Does Auto Insurance Cover Engine or Electrical Fires?

You might have found yourself asking "if my car caught on fire will my insurance cover it? Well, only comprehensive auto insurance covers engine or electrical fires. If you're driving with the bare minimum auto insurance required in your state, your policy will not cover fire of any kind. If your vehicle is completely destroyed by fire, your comprehensive auto insurance coverage will entitle you to a settlement amount of the actual cash value of your car in order to cover engine or electrical fires.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

UPDATED: Jun 6, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Free Auto Insurance Comparison

Compare over 200 auto insurance companies at once!

secured lock Secured with SHA-256 Encryption