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What will the insurance company pay for when someone dies in a car accident?Post

What will the insurance company pay for when someone dies in a car accident?

According to the IIHS, there were 37,133 fatalities from motor vehicle crashes in the United States in 2017. Every year, thousands of drivers lose their lives in vehicle accidents. Most people know that auto insurance covers certain medical expenses. However, auto insurance can also provide certain death benefits. What will auto insurance pay for after...

According to the IIHS, there were 37,133 fatalities from mot...

Can you cancel an auto insurance claimPost

Can you cancel an auto insurance claim

Can I cancel an insurance claim? There are a number of reasons why you might want to cancel auto insurance claim. You might not want a claim to appear on your record, for example. Or, you may decide a minor accident just isn’t worth the hassle. Can you cancel an auto insurance claim? Is it...

Can I cancel an insurance claim? There are a number of reaso...

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Are you required to add your children to your auto insurance policy?Post

Are you required to add your children to your auto insurance policy?

In some states, drivers are required to add children to their car insurance policies. In other states, you’re not required. Today, we’re explaining everything you need to know about adding children to your car insurance policy. Licensed Teen Drivers May Need to Be Added to Your Car Insurance Policy If your teenaged child has a...

In some states, drivers are required to add children to thei...

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Auto Insurance Inquiry vs. Auto Insurance Claim: Simply Explained (2024)

What’s the difference between insurance inquiry and insurance claim? Most policyholders are aware that frequent insurance claims will raise their premiums. However, many policyholders are unaware that simply asking your insurance company about making a claim can also raise rates – even if you have never filed a claim. It’s true. In some cases, insurance...

What’s the difference between insurance inquiry and in...

Auto Insurance Redlining: Simply Explained (2024)Post

Auto Insurance Redlining: Simply Explained (2024)

When researching car insurance, you will occasionally come across the term ‘redlining’. Auto insurance companies may be accused of redlining, for example, or a certain community might face higher insurance prices due to redlining. What is ‘redlining’ with auto insurance? Does redlining still occur today? Is redlining illegal? Today, we’re explaining everything you need to...

When researching car insurance, you will occasionally come a...

Do you have to tell your insurer about old car accidents?Post

Do you have to tell your insurer about old car accidents?

So you have an accident on your driving record. You’re applying for car insurance – but you want to get a great price. A single at-fault accident can cause car insurance premiums to double. Do you really have to tell your car insurance company about an old accident? Or can you safely ignore an old...

So you have an accident on your driving record. You’re app...

Can my auto insurance company use aftermarket parts to repair my vehicle?Post

Can my auto insurance company use aftermarket parts to repair my vehicle?

Your car insurance provider is required to repair your vehicle to its pre-loss condition. However, there may be some debate over what that actually means: can your insurance provider use aftermarket parts to repair your vehicle? Can your insurance company use a third party manufacturer’s parts to save money on repair costs? Or are they...

Your car insurance provider is required to repair your vehic...

What happens if you can’t afford your deductible?Post

What happens if you can’t afford your deductible?

Car insurance deductibles can be expensive. You might make a valid claim on your car insurance, only to discover that you need to pay a $500 or $1,000 deductible to your insurance company before the claim can be complete. What happens if you can’t afford to pay your car insurance deductible? Today, we’re explaining everything...

Car insurance deductibles can be expensive. You might make a...

Can you buy a car if you don’t have insurance?Post

Can you buy a car if you don’t have insurance?

So you don’t have auto insurance, but you want to buy a new car. Can you buy a car if you don’t have insurance? Today, we’re going to answer that question and explain everything you need to know about insuring a new car the day you get it so you don’t have to worry about...

So you don’t have auto insurance, but you want to buy a ne...

How long does it take for an accident to get off your record?Post

How long does it take for an accident to get off your record?

Your car insurance rate will almost always increase after an at-fault accident. Fortunately, you don’t have to pay a higher car insurance rate forever. Eventually, even the worst at-fault accidents will disappear from your record. So, how long does an accident stay on your insurance? Today, we’re explaining everything you need to know about waiting...

