What type of used car has the cheapest auto insurance rates?

What type of used car has the cheapest auto insurance rate? If you’re wondering about the cheapest used cars to insure, it all comes down to make and model, which will affect the price of your monthly auto insurance rates.

When it comes to your car insurance rate, there are a lot of factors that affect your car insurance costs that come into play. A person’s age, driving record, address, mile on the vehicle, and even gender all play a role in how much they will pay for a car insurance policy. For example, car insurance for a 16 year old is almost always the highest, even with a clean driving record. If you have good driving habits and a clean record, you should have no issues getting cheap car insurance coverage. In this guide, we’ll discuss the cheapest old cars to insure.

Use our FREE comparison tool to find the best insurance for used cars. Knowing how to compare auto insurance quotes will save you money. Just enter your ZIP code in the box above to get started looking for affordable used car insurance near you.

What used cars are the cheapest to insure?

We all know that buying a used vehicle can be a very wise decision. The old saying that a new vehicle loses 10% of its value as soon as you drive it off the car lot couldn’t be more accurate. Buying an older car makes a lot of sense if you’re looking to save money or if you’re low on funds.

You may be the 1st owner of a single owner older vehicle, but more likely you’re looking to insure a vehicle as the 2nd owner, 3rd owner, 4th owner, 5th owner, and maybe even the 6th owner, 7th owner, or 8th owner (though we admit, that’s a lot less likely).

Most of the time, as long as it’s not a vintage or classic auto, insuring a used car will be cheaper than insuring the same car if it was new.

If buying a used vehicle is in your future, there are several makes and models to consider that will provide you with the cheapest car insurance rate. Below is a list of vehicles that are among the cheapest used cars to insure.

Honda Odyssey

When you’re looking for a used vehicle that is cheap to insure, you really can’t go wrong with a minivan. The Honda Odyssey is one of the cheapest minivans to insure. The reason for this is that it ranks as one of the safest vehicles to drive year after year.

According to the National Highway Traffic Safety Administration (NHTSA), the Honda Odyssey has a perfect five-star rating in safety.

One of the reasons that minivans have low car insurance coverage rates is because they’re family cars that aren’t risky to insure. People who drive minivans are fairly safe drivers. A used Honda Odyssey should be at the top of your list if you’re looking for a quality family vehicle with low insurance rates.

Honda CR-V

The Honda CR-V is a great used vehicle to consider if you’re looking for something a bit more sporty that still comes with lower insurance rates. Over the years, Honda has done a great job of changing the styling of the CR-V. From the first generation to the current fourth, you really can’t go wrong when considering a used version of this vehicle.

The CR-V comes with great reviews from owners and has a great resale value overall. The safety features, along with the great styling, keep this car at the top of the list for many people interested in a quality used vehicle with reasonable insurance rates.

Buick Lucerne

When it comes to used cars that are cheapest to insure, the Buick Lucerne from 2008 is one of the best and the most affordable vehicles to consider. This is a great family vehicle, as it’s large enough to provide room for the entire family but small enough to get decent gas mileage.

There are several additional features that help separate this vehicle from the pack, including the side blind zone alert that tells the driver when there’s a vehicle in their blind spot.

Read more: Affordable Buick Auto Insurance Quotes

Toyota Camry

Another great older car to consider buying used for low insurance rates is the Toyota Camry. The Camry has long held the record for having a high resale rate as well as being a very safe and reliable vehicle to drive.

The Toyota Camry is one of the Insurance Institute for Highway Safety’s (IIHS) Top Safety Picks Plus.

If you need a good-quality family vehicle that gets excellent gas mileage and will last you for a very long time, the Toyota Camry should be at the top of your list. Used Toyota Camrys sell very quickly because of their proven track record.

Volvo V70

Volvo is a brand that’s associated with reliability. The Volvo V70 was manufactured from 1996-2016. It’s a great choice for those who are looking for a used vehicle with excellent safety features and cheap insurance rates.

The V70 is available in a front-wheel and all-wheel-drive version, and there’s even a Cross Country version of the vehicle available. The insurance rates for this used vehicle are low because of its quality build and safety features.

When considering the Volvo V70, not only can you enjoy a dependable and safe ride, but you can also take advantage of the opportunity to secure affordable Volvo auto insurance quotes, making it an even more attractive option for budget-conscious drivers.

How much are auto insurance rates for popular used vehicles?

Used vehicles with cheap road tax and insurance can save you hundreds of dollars per year. The best first cars that have cheap insurance are usually sedans and compact SUVs. We’ll list the average annual rates of all vehicles listed in the previous subsections. Let’s look at the annual premiums for the best used cars for cheap insurance.

