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PostSo you were in a hurry and ran a red light. You got caught – either by a police officer or a red light camera. Does a red light affect insurance rates? If you are wondering if a red light running violation will affect your driving record, we are here to help. Today, we’re explaining...
So you were in a hurry and ran a red light. You got caught &...
PostGetting a parking ticket can be annoying. But do parking tickets go on your record or affect your auto insurance premiums? Will you pay more for car insurance because you have an unpaid parking ticket? Today, we’re answering all your questions about how parking tickets affect car insurance. Do parking tickets go on your record?...
Getting a parking ticket can be annoying. But do parking tic...
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PostA number of factors go into the cost of car insurance – including everything from your ZIP code to your driving history. However, your vehicle’s make and model can also have a significant impact on your premiums. Today, we’re explaining everything you need to know about how vehicle make and model affects your car insurance...
A number of factors go into the cost of car insurance – in...
PostThere are plenty of auto insurance discounts available today. However, many drivers are unaware of these discounts. Garage parking is one such discount: will you pay lower insurance rates when you park your car in a garage? Do people who park on the street pay higher rates for car insurance? Today, we’re answering all your...
There are plenty of auto insurance discounts available today...
PostSo you’re applying for vehicle insurance – but you don’t have a lot of experience. Or maybe you’re an experienced driver with 40+ years of accident-free driving history and you’re looking for a discount. How important is driving experience when it comes to calculating insurance rates? How much of an effect does experience have on...
So you’re applying for vehicle insurance – but you don�...
PostWhat type of used car has the cheapest auto insurance rate? If you’re wondering about the cheapest used cars to insure, it all comes down to make and model, which will affect the price of your monthly auto insurance rates. When it comes to your car insurance rate, there are a lot of factors that...
What type of used car has the cheapest auto insurance rate? ...
PostA young drivers or teenage driver typically pays more for car insurance policy than older drivers do. A car insurance company views younger drivers as a higher risk, and they have the stats to back up this assertion. Young drivers are involved in more accidents, drive faster, and are more reckless behind the wheel. Because...
A young drivers or teenage driver typically pays more for ca...
PostIf you’re trying to save money on car insurance, a DUI conviction is the absolute worst thing that could possibly happen to you. One conviction can double, or even triple your existing rates, and leave you in the dog house for years to come. In worst case scenarios, your insurance provider may even cancel your...
If you’re trying to save money on car insurance, a DUI con...
PostThe following is an exported forum post from our discontinued forum. If you would like to reply to this old forum post, please post a comment below. My car is only worth $500, but i pay more than $1000 to insure it LOLRead More: Average Cost of Auto Insurance why is the insurance for the...
The following is an exported forum post from our discontinue...
PostWhile car insurance companies look at a variety of factors when determining your rates, one of the most important is age. Average car insurance rates by age and gender can vary significantly, with younger drivers paying much more for coverage. The reason average car insurance rates by age per month vary so much is that...
While car insurance companies look at a variety of factors w...
PostAccording to a number of studies, gay males and females score poorly when it comes to driving safety. The brains of these two groups seem to be wired similarly in some aspects as both groups score poorly on navigation tests and other tasks that require spatial awareness (see below). Despite these findings, when determining rates, insurance...
According to a number of studies, gay males and females scor...
PostAs America grows more and more environmentally conscious, an increasing number of people in the country have decided to hit the road in their bicycles instead of their automobiles. There are a number of reasons why people choose to leave their car keys at home and strap on their bicycle helmets. The leading factors which...
As America grows more and more environmentally conscious, an...
PostThe formula for determining your auto insurance rates is a long and complex one that even rocket-scientists would have a hard time cracking. As more studies are done and more data is analyzed, however, a strong correlation between your income and the amount you pay for insurance is starting to be discovered. There are lots...
The formula for determining your auto insurance rates is a l...
PostOne of the major things auto insurance companies look at when determining your insurance premiums is your vehicle’s history, most notably: Has it been in any accidents? How many? How many times has it been in for repairs? Insurance companies will look at a vehicle history report (looking up each vehicle using its VIN number)...
One of the major things auto insurance companies look at whe...
PostTo call making racial generalizations a taboo topic in the United States is an understatement. Auto insurance companies, however, do discriminate. As many of you know, insurance companies classify their customers into many different groupings to determine who is and isn’t a high risk driver. This is all based on statistics – and statistically speaking,...
To call making racial generalizations a taboo topic in the U...
PostImagine moving with your family to your dream house in the suburbs. Gone is the hustle and bustle of city life! You’re now in the midst of what most people will call “peace”, where you actually know the names of your neighbors, where the pace of life seems to slow from a mad spring to...
Imagine moving with your family to your dream house in the s...
PostThis might come as a bit of a surprise to you, but it is a fact that many auto insurance companies are starting to do credit checks before awarding auto insurance quotes. If your credit score is bad, there is a good chance that you might see very high premiums on your auto insurance. In...
This might come as a bit of a surprise to you, but it is a f...
PostFinding the right car insurance policy may take some time, but once you decide on the right company, all that’s left is to pay the premiums. You must pay your insurance premiums on time to maintain an active policy. The best way to ensure you don’t have a lapse in auto insurance coverage is to...
Finding the right car insurance policy may take some time, b...
PostWatching for the top three signs that you are paying too much for auto insurance can make it easy to add some padding to your budget. Let’s face it. We have all asked ourselves, “Do I have too much auto insurance coverage?” and “Why is my insurance so high?” (read our “How To Budget for...
Watching for the top three signs that you are paying too muc...
PostHow does my driving record affect my auto insurance rates? Can you get auto insurance that doesn’t check driving records? Where can I get bad driving record auto insurance? These are some of the questions that might be running through your mind. There are many factors that go into how your driving record impacts your auto...
How does my driving record affect my auto insurance rates? ...
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