Your car insurance rate will almost always increase after an...

Can I switch auto insurance companies if I have an open claim?Post

Can I switch auto insurance companies if I have an open claim?

If you have an open claim with a car insurance company, then you might be wondering if you can switch to a new provider. Can you switch car insurance companies if you have an open claim? What happens if you switch car insurance companies mid-claim? Today, we’re answering all your questions about moving to a...

If you have an open claim with a car insurance company, then...

If I switch or cancel auto insurance will I get a refund?Post

If I switch or cancel auto insurance will I get a refund?

If you decide to switch or cancel your car insurance, will your insurance company send you a refund? Can you get a refund if you switch or cancel car insurance? Today, we’re answering all your questions about whether or not refunds are available when you switch or cancel auto insurance policies.Read More: How to Cancel...

If you decide to switch or cancel your car insurance, will y...

Can I use out-of-state auto insurance?Post

Can I use out-of-state auto insurance?

What You Should Know Most auto insurance covers drivers when they cross state lines or drive in Canada temporarily. If you plan to drive in a new state for a period of more than 30 days, you should update your insurance and registration. Your insurance coverage does not cover you to drive in Mexico. Each...

What You Should Know Most auto insurance covers drivers when...

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How To Get a Car Out of Impound Without Insurance (2024)

If you’re wondering how to get a car out of impound without coverage, then your car has probably already been impounded. So what can you do? How do you get a car out of impound without auto insurance? What if your car is impounded because you were driving without auto insurance to begin with? Can you...

If you’re wondering how to get a car out of impound wi...

Who is at-fault if you rear-end somebody who slammed on their brakes?Post

Who is at-fault if you rear-end somebody who slammed on their brakes?

You do your best to drive safely. You never look at your phone, you keep all other distractions to the absolute minimum, and you are always on the defense. However, no matter how cautious you are, there’s still a chance that you could be involved in a car accident. Take the following scenario, for example:...

You do your best to drive safely. You never look at your pho...

If my car is repossessed, what happens with my insurance?Post

If my car is repossessed, what happens with my insurance?

What happens when your car gets repossessed and what happens to your insurance? If your car has been repossessed, then it typically means you missed a car insurance payment. If you missed a car coverage payment, then chances are also high that you’ve missed a recent insurance payment. In this situation, your lender’s auto insurance...

What happens when your car gets repossessed and what happens...

Can I switch auto insurance companies after an accident where I was at fault?Post

Can I switch auto insurance companies after an accident where I was at fault?

Can you switch auto insurance after an accident where you were at fault? Or do you need to stick with your old insurance company? You’ve been involved in an at-fault accident and you’re wondering whether or not you can switch auto insurance after an accident. Today, we will answer all your questions about switching car...

Can you switch auto insurance after an accident where you we...

How do I find the NAIC number for my auto insurance company?Post

How do I find the NAIC number for my auto insurance company?

If you’re filing an auto insurance claim or a DMV report, then you may need to reference the National Association of Insurance Commissioners number, also known as the NAIC number. If you’re asking yourself, “How can I find the number for my auto insurance company?”, you’ve come to the right place. Finding it number is easy when you know where to...

If you’re filing an auto insurance claim or a DMV report, ...

How much do you get for pain and suffering in a car accident?Post

How much do you get for pain and suffering in a car accident?

Car accidents can lead to enormous amounts of physical and emotional damage. Your medical bills quantify your physical damage – but how do you calculate emotional damage? How much is your pain and suffering worth? How much do you get for pain and suffering after a car accident? Today, we’re answering all your questions about...

Car accidents can lead to enormous amounts of physical and e...

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How long does it take for an auto insurance company to pay out a claim?

How long it takes for an insurance company to pay out a claim depends on your state and the circumstances. Most states require insurers to pay out a claim within 15 to 60 days, but the length of time also depends on what you claimed.  You can speed up the process by maintaining good communication...

How long it takes for an insurance company to pay out a clai...

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