How Much are Mitsubishi Galant Insurance Rates?

Mitsubishi Galant insurance rates average at $96 a month on average, but teen drivers can end up paying more. Read this guide to compare Mitsubishi Galant insurance rates by age. You can enter your ZIP code below to compare Mitsubishi Galant insurance quotes by city, too. Comparison shop online before buying an insurance policy so you don't end up paying too much for your Mitsubishi Galant insurance coverage.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Insurance Feature Writer Rachel Bodine

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,156 a year or $96 each month
  • A liability-only policy costs around $463 a year or $39 each month
  • Highest rates are for teenage drivers at around $4,225 a year or $352 each month
  • Good drivers can save as much as $477 a year by earning policy discounts
  • Mitsubishi Galant insurance costs around $363 less per year than the average vehicle

Mitsubishi Galant insurance rates are $363 cheaper than the average vehicle. Full coverage rates are $96 per month, but teen drivers could pay up yo $352 per month. Continue reading to learn how you can lower Mitsubishi Galant insurance rates.

You can start comparing quotes for Mitsubishi Galant insurance rates from some of the best auto insurance companies by using our free online tool now.

Mitsubishi Galant Insurance Cost

The average Mitsubishi Galant auto insurance costs are $1,156 a year or $96 a month.

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Are Mitsubishi Galants Expensive to Insure?

The chart below details how Mitsubishi Galant insurance rates compare to other sedans like the Kia Optima, Nissan Versa, and MINI Hardtop 4 Door.

Vehicle Comprehensive Collision Liability Total
Kia Optima $322 $532 $420 $1,454
Nissan Versa $268 $542 $390 $1,358
MINI Hardtop 4 Door $294 $566 $398 $1,416
Chevrolet Sonic $270 $536 $398 $1,362
Toyota Avalon $320 $536 $338 $1,330
Audi A3 $282 $566 $398 $1,404
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However, there are a few things you can do to find the cheapest Mitsubishi insurance rates online.

What Impacts the Cost of Mitsubishi Galant Insurance?

The Mitsubishi Galant trim and model you choose can impact the total price you will pay for Mitsubishi Galant insurance coverage.

Age of the Vehicle

Older Mitsubishi Galant models generally cost less to insure. For example, auto insurance rates for a 2012 Mitsubishi Galant are $1,156, while the 2010 Mitsubishi Galant rates are $1,094, a difference of $62.

Model Year Comprehensive Collision Liability Total
2012 Mitsubishi Galant $200 $338 $460 $1,156
2011 Mitsubishi Galant $188 $310 $460 $1,116
2010 Mitsubishi Galant $180 $292 $464 $1,094
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Driver Age

Driver age can have a significant effect on Mitsubishi Galant insurance rates. As an example, a 30-year-old driver pays around $51 more each year for their Mitsubishi Galant car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Mitsubishi Galant insurance rates. For example, drivers in Houston may pay $852 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Mitsubishi Galant auto insurance. Teens and drivers in their 20’s see the highest jump in their Mitsubishi Galant auto insurance with violations on their driving record.

Mitsubishi Galant Safety Ratings

The Mitsubishi Galant’s safety ratings will affect your Mitsubishi Galant insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front G
Side G
Roof strength A
Head restraints and seats M
Source: Insurance Institute for Highway Safety
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Mitsubishi Galant Crash Test Ratings

Good Mitsubishi Galant crash test ratings can lower your Mitsubishi Galant auto insurance rates. See Mitsubishi Galant crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Mitsubishi Galant N/R N/R N/R 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mitsubishi Galant Safety Features

Good Mitsubishi Galant safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Mitsubishi Galant are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Emergency Trunk Release

Mitsubishi Galant Finance and Insurance Cost

If you are financing a Mitsubishi Galant, most lenders will require your carry higher Mitsubishi Galant coverage options including comprehensive coverage, so be sure to shop around and compare Mitsubishi Galant auto insurance quotes from the best auto insurance companies using our FREE tool below.

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5 Ways to Save on Mitsubishi Galant Insurance

You have more options at your disposal to save money on your Mitsubishi Galant car insurance costs. For example, try these five tips:

  • Buy An Older Mitsubishi Galant
  • Carpool to Work Instead of Driving Your Mitsubishi Galant
  • Take Advantage of Referral Fees
  • Use Paperless Billing for Your Mitsubishi Galant Insurance Policy
  • Add a More Experienced Driver to Your Mitsubishi Galant Policy

Top Mitsubishi Galant Insurance Companies

Several insurance companies offer competitive rates for the Mitsubishi Galant based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Mitsubishi Galant drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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