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Nationwide State Farm Allstate

Does my auto insurance cover damage caused by an unidentified hit-and-run driver? (2025)

Uninsured/underinsured auto insurance covers damage caused by a hit-and-run driver if you cannot identify them. Uninsured/underinsured motorist coverage (UM/UIM) is available as an optional part of your full insurance but is required in certain states, including New Jersey, North Carolina, and Maryland.

UPDATED: Jan 31, 2024Fact Checked

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Does my auto insurance cover damage caused by an unidentified hit-and-run driver? (2025)

[su_box title="What You Should Know" style="default”] You'll need a uninsured/underinsured motorist policy for hit-and-run coverage Collision coverage may or may not cover hit-and-run damage You'll pay out of pocket if you have no coverage after a hit and run [/su_box] Collision coverage will pay a claim if you hit something, including your own car, but does auto insurance cover d...

Tracey L. Wells

Licensed Insurance Agent & Agency Owner

Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...

Licensed Insurance Agent & Agency Owner

UPDATED: Jan 31, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 31, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Nationwide State Farm Allstate