Cheap Mitsubishi Auto Insurance in 2024
The Mitsubishi Lancer is the more expensive Mitsubishi models to own while the Mitsubishi Mirage and the Mitsubishi Outlander Sport models are the cheapest. You can find the cheapest rates at Geico and the highest rates at Allstate. Rates will be affected by your age, the model of Mitsubishi you drive, and how much coverage your state requires you to carry.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Jul 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The Mitsubishi Lancer is one of the more expensive Mitsubishi models to buy auto insurance for, as it is a more expensive model to purchase
- Cheaper car models to buy insurance for are the Mitsubishi Mirage and the Mitsubishi Outlander Sport models
- Mitsubishi auto insurance rates will increase for drivers with DUIs, at-fault accidents, or traffic tickets on their driving record
In most cases, Mitsubishi models will be fairly inexpensive to insure. However, you will see changes in rates among models, as well as rate changes for different driver factors. Learning how to lower your rates and what most people pay for Mitsubishi will help you find more affordable Mistusbishi auto insurance quotes.
Our guide goes over everything you need to know about Mistusbishi rates, from what coverages you’ll need to carry to our best tips on reducing your rates. Read on to learn about finding affordable auto insurance for Mitsubishi. You can also learn more about finding the most affordable auto insurance here.
Understanding Different Auto Insurance Coverages for Mitsubishis
With so many coverage options offered by providers, you are probably wondering what you need to buy for your Mitsubishi and what you can do away with. To start, you are legally required to carry your state’s minimum auto insurance requirements, and this often means you must have a certain amount of liability coverage. However, each state will require different amounts of coverage, which is why it’s important to check before looking for quotes.
Generally, these requirements consist of some combination of the following insurance coverages:
- Liability auto insurance: Protects you if you cause a crash by paying for other parties’ accident bills. Some amount of liability auto insurance is often required in most states. This coverage prevents you from being financially responsible for the damages caused because of an accident.
- MedPay auto insurance: Protects you by helping pay your medical bills if you are injured in a crash, as well as helping pay for your passenger’s medical bills.
- Personal injury protection: Personal injury protection will cover you financially by helping pay your and your passenger’s medical bills and related costs like lost wages if you are injured in an accident.
- Underinsured/uninsured motorist auto insurance: Protects you by helping pay your accident costs if you are hit by a driver without adequate auto insurance coverage or no insurance at all.
The other two coverages that you may be required to carry on your Mitsubishi are collision and comprehensive insurance. You are only required to carry these coverages if you have a lease or loan on your Mitsubishi. Both coverages provide great protection in a number of situations. It’s important to note that there are differences between comprehensive and collision coverage.
Collision insurance pays for your Mitsubishi to be repaired if you collide with another vehicle. It also covers repairs if you crash into a stationary object like fences or telephone poles, which means it will cover a number of different accident situations.
On the other hand, comprehensive insurance covers a variety of damages from accidents not involving other vehicles or stationary objects. Your Mitsubishi repairs will be covered if your Mitsubishi is damaged by weather, animal crashes, falling objects, theft, or vandalism.
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Comparing Mitsubishi Auto Insurance Rates
What you’ll pay for basic auto insurance coverage partially depends on what model of Mitsubishi you own. Mitsubishi models with a higher retail price often cost more to insure, as insurance companies have to pay more for repairs in claims. While Mitsubishi auto insurance rates will vary based on the model you own, you can also compare rates based on the amount of coverage you purchase.
Full coverage auto insurance policies will cost more than basic coverage. Below is a table showing a few different examples of what a full coverage auto insurance policy will cost versus just the minimum amount of coverage.
Average Monthly Auto Insurance Rates by Company| Auto Insurance Company | Average Monthly Auto Insurance Rates for Minimum Coverage | Average Monthly Auto Insurance Rates for Full Coverage |
|---|---|---|
| Progressive | $50.13 | $136.05 |
| Geico | $32.32 | $86.79 |
| Allstate | $66.78 | $176.48 |
| State Farm | $39.39 | $102.85 |
| Nationwide | $53.03 | $136.19 |
| American Family | $50.92 | $136.58 |
| Farmers | $63.68 | $167.16 |
| Liberty Mutual | $77.24 | $199.56 |
One of the most expensive Mitsubishi models to insure is the Mitsubishi Lancer, which is a compact car model. Models that will be cheaper to insure include the Mitsubishi Mirage and the Mitsubishi Outlander Sport.
Besides what model of Mitsubishi you own, insurance companies will also base rates on your age and driving record, as you can see in the average rates displayed below.
