How long does it typically take for Nationwide to process an auto insurance claim?

Car accidents can be extremely distressing. A delay in the time it takes for your insurer to process your auto claim usually means a delay in getting the necessary auto repairs and returning your life to normal.

However, you can get back on the road more quickly by helping your insurer minimize delays in processing your auto insurance claim.

Nationwide is an auto insurance provider with comprehensive, collision, medical payment, and liability coverage. According to J.D. Power’s 2022 claims satisfaction survey, Nationwide is decent at paying out claims, scoring 868 out of 1,000, just below the industry average.

Whether you are already insured by Nationwide or doing research on auto insurance providers, it is good to know how long it takes an auto insurance company to pay out a claim.

How long does it typically take for Nationwide to process an auto insurance claim? Read on to learn more about how it works and what you can do to expedite the process.

How Long It Takes Nationwide to Process an Auto Insurance Claim

Many states allow an auto insurance claim to be processed within 15–60 days. According to averages, Nationwide is likely to have your claim processed within 30 days, but the exact timeframe depends on the nature of your claim and your Nationwide coverage package.

To speed up this process, make sure you have provided Nationwide with detailed information and be quick to respond to any requests for additional information.

How Nationwide Auto Insurance Claims Work

Curious about how auto insurance claims work? An auto insurance claim is a request you will make to Nationwide to pay for covered losses after an accident or incident involving your vehicle. See Nationwide’s claim satisfaction in our Nationwide auto insurance review..

After ensuring that everyone involved in the accident is safe, your next step should be to contact Nationwide and file a claim.

You can learn more about how to file an auto insurance claim here. Include as much information as possible about the incident, and a claims representative will walk you through the process. After investigating it, the company will review your claim request and either pay out or deny your claim.

How to File an Auto Insurance Claim With Nationwide

What information do you need to file an auto insurance claim with Nationwide? Nationwide has a step-by-step guide to help you file your auto insurance claim online. You can save your claim as you go, and there is a customer support line to help you with any questions.

Be sure to have all the necessary information with you when you start, including:

• Vehicle information: You will need the make, model, year, and license plate details for all vehicles involved.
• Policy information: You will need to provide the full name and address of the policyholder and the policy number.
• Description of incident: At the time of the incident, take note of the location, date and time, damages, injuries, and the name and badge number of any police officers in attendance.
• Names and contact details: Note the details for all parties involved, including witnesses.
• Pictures: Take supporting pictures at the scene to help Nationwide investigate your claim.

The more information you provide at the outset of the claims process, the better. It can significantly reduce administrative delays if Nationwide doesn’t need to contact you frequently for more information.

Read more:

• How do I file an auto insurance claim with Nationwide?

Delays in How Long it Takes Nationwide to Process Auto Insurance Claims

Each auto insurance claim is unique. Therefore, if your claim is complicated, involving multiple vehicles, or if there is any coverage dispute, the process might be delayed.

Nationwide might get a claims adjuster to investigate the details surrounding the incident to determine who was at fault and the extent of the damage. During such an investigation, they will usually record interviews with drivers, passengers, and witnesses and examine hospital and police records as needed.

Of course, this adds time to the process, but you can help move things along by responding quickly to your adjuster’s requests.

Read more: What happens if I disagree with Nationwide’s decision on my auto insurance claim?

Understanding the Nationwide Claims Processing Timeline

Nationwide should have your claim processed within 30 days if it is not complicated. Try to provide as much information about the incident as possible and be available to answer any questions, and you might find that Nationwide can process your claim faster and get you back on the road.