What Happens If You Hit an Uninsured Driver?

What happens if you hit an uninsured driver? If you get into an accident with an uninsured driver, and the uninsured driver was at-fault, then the uninsured driver is liable for any damages he or she caused. However, there is a chance that they won't be able to cover these costs and don't have many assets. There’s only one way to protect yourself from this situation: you can pay extra to add uninsured or underinsured motorist coverage to your policy.

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UPDATED: Jun 6, 2022

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