Average Monthly Full Coverage Auto Insurance Rates Based on Age & Driving Record| Driver Age & Driving Record | Average Monthly Full Coverage Auto Insurance Rates |
|---|---|
| 16-year-old male with a clean record | $618.49 |
| 16-year-old female with a clean record: | $566.05 |
| 18-year-old male with a clean record | $501.45 |
| 18-year-old female with a clean record | $416.15 |
| 30-year-old male with a clean record: | $138.81 |
| 30-year-old female with a clean record | $128.44 |
| 45-year-old male with a clean record | $119.27 |
| 45-year-old female with a clean record | $119.47 |
| 45-year-old male with a DUI | $208.94 |
| 45-year-old female with a DUI | $209.44 |
| 45-year-old male with an accident | $172.68 |
| 45-year-old female with an accident | $173.27 |
Drivers with poor driving records mean any driver with a DUI, at-fault accident, or a traffic ticket. The more incidents a driver has on their record, the higher their auto insurance rates will be for their Mitsubishi.
Discover Auto Insurance Rates for Your Mitsubishi Model
| Auto Insurance Rates for Your Mitsubishi Model |
|---|
| Mitsubishi Outlander |
Ways to Save on Auto Insurance for Mitsubishis
If your Mitsubishi auto insurance rates are draining your wallet, there are a few things you can do to try and save on insurance. The first step to take is to see if you can reduce your rates at your auto insurance company. Two ways to do this are checking for additional auto insurance discounts and raising your auto insurance deductible. Many insurance companies will offer discounts that aren’t automatically applied. Instead, you can request a list of discounts or check your insurer’s website for offered savings.
With the first tip, there may be auto insurance discounts that aren’t applied to your insurance policy because you have to participate in a program or submit proof of eligibility for a discount. For example, you will have to submit proof of good grades to get a good student discount at insurance companies.
If you have already applied as many discounts as possible to your insurance policy, then you can consider raising your auto insurance deductible. Just don’t raise it to an amount you can’t pay out-of-pocket — otherwise, you will be stuck without a car until you can afford to pay for your car’s repairs.
If you don’t want to raise your auto insurance deductible, then you should shop around for quotes to see if a different company offers a better auto insurance rate. In fact, you should shop around for quotes anytime there is a change to your policy or your insurance company raises your rates.
Find the Most Affordable Auto Insurance for Mitsubishis Today
Most drivers will be able to find affordable auto insurance rates for their Mitsubishi unless they have a poor driving record. Even then, drivers can try to reduce their auto insurance rates by raising deductibles, applying for discounts, and getting quotes.
If you want to dive right into looking for the cheapest rates for your Mitsubishi, use our free rate comparison tool to find the cheapest rate from companies in your area. It will do the work of finding the best rate for you by comparing different quotes and coverage options.
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Frequently Asked Questions
Is Mitsubishi auto insurance expensive?
In general, the cost of insuring most Mitsubishi models is not that expensive. However, rates will be higher for drivers with risky driving profiles, such as drivers with poor driving records or young drivers.
How much is Mitsubishi Mirage auto insurance?
A Mitsubishi Mirage full coverage policy costs an average of $125 per month. Of course, rates depend on a driver’s record, age, location, and other factors, so the rates you pay may be higher or lower. Getting auto insurance quotes will help you to determine how much you’ll pay for Mitsubishi Mirage auto insurance.
Is Mitsubishi Lancer auto insurance high?
The Mitsubishi Lancer is one of the most expensive Mitsubishi models to insure, but it is still not terribly expensive compared to rates for other car brands. The average monthly cost for a full coverage policy for a Mitsubishi Lancer is $152.
What should I do if I’m involved in an accident with my Mitsubishi?
If you’re involved in an accident with your Mitsubishi, follow the standard procedure: check for injuries, call emergency services if necessary, exchange insurance information with other parties involved, and notify your insurance provider to initiate the claims process.
How often should I review my Mitsubishi auto insurance policy?
It’s a good practice to review your Mitsubishi auto insurance policy annually or whenever significant changes occur, such as adding a new driver, moving to a different location, or purchasing a new vehicle. Regular reviews can help ensure you have adequate coverage at the best possible rates.
Can I bundle my Mitsubishi auto insurance with other insurance policies for additional savings?
Yes, many insurance providers offer multi-policy discounts when you bundle your Mitsubishi auto insurance with other policies, such as home insurance or renters insurance. Bundling can often result in cost savings.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.