Best Volvo XC40 Auto Insurance Rates 2021

The price of car insurance for the Volvo XC40 depends on a lot of factors. Among the things that can impact your Volvo XC40 car insurance rates are your driving history and where you live. Of course, the purchase price of the Volvo XC40 also affects car insurance rates, and that depends on trim level and options.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Insurance Feature Writer Rachel Bodine

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Dec 17, 2021

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Things to Remember

  • The MSRP of the Volvo XC40 is $34,100
  • Crash test ratings have an impact on Volvo XC40 auto insurance rates
  • The cost of insurance for a Volvo XC40 depends on the trim level

Buying a new car is both fun and a lot of work. If the Volvo XC40 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Volvo XC40 right here.

Take a look at what you can expect in terms of insurance rates for the Volvo XC40 and compare it to other similar vehicles. Then find out how the Volvo XC40 stacks up in terms of safety ratings and features, as well as what it costs to buy a Volvo XC40 right here.

If you need insurance for a Volvo XC40 right now, we can help. Enter your ZIP code for free Volvo XC40 car insurance quotes from top companies.

Are vehicles like the Volvo XC40 expensive to insure?

Take a look at how insurance rates for similar models to the Volvo XC40 look. These insurance rates for other SUVs like the Infiniti QX, Infiniti QX56, and Mercury Mariner give you a good idea of what to expect.

Insurance Rates for Vehicles Similar to the Volvo XC40

Vehicle Comprehensive Collision Liability Total
Volvo XC90 $362 $626 $372 $1,518
Mercedes-Benz GLA 250 $370 $714 $450 $1,714
Cadillac Escalade $458 $780 $466 $1,904
Cadillac XT5 $376 $718 $372 $1,624
Kia Telluride $376 $688 $316 $1,516
Jeep Patriot $248 $436 $416 $1,258
Volkswagen Tiguan $322 $562 $316 $1,336
BMW X3 $376 $656 $372 $1,562

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What impacts the cost of Volvo XC40 insurance?

The Volvo XC40 trim and model you choose can impact the total price you will pay for Volvo XC40 insurance coverage.
You can also expect your Volvo XC40 rates to be affected by where you live, your driving history, and in most states your age and gender.

How much is the Volvo XC40?

The average cost to buy a new Volvo XC40 is $34,100. This cost will be affected by the trim level of your Volvo XC40 and any options you might chooose to add.

Volvo XC40 Safety Ratings

The cost of Volvo XC40 auto insurance rates depend in part on the Volvo XC40 safety ratings. See how the Volvo XC40 is rated for safety here.

Volvo XC40 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Volvo XC40 Crash Test Ratings

The Volvo XC40 crash test ratingswill have an affect on Volvo XC40 car insurance rates. Take a look at crash test results for the Volvo XC40.

Volvo XC40 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC40 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC40 T4 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC40 T5 SUV AWD N/R N/R N/R N/R
2019 Volvo XC40 T4 SUV FWD N/R N/R N/R N/R

Ways to Save on Volvo XC40 Insurance

There are several ways you can save even more on your Volvo XC40 car insurance rates. Take a look at the following five tips:

  • Ask about loyalty discounts
  • Keep a close eye on teen drivers
  • Tell your insurer about different drivers or uses for your Volvo XC40
  • Install an aftermarket anti-theft device for your Volvo XC40
  • Take public transit instead of driving your Volvo XC40

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Top Volvo XC40 Insurance Companies

What is the best auto insurance company for Volvo XC40 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC40 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Volvo XC40.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Volvo XC40 Insurance Quotes Online

You can compare quotes for Volvo XC40 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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