Affordable Volkswagen Atlas Auto Insurance Quotes (2024)
Volkswagen Atlas insurance costs $135 per month on average, but a good driving record can save you money on your Volkswagen Atlas insurance coverage. You can ask for discounts on your Volkswagen Atlas insurance rates when you're a safe driver and take advantage of your Volkswagen Atlas safety features.
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Scott W. Johnson
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Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Dec 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,624 a year or $135 each month
- A liability-only policy costs around $651 a year or $54 each month
- Highest rates are for teenage drivers at around $5,936 a year or $495 each month
- Good drivers can save as much as $670 a year by earning policy discounts
- Volkswagen Atlas insurance costs around $105 more per year than the average vehicle
Volkswagen Atlas insurance rates are $105 more expensive than the average vehicle. Full coverage costs $135 per month and liability-only coverage costs $54 per month. Teen drivers could pay up to $500 per month. Continue reading to learn how to save money on Volkswagen Atlas insurance rates.
During the process of researching auto insurance quotes, it was found that the volkswagen auto insurance quotes provided competitive and attractive options. You can start comparing quotes for Volkswagen Atlas insurance rates from some of the best auto insurance companies by using our free online tool now.
Volkswagen Atlas Insurance Cost
The average Volkswagen Atlas insurance rates are $1,624 a year or $135 a month.
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Are Volkswagen Atlass Expensive to Insure?
The chart below details how Volkswagen Atlas insurance rates compare to other SUVs like the Cadillac Escalade ESV, Infiniti QX60, and Nissan Armada.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Atlas | $376 | $718 | $372 | $1,624 |
| Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
| Infiniti QX60 | $404 | $750 | $372 | $1,684 |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
| Ford Flex | $332 | $566 | $398 | $1,454 |
| Lexus RX 350 | $358 | $660 | $440 | $1,638 |
| Ford Edge | $266 | $500 | $372 | $1,296 |
However, there are a few things you can do to find the cheapest Volkswagen Atlas insurance rates online.
What Impacts the Cost of Volkswagen Atlas Insurance?
The Volkswagen Atlas trim and model you choose can impact the total price you will pay for Volkswagen Atlas auto insurance coverage.
Age of the Vehicle
Older Volkswagen Atlas models generally cost less to insure. For example, auto insurance for a 2020 Volkswagen Atlas costs $1,624, while 2018 Volkswagen Atlas insurance costs are $1,586, a difference of $38.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Volkswagen Atlas | $376 | $718 | $372 | $1,624 |
| 2019 Volkswagen Atlas | $358 | $690 | $390 | $1,596 |
| 2018 Volkswagen Atlas | $344 | $686 | $398 | $1,586 |
Driver Age
Driver age can have a significant impact on the cost of Volkswagen Atlas auto insurance. For example, 20-year-old drivers pay as much as $2,058 more each year for their Volkswagen Atlas auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Volkswagen Atlas insurance rates. For example, drivers in Houston may pay $1,197 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Volkswagen Atlas auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Atlas auto insurance rates with violations on their driving record.
Volkswagen Atlas Safety Ratings
Your Volkswagen Atlas auto insurance rates are influenced by the Volkswagen Atlas’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volkswagen Atlas Crash Test Ratings
Volkswagen Atlas crash test ratings can impact your Volkswagen Atlas insurance rates. See Volkswagen Atlas crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volkswagen Atlas SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volkswagen Atlas SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volkswagen Atlas Cross Sport SUV FWD | N/R | N/R | N/R | N/R |
| 2020 Volkswagen Atlas Cross Sport SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Volkswagen Atlas SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Volkswagen Atlas SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Volkswagen Atlas SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Volkswagen Atlas SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volkswagen Atlas Safety Features
The safety features of the Volkswagen Atlas can impact your Volkswagen Atlas car insurance rates. The Volkswagen Atlas has the following safety features:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- VW Car-Net services (capabilities require enrollment or subscription) Emergency Sos
- Blind Spot Monitor Blind Spot
- FCW w/Autonomous Emergency Braking and Rear Traffic Alert
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Side Curtain Protection Curtain 1st, 2nd And 3rd Row Airbags
- Airbag Occupancy Sensor
- Power Rear Child Safety Locks
- Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
- Back-Up Camera
Volkswagen Atlas Finance and Insurance Cost
If you are financing a Volkswagen Atlas, most lenders will require your carry higher Volkswagen Atlas coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen Atlas insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Volkswagen Atlas Insurance
You have more options at your disposal to save money on your Volkswagen Atlas auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Volkswagen Atlas car insurance rates
- Ask About Volkswagen Atlas Safety Discounts
- Get Married and Ask for a Discount
- Never Drink and Drive Your Volkswagen Atlas
- Ask Your Insurance Company About Volkswagen Atlas Discounts
- Make Sure You’re Raising a Safe Driver
Top Volkswagen Atlas Insurance Companies
Who is the best auto insurance company for Volkswagen Atlas insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen Atlas auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen Atlas offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Volkswagen Atlas Insurance Quotes Online
You can start comparing quotes for Volkswagen Atlas insurance rates from some of the top auto insurance companies by using our free online tool today.
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Frequently Asked Questions
How much does Volkswagen Atlas insurance cost?
On average, it costs $135 per month.
Can I get discounts on my Volkswagen Atlas insurance rates?
Yes, discounts are available for safe drivers and using safety features.
Are Volkswagen Atlases expensive to insure?
They are $105 more expensive than the average vehicle.
What factors impact the cost of Volkswagen Atlas insurance?
Vehicle age, driver age, location, and driving record affect the cost.
What are the safety ratings and features of the Volkswagen Atlas?
Safety ratings and features can affect insurance rates.
Compare over 200 auto insurance companies at once!
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.