Vehicles With the Most Affordable Auto Insurance Quotes (2024)
The cheapest cars to insure are the Kia Soul, Honda Odyssey, and the Subaru Crosstrek with auto insurance rates around $100 per month or less. Refer to our guide here for the top ten cheapest cars to insurance for 2019, but remember that insurance rates can vary by driver and by state. Where you live plays a huge role in determining your auto insurance costs, so enter your ZIP code below to compare auto insurance quotes in your city.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Dec 18, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 18, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Insurance is a significant part of the cost of owning a car. You might have got a great deal on a new car – only to realize that your insurance premiums are about to double.
Which cars are the cheapest to insure in 2019? Today, we’re highlighting some of the vehicles with the lowest average insurance costs for 2019, based on Insure.com’s annual car insurance rankings and other data.
Without further ado, here are the top 10 cheapest cars to insure for 2019.
10) Toyota Tundra: $1,500 Per Year
The Toyota Tundra was one of the cheapest vehicles to insure in 2019. Some drivers are surprised to see a truck at the top of the list. However, trucks can often be cheaper to insure because of their lack of interior space: more than half of the truck consists of the bed, which is cheaper to repair in an accident than rear seating and doors. The Toyota Tundra clocks in with an average insurance price of around $1,600 in 2019.
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9) Ford Escape S: $1,300 Per Year
The Ford Escape S is one of the few vehicles on this list that could be considered a car and not an SUV. The Ford Escape is not only an affordable vehicle to buy, but it’s also a bargain from most insurance companies. Expect to pay about $1,300 per year to insure a standard-model Ford Escape S in 2019.
Read more: Affordable Ford Auto Insurance Quotes
8) Jeep Compass Sport: $1,250 Per Year
Many are surprised to see a Jeep vehicle on the list of the cheapest cars to insure. Unlike other Jeep models, however, the Jeep Compass Sport can be considered more of a crossover than an SUV. The redesigned and improved Jeep Compass Sport is one of the most affordable vehicles in America to insure, coming in with an average annual insurance premium of around $1,250.
Read more: Affordable Jeep Auto Insurance Quotes
7) Mazda CX-5 Sport: $1,250
Another crossover, the Mazda CX-5 Sport is a smaller crossover that’s still a lot of fun to drive. Not only do CX-5 Sport owners enjoy crisp handling, but they also enjoy some of the cheapest car insurance premiums in the United States.
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6) Mazda CX-3 Sport: $1,240
The Mazda CX-3 Sport and CX-5 Sport both appeared on the list of the cheapest cars to insure in 2018, and they both make the list in 2019. As a subcompact car, the CX-3 is even smaller than the CX-5. It comes with less interior room and cargo space, but it remains a sporty and popular vehicle among all types of drivers. Expect to pay insurance premiums of around $1,240 per year on the Mazda CX-3 Sport in 2019.
Read more: Affordable Mazda Auto Insurance Quotes
5) Honda HR-V LX: $1,230
The HR-V is a subcompact crossover SUV that has sold well across America in recent years. It offers superior cargo space and interior room compared to a subcompact vehicle without breaking the budget. Expect to pay car insurance rates of $1,230 per year, on average, on your new Honda HR-V LX in 2019.
Read more: Affordable Honda Auto Insurance Quotes
4) Subaru Outback 2.5l: $1,220
Subaru has two vehicles on the list of the cheapest vehicles to insure in 2019. Surprisingly, the midsize Subaru Outback is one of the largest vehicles on this list. With an affordable subaru auto insurance quotes, the Outback is ideal for all types of drivers, especially those in winter climates who require all-wheel drive for maximum traction.
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3) Subaru Crosstrek: $1,210
The Crosstrek, like the Outback, is popular among those living in winter regions of the country. With all-wheel-drive coming standard on the Crosstrek, it’s a safe and affordable car for all types of drivers. Low insurance prices reflect the strong safety rating of the Crosstrek.
2) Honda Odyssey LX: $1,200
The Honda Odyssey LX is one of the most popular vehicles in its class. It may not be the most exciting vehicle to drive, the but Odyssey keeps families across America safe while driving. The roomy interior and feature-packed vehicle comes with a very competitive car insurance price. Most Odyssey drivers are driving with kids in the back, and that means safer driving habits and fewer accidents among Odyssey drivers. For all of these reasons, the Odyssey LX comes with some of the cheapest car insurance premiums in 2019.
1) Kia Soul: $1,190
The Kia Soul is one of the most affordable vehicles in America. Valued at around $14,000, the Kia Soul won’t break the bank at the dealership or at your insurance company. Kia Soul drivers can expect to pay similarly cheap insurance premiums to Kia Sportage, Sorento, and Optima drivers, as all four vehicles are associated with low premiums.
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Note: Insurance Prices Vary Across the Country
America is a diverse country with different insurance laws in each state. The prices listed above may reflect the average in your area, but prices can vary widely across the United States. Don’t be surprised if you’re paying significantly more or less than the prices above: they’re average prices, but not standard for every driver in every state.
Compare car insurance prices today to ensure you pay the cheapest rate for car insurance in 2019. Whether you own one of the vehicles above or drive a different car, you can get cheap car insurance regardless of your make and model.
It’s also important to remember that the cheapest car to insure in 2019 isn’t technically one of the cars above: you can get cheaper insurance by driving an older vehicle, for example. The cars above, however, are the cheapest to insure among major car insurance models in 2019.
Read more: Which countries have the highest auto insurance rates?
Conclusion
It shouldn’t be a surprise that certain SUVs and minivans are associated with minivan vs SUV auto insurance quotes costs. These cars tend to be the least likely to be involved in accidents. And, when accidents do occur, these vehicles keep drivers and passengers safer than other vehicles. Cheaper repair costs can also mean cheaper insurance prices. For all of these reasons, the vehicles on this list are among the cheapest cars to insure for 2019.
Frequently Asked Questions
What are the cheapest cars to insure in 2019?
The top 10 cheapest cars to insure in 2019 include the Toyota Tundra, Ford Escape S, Jeep Compass Sport, Mazda CX-5 Sport, Mazda CX-3 Sport, Honda HR-V LX, Subaru Outback 2.5l, Subaru Crosstrek, Honda Odyssey LX, and Kia Soul. These vehicles have lower average insurance costs compared to other models.
Why are trucks often cheaper to insure?
Trucks can be cheaper to insure because they typically have less interior space, with a larger portion of the vehicle dedicated to the bed. In accidents, repairing the bed is generally less expensive than repairing rear seating and doors. This cost factor contributes to lower insurance premiums for trucks.
Are insurance prices the same in every state?
No, insurance prices can vary widely across the United States. Each state has its own insurance laws, regulations, and risk factors that influence insurance premiums. The prices mentioned are average prices and may not be standard for every driver in every state.
Can I get cheaper insurance by driving an older vehicle?
Generally, older vehicles tend to have lower insurance premiums compared to newer ones. However, the cheapest cars to insure in 2019 are among the major car insurance models. While older vehicles may offer cheaper insurance, the vehicles listed in the top 10 have lower average insurance costs among their respective categories.
How can I compare car insurance prices?
You can compare car insurance prices by using online comparison tools. These tools allow you to enter your ZIP code and receive quotes from multiple insurance companies. By comparing quotes from different providers, you can find the best rates and potentially save money on your car insurance.
Compare over 200 auto insurance companies at once!
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.