PostCitation vs. Ticket: Simply Explained (2026)
Many drivers wonder “is a citation a ticket” and do citations go on your record. You should know, there is no difference between a citation and a ticket in most states. These terms are use...
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PostVehicle Registration vs. Vehicle Title: Simply Explained (2026)
You may have heard two terms related to your vehicle: vehicle registration and vehicle title. Is there a difference between the two? Yes, they are two different documents. Today, we’re explaining ...
PostCan you rent a car without having a personal auto insurance policy?
There are certain instances where drivers may need to rent a car even if they don’t have their own auto insurance policy. Can I rent a car if I don’t have insurance? What happens if you re...
PostHow do auto insurance companies value cars?
After an accident, your insurer is responsible for repairing your car to its pre-loss condition. If your car was worth $15,000 before an accident, then your insurance company is required to repair you...
PostWhy You Should Never Use a Fake Insurance Card
It’s one of the oldest tricks in the book. You print a fake insurance card, then give that auto insurance ID card to another driver after you get into an accident. You escape without penalty, an...
PostFS-1 Document for Auto Insurance: Simply Explained (2026)
The FS-1 is a document required for certain drivers in North Carolina. If you have allowed your car insurance coverage to lapse, then you may be required to provide an FS-1 document to prove you have ...
PostClean Driving Record for Auto Insurance: Simply Explained (2026)
What You Should Know A clean driving record is typically one with no moving violations, accidents, or other incidents Definitions of a clean driving record may vary depending on which auto insurer y...
PostIs there a fee to cancel auto insurance?
There are a number of reasons why you might want to cancel your car insurance. Some people are switching to a new insurance provider. Others are getting rid of a vehicle altogether. Some are just tire...
PostWhat will the insurance company pay for when someone dies in a car accident?
According to the IIHS, there were 37,133 fatalities from motor vehicle crashes in the United States in 2017. Every year, thousands of drivers lose their lives in vehicle accidents. Most people know th...
PostCan you cancel an auto insurance claim
Can I cancel an insurance claim? There are a number of reasons why you might want to cancel auto insurance claim. You might not want a claim to appear on your record, for example. Or, you may decide a...
PostAre you required to add your children to your auto insurance policy?
In some states, drivers are required to add children to their car insurance policies. In other states, you’re not required. Today, we’re explaining everything you need to know about adding childre...
PostAuto Insurance Inquiry vs. Auto Insurance Claim: Simply Explained (2026)
What’s the difference between insurance inquiry and insurance claim? Most policyholders are aware that frequent insurance claims will raise their premiums. However, many policyholders are unawar...
PostAuto Insurance Redlining: Simply Explained (2026)
When researching car insurance, you will occasionally come across the term ‘redlining’. Auto insurance companies may be accused of redlining, for example, or a certain community might face higher ...
PostDo you have to tell your insurer about old car accidents?
So you have an accident on your driving record. You’re applying for car insurance – but you want to get a great price. A single at-fault accident can cause car insurance premiums to double. Do you...
PostCan my auto insurance company use aftermarket parts to repair my vehicle?
Your car insurance provider is required to repair your vehicle to its pre-loss condition (read our “Does auto insurance cover pre-existing damage?” for more information). However, there ma...
PostWhat happens if you can’t afford your deductible?
Car insurance deductibles can be expensive. You might make a valid claim on your car insurance, only to discover that you need to pay a $500 or $1,000 deductible to your insurance company before the c...
PostCan you buy a car if you don’t have insurance?
So you don’t have auto insurance, but you want to buy a new car. Can you buy a car if you don’t have insurance? Today, we’re going to answer that question and explain everything you need to know...
PostHow long does it take for an accident to get off your record?
Your car insurance rate will almost always increase after an at-fault accident. Fortunately, you don’t have to pay a higher car insurance rate forever. Eventually, even the worst at-fault accide...
PostCan I switch auto insurance companies if I have an open claim?
If you have an open claim with a car insurance company, then you might be wondering if you can switch to a new provider. Can you switch car insurance companies if you have an open claim? What happens ...
PostIf I switch or cancel auto insurance will I get a refund?
If you decide to switch or cancel your car insurance, will your insurance company send you a refund? Can you get a refund if you switch or cancel car insurance? Today, we’re answering all your quest...
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