Audi Q5 Insurance Cost [Rates + Coverage Guide]

Audi Q5 insurance costs $134 a month on average, but the age of your vehicle and the amount of coverage you need will impact your own Audi Q5 insurance rates. State Farm and GEICO are the most popular insurance companies, but you can compare Audi Q5 insurance quotes online to find the right company and coverage for you.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Insurance Feature Writer Rachel Bodine

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,610 a year or $134 each month
  • A liability-only policy costs around $646 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,885 a year or $490 each month
  • Good drivers can save as much as $664 a year by earning policy discounts
  • Audi Q5 insurance costs around $91 more per year than the average vehicle

Audi Q5 insurance rates are about $100 more expensive than the average vehicle. Liability-only coverage costs $54 per month and full coverage is $80 more. Continue reading to learn how you can lower Audi Q5 insurance rates for teen drivers.

You can start comparing quotes for Audi Q5 insurance rates from some of the best auto insurance companies by using our free online tool now.

Audi Q5 Insurance Cost

The average Audi Q5 insurance rates are $1,610 a year or $134 a month.

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Are Audi Q5s Expensive to Insure?

The chart below details how Audi Q5 insurance rates compare to other crossovers like the Nissan Rogue, Subaru Crosstrek, and Mazda CX-5.

Vehicle Comprehensive Collision Liability Total
Audi Q5 $362 $718 $372 $1,610
Nissan Rogue $268 $512 $440 $1,400
Subaru Crosstrek $320 $512 $332 $1,300
Mazda CX-5 $322 $532 $372 $1,384
Lexus RX 450h $390 $718 $420 $1,708
Infiniti QX30 $344 $686 $398 $1,586
Lexus NX 300 $376 $688 $372 $1,594
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However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi Q5 Insurance?

Even though the average annual rate for the Audi Q5 is $1,610, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Audi Q5.

Age of the Vehicle

Older Audi Q5 models generally cost less to insure. For example, auto insurance for a 2020 Audi Q5 costs $1,610, while 2010 Audi Q5 insurance costs are $1,274, a difference of $336.

Model Year Comprehensive Collision Liability Total
2020 Audi Q5 $362 $718 $372 $1,610
2019 Audi Q5 $346 $690 $390 $1,584
2018 Audi Q5 $332 $686 $398 $1,574
2017 Audi Q5 $320 $668 $416 $1,562
2016 Audi Q5 $310 $640 $430 $1,538
2015 Audi Q5 $292 $618 $442 $1,510
2014 Audi Q5 $282 $574 $452 $1,466
2013 Audi Q5 $270 $540 $456 $1,424
2012 Audi Q5 $258 $484 $460 $1,360
2011 Audi Q5 $242 $446 $460 $1,306
2010 Audi Q5 $234 $418 $464 $1,274
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Driver Age

Driver age can have a significant impact on Audi Q5 insurance rates. For instance, a 30-year-old driver may pay $71 more each year for Audi Q5 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Audi Q5 insurance rates. For example, drivers in Phoenix may pay $885 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Audi Q5 auto insurance. Teens and drivers in their 20’s see the highest jump in their Audi Q5 auto insurance with violations on their driving record.

Audi Q5 Safety Ratings

Your Audi Q5 insurance rates are tied to the safety ratings of the Audi Q5. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Audi Q5 Crash Test Ratings

If the Audi Q5 crash test ratings are good, you could have lower Audi Q5 insurance rates. See Audi Q5 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Audi Q5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Audi Q5 PHEV SUV AWD N/R N/R N/R N/R
2019 Audi Q5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Audi Q5 SUV AWD Later Release 5 stars 5 stars 5 stars 4 stars
2018 Audi Q5 SUV AWD Early Release 5 stars 5 stars 5 stars 4 stars
2017 Audi Q5 SUV AWD 4 stars 4 stars 5 stars 4 stars
2016 Audi Q5 SUV AWD 4 stars 4 stars 5 stars 4 stars
2016 Audi Q5 HEV SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Audi Q5 Safety Features

The more safety features you have on your Audi Q5, the more likely it is that you can earn a discount. The Audi Q5’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Cross-Traffic Alert

Audi Q5 Insurance Loss Probability

The lower percentage means lower Audi Q5 insurance rates; higher percentages mean higher Audi Q5 auto insurance rates. Insurance loss probability on the Audi Q5 fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision 43%
Property Damage -4%
Comprehensive 10%
Personal Injury -39%
Medical Payment -45%
Bodily Injury -22%
Source: Insurance Institute for Highway Safety
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Audi Q5 Finance and Insurance Cost

If you are financing a Audi Q5, you will pay more if you purchase Audi Q5 auto insurance at the dealership, so be sure to shop around and compare Audi Q5 insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Audi Q5 Insurance

Drivers can end up saving more money on their Audi Q5 insurance rates by employing any one of the following strategies.

  • Re-Check Audi Q5 Quotes Every 6 Months
  • Provide Your Audi Q5 VIN When Requesting Audi Q5 Auto Insurance Quotes
  • Choose a Audi Q5 with Cheaper Repair Costs
  • Compare Apples to Apples When Comparing Audi Q5 Insurance Quotes and Policies
  • Ask About Usage-Based Insurance for Your Audi Q5

Top Audi Q5 Insurance Companies

Who is the top auto insurance company for Audi Q5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi Q5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi Q5 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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