quotes” for more information), Roadie, Point Pickup, and DoorDash. No matter for whom you drive you’ll need coverage.

Do you need extra insurance to deliver food?

What you need for delivering groceries, i.e. from Walmart, is commercial coverage. Here’s a video from Travelers Insurance that discusses commercial auto insurance.

Fortunately, there are ways to learn how to find inexpensive commercial auto coverage.

Let’s take a look at a table comparing rates for commercial coverage and other forms of coverage.

As you can see, your rates rise substantially upon informing your insurer that you’ll be driving commercially. Even still, this is well worth doing because the ramifications of committing insurance fraud are far more severe than elevated premiums.

Read more: Get Affordable Delivery Driver Auto Insurance Quotes

The Risks of Not Carrying Auto Insurance

If you get into an accident while driving without having told your insurer you are driving commercially, it is very likely they will cancel your policy. Even if you have some insurance, but not enough, your insurer could decline to pay out for damage to another driver’s car if you get into an accident.

Furthermore, you would be subject to very expensive lawsuits from the crash. This includes damage to another person’s property or health. This is why it is critical to both have all of your state’s mandated coverages and to inform your insurer that you plan to use your car to deliver groceries.

Hopefully, we have answered all of your questions today. If we haven’t, fear not, because we’re going to conclude with an FAQ section.

Now that you know more about Walmart’s food delivery auto insurance, please feel free to type in your ZIP code into our tool below to find reasonable rates for commercial insurance for delivery drivers in your area.