The cheapest used car to insure is the 2020 Honda CR-V, followed by a 2010 Volvo V70. It makes sense that the 2010 Volvo V70 is one of the most affordable on the list. How can a 2020 model vehicle be among the cheapest?

The secret to cheap auto insurance for vehicles is in the ratings. We briefly talked about it in the previous sections, but let’s explore it a little more. Check out the overall vehicle ratings from the NHTSA and IIHS.

Although the Volvo V70 isn’t rated, it carries cheap auto insurance rates. The model year of the car is the reason it’s cheap. All of the other vehicles have a good or acceptable rating overall.

Check out your vehicle’s rates by searching for auto insurance in your area with our FREE comparison tool! Enter your ZIP code to get started.

The Cheapest Used Cars to Insure: A Comprehensive Guide

When searching for the cheapest used SUV to insure, it’s crucial to consider several factors such as the vehicle’s safety features, repair costs, and overall reliability. SUVs that rank high on lists of the cheapest cars to insure often boast advanced safety technology and robust build quality, making them less risky for insurers.

Additionally, vehicles like the Honda CR-V or Ford Escape are frequently noted as the best cars for cheap insurance due to their excellent safety ratings and low maintenance costs. These cars that are cheap to insure not only save you money on premiums but also offer dependable performance and longevity.

Among the cars with the lowest insurance rates, sedans and compact cars often stand out. Models such as the Honda Civic or Toyota Corolla are well-known for being the cheapest vehicles to insure. These cars are favored by insurers because of their high safety ratings and affordable repair costs, making them the least expensive used cars to insure.

For those looking into specific models, the top 100 cheapest cars to insure frequently include these reliable sedans, providing a wide range of options for budget-conscious buyers. When considering used cars with cheap insurance, it’s beneficial to look at vehicles that have consistently low claims rates and affordable parts.

The 2010 Toyota Camry insurance cost is another point of interest for buyers seeking affordable coverage. This model, along with the 2010 Toyota Prius insurance rates, tends to be lower due to the vehicles’ strong safety records and low theft rates. Similarly, the 2020 Camry insurance cost remains competitive, making it one of the best cars to buy for cheap insurance.

Comparing these with the average used car insurance cost, you’ll find that these Toyotas are generally less expensive to insure, highlighting their appeal as the best cars for insurance. For those prioritizing both reliability and low insurance premiums, these models are hard to beat.

• When looking for cars with the lowest insurance rates, several factors come into play, such as the car’s safety features, repair costs, and overall reliability.
• Typically, used cars with the lowest insurance rates include models like the Honda Accord and Toyota Camry, known for their affordability and safety.
• These vehicles are often considered the best cars to buy for cheap insurance because they strike a balance between cost, reliability, and low insurance premiums.
• As a result, they are often recommended as the best car to get for cheap insurance, appealing to budget-conscious drivers.
• Choosing the best car to insure involves finding models that insurers view as low-risk.
• Vehicles like the Subaru Outback and Mazda CX-5 are frequently cited as the best cars with cheap insurance options due to their strong safety records and lower repair costs.
• These models also rank highly among the best cars for insurance rates, ensuring that you get the most value for your insurance dollar.
• For those prioritizing affordability, the best cars for low insurance include compact cars and sedans like the Ford Fiesta and Hyundai Elantra, which are known for their best cars with cheap insurance status.
• These vehicles are also popular choices for new drivers as the best first cars have cheap insurance.
• For families and first-time car buyers, it’s essential to find the best first cars for cheap insurance that offer both safety and affordability.
• Models such as the Chevrolet Malibu and Ford Fusion provide excellent coverage options and low premiums, making them ideal for young drivers.
• Additionally, when considering a Buick Lucerne car insurance policy, it’s worth noting that this model is praised for its low insurance costs.
• When you aim to buy a car with cheap insurance, it’s crucial to focus on the car cheapest to insure, ensuring that you choose a car with the cheapest insurance rates.
• By focusing on cars with the cheapest insurance, you can significantly reduce your overall expenses and enjoy a safe and reliable vehicle.

For first-time car buyers or those seeking to minimize expenses, the best first car cheap insurance options include vehicles like the Ford Fiesta or Hyundai Elantra. These cheap first cars to buy and insure are popular choices because they offer a balance of affordability, safety, and low insurance costs.

