Does Auto Insurance Cover Slashed Tires?

It’s important to know what to do if your tires are slashed. It’s also vital to know if your auto insurance policy covers slashed tires. There are affordable car insurance rates and auto insurance policies that can help you with this dilemma. Collision and comprehensive coverage can cover slashed tires in certain circumstances. To begin your search for the car insurance policy you need, enter your ZIP code to find affordable auto insurance rates.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Insurance Feature Writer Rachel Bodine

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Mar 11, 2022

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What You Should Know

  • Slashed tires are a type of vandalism.
  • Comprehensive and collision insurance can cover slashed tires.
  • File a report with the police if you think your tires have been slashed.

There are few things worse than finding out your tires have been slashed. Not only do you need new tires, but your privacy has been violated by an act of vandalism. You may be wondering, “What to do when your tires are slashed?” and more importantly, “Does car insurance cover slashed tires?” Understanding auto insurance is the key to answering this question.

In most cases, basic car insurance will not cover slashed tires or other types of vandalism. The slashed tires meaning is that your tires were cut with a sharp object, usually on purpose. Comprehensive and collision coverage usually covers acts of vandalism, but other factors may come into play. This is why it is always important to consult your car insurance company.

Before learning more about if car insurance covers slashed tires, enter your ZIP code into our free tool above to compare rates now.

Comprehensive and Collision Insurance

Both comprehensive and collision insurance are additional types of coverage that don’t automatically come with most basic insurance policies. Basic insurance policies usually only come with the minimum coverage required by your state of residency. Each state’s DMV website usually lists its requirements for auto insurance. For example, here is information on California’s minimum car insurance requirements.

Comprehensive auto insurance covers damage to your vehicle due to uncontrollable situations. This may include damage caused by weather, animals, rioting, falling objects, and more.

Things not covered by comprehensive insurance are accidents for which you are responsible, such as a collision with a tree or building.

Collision coverage, on the other hand, covers damage caused by coming into contact with inanimate objects. This may include spikes in the road, a fence on the side of the road, or another car. Collision coverage comes in handy if you are in an accident and would be responsible for paying most of the damages.

As you can see, both comprehensive and collision insurance are great to have for more than just tire damage. For information on purchasing both comprehensive and collision insurance, read on.

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Purchasing Comprehensive and Collision Insurance

Most car insurance companies offer comprehensive and collision coverage as additional insurance. So, if you are wondering, for example, “Does Geico cover slashed tires?”, “Does USAA cover slashed tires?”, or “Does Geico cover stolen wheels?” it would still depend on the circumstances. But most major insurance companies do offer both comprehensive and collision coverage.

Before purchasing any type of insurance, it is important to consider several factors, including how much you drive on a daily basis, how many drivers need to be covered, and more.

These days, there are many ways to purchase car insurance. You can call around and speak with several agents, or do everything online. Either way, it is important to look at several companies when shopping for car insurance so you can determine what works best for you and your family.

Average car insurance rates can differ greatly between companies. Check out the table below for the average car insurance rates in Little Rock, Arkansas.

Little Rock, Arkansas Average Annual Auto Insurance Rates by Company
CompaniesAverage Annual Rates
State Farm$3,462.26
Liberty Mutual$4,572.41
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As you can see, the average cost of auto insurance by companies can differ by thousands of dollars, but finding the policy that works best for you is what’s most important. Use our helpful tool to easily compare car insurance rates.

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Filing a Claim for Slashed Tires

So, you have slashed tires — what to do? If you suspect your tire has been slashed, file a police report with your local authorities. This way, you will have it on record. Take pictures of and write down important details about the damages. Does insurance pay for slashed tires? Occasionally. So, contact your insurance company to file a claim.

Need to know how to file an auto insurance claim? We’ve got you covered. After filing a claim, search for auto repair shops in your area that will replace your tire for a fair price.

If you’re wondering, “Is it a felony to slash tires?” the fact is that it can be, depending on the value of the tires.

Now that you know more about if auto insurance covers slashed tires, use our FREE tool below to compare rates near you.

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Frequently Asked Questions: Does auto insurance pay for slashed tires?

We hope we’ve covered everything, but just in case, feel free to take a look at these common questions about auto insurance and slashed tires.

Does insurance cover damaged tires?

As with slashed tires, comprehensive and collision insurance may cover tire damage. Different insurance companies have varying policies when it comes to tire damage; consult your insurance agent to see if you are covered. So, the answer is “sometimes” to the question, “Does car insurance cover tire damage?”

Does insurance cover tire blowout damage?

Tire blowouts are usually covered by comprehensive insurance. Tire warranties are also important to consider. If you have a warranty on your tires, it may be easily replaced at no cost.

Will insurance cover only three slashed tires?

If you discover three slashed tires, you’re probably wondering, “Why do you stab out only 3 tires?” Many believe insurance won’t cover the cost unless all four tires are slashed. In most cases, however, insurance will cover only three slashed tires.

Does auto insurance cover nail in tires?

A nail in a tire is not something many insurance companies will help you pay for, but there are many low-cost options that can help fix this issue. If the hole is not large, you should consider getting your tire patched. There are even kits that allow you to patch the hole yourself.

Does car insurance cover wheel damage?

It is not unusual for each company to have specifications when it comes to coverage. To find out if wheels are covered, contact your company.

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