Moreover, exploring cheap low insurance cars for sale can uncover great deals on reliable models that don’t break the bank on insurance premiums. When looking for the best cars to insure or cool cars with cheap insurance, it’s important to compare insurance costs for different cars to ensure you’re getting the best deal. Whether you’re a new driver or just looking to save money, these tips will help you find the best used car insurance options.

Finding the Best Used Cars with the Cheapest Auto Insurance Rates

When looking for the cheapest auto to insure, it’s important to consider several factors such as safety features, repair costs, and overall reliability. Among the best cheap cars to insure, the Honda Odyssey, Honda CR-V, and Toyota Camry stand out due to their excellent safety ratings and affordable repair costs.

These car models with the lowest insurance rates provide the dual benefit of reliability and low premiums, making them ideal for budget-conscious drivers. If your teenager has a car and are looking for cheap insurance, the Toyota Camry is a particularly good option thanks to its robust safety features and low insurance costs.

Additionally, for families, the Honda Odyssey is one of the cheapest family cars to insure due to its top-tier safety ratings and family-friendly design.

• Car Insurance for Used Cars: When seeking coverage for a used vehicle, it’s essential to explore insurance options tailored specifically for previously owned cars.
• Low Car Insurance: Opting for a car with low insurance rates can significantly reduce your overall insurance expenses.
• Car With Lowest Insurance: Identifying vehicles with the lowest insurance costs is key to maximizing savings while ensuring adequate coverage.
• Cars Cheap to Insure: Selecting from vehicles known for their affordability in insurance premiums can help you secure budget-friendly coverage.
• Cars with the Lowest Insurance Rates: Researching cars with the lowest insurance rates allows you to pinpoint models that offer excellent value in terms of insurance costs.
• Cars With Lower Insurance: Prioritizing cars with lower insurance rates can lead to substantial long-term savings on insurance premiums.
• Cheap but Fast Cars to Insure: Identifying fast cars that are also inexpensive to insure can provide a balance between performance and affordability in insurance.
• Cheap Diesel Cars to Insure: Considering diesel-powered vehicles known for their cost-effective insurance rates can be advantageous for budget-conscious drivers.
• Cheap Insurance Cars List: Consulting a list of cars known for their affordability in insurance premiums can guide your search for a budget-friendly vehicle.
• Cheap Insurance Group for Used Cars: Exploring used cars grouped in insurance categories known for their cost-effectiveness can streamline your search for affordable coverage.
• Cheapest Cars to Insure: Reviewing the cheapest cars to insure in 2020 allows you to stay updated on the latest models offering excellent insurance value.
• Cheapest Insurance for Cars: Identifying the cheapest cars in terms of insurance premiums involves considering factors such as safety, reliability, and depreciation.
• Cheapest SUVs to Insure: Selecting from SUVs known for their affordability in insurance premiums can be advantageous for drivers seeking practicality and cost-effectiveness.
• Cheapest Vehicle to Insure: Identifying the vehicle with the lowest insurance costs ensures that you can enjoy adequate coverage without breaking the bank.
• Cost to Insure Cars by Model: Evaluating the cost to insure cars by model helps you make informed decisions when selecting a vehicle, taking insurance expenses into account.

For those interested in car insurance for sedans, options like the Toyota Camry and Buick Lucerne offer some of the cheapest sedans to insure. These vehicles are known for their dependability and safety, which contribute to their low insurance premiums.

In the realm of cheap used economy cars, the Honda CR-V and Volvo V70 are notable for providing low-cost insurance options. The cars with the cheapest insurance rates are often those with excellent safety records and low theft rates, ensuring that you can drive economically.

Whether you’re looking for cool cars with low insurance or cheap old cars to insure, it’s wise to compare insurance rates for used cars to find the best deals. Using tools to find cheap car insurance near me can also help you locate the most affordable options in your area, ensuring you get the best rate possible.

What’s our bottom line?

When it comes to purchasing a used vehicle, there are many elements to consider, including how much car insurance is for a car. Insurance rates for a used vehicle are based on safety ratings, among other factors.

You’ll find that vehicles such as minivans, midsize SUVs, and other low-insurance family cars are going to have the most affordable insurance rates. Auto insurance for SUVs is so low because insurance companies consider family vehicles to be safer to drive and because drivers who purchase these vehicles are typically more cautious.

When you buy a used car, you’ll pay less for the vehicle, and you’ll also save a bit on your insurance bill. Your best bet in that regard is to choose one of the vehicles on the list above.

If you’re done reviewing what is the cheapest car to insure and are ready to buy used car insurance now, enter your ZIP code below to compare used car insurance companies in your area.