Affordable Auto Insurance Quotes for International Students (2023)
Auto insurance for international students in the USA is required. Auto insurance rates for international students average around $393 per month. Cheap auto insurance for international students can be found by looking for discounts and comparing the best auto insurance companies.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
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UPDATED: Oct 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
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UPDATED: Oct 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Most U.S. colleges have programs to help international students buy student auto insurance.
- The minimum amount of time you can obtain an international driver’s license is for one year.
- Nearly all United Nations countries recognize the validity of an international driver’s license.
International students who want to drive an automobile while attending a college or university in the United States will have to purchase an International Auto Insurance policy.
Finding the best car insurance for international students doesn’t have to be a headache. Most major insurance agencies, such as Geico auto insurance , State Farm auto insurance, and volkswagen auto insurance quotes offer specific policies for international student car insurance.
Understanding auto insurance in the U.S. can help you get international student car insurance that meets your needs.
Can I get a student discount on auto insurance? If you have an international driver’s license and a student ID, you may be able to a student discount on your auto insurance. Learn more in our international student auto insurance review.
Enter your ZIP code in our FREE online tool to find affordable auto insurance for international students in the U.S. right now, and start comparing cheap auto insurance quotes for international students.
Is car insurance for international students available in the U.S.?
One of the first roadblocks that all international visitors must overcome is how to legally drive in the United States. The U.S. Federal Government has rules and regulations in place, but it ultimately comes down to where you are studying.
The majority of universities and colleges in the United States have programs to help international students who are actively seeking student auto insurance.
They will assist the student in finding an insurance provider that won’t insist the student have a minimum of three years of United States driving experience before selling the student a policy.
International students can take advantage of the assistance programs offered by schools in a variety of areas.
For example, an international student who might find themselves lost can ask their mentoring advisor how much international student health insurance costs in addition to any questions they have about auto insurance for international students.
Some insurance companies do count the international student’s driving experience in their native country and will offer a rate comparable to that of someone who is a United States citizen.
This is important to keep in mind when comparing the best auto insurance for college students studying abroad in the U.S.
Also, before the student leaves their country, they should make sure their international driver’s license is up-to-date and clear of any fines or warrants. We’ll discuss this in greater detail later.
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What are the requirements for car insurance for international students?
Auto insurance requirements for international students are the same as those for any other driver in the U.S. Most states in the country have a set minimum auto insurance coverage requirements that all drivers must meet (or exceed) in order to legally drive.
Take a look at this table for the minimum coverage requirements in every state in the country (summarized by the Insurance Information Institute).
States | Requirements | Liability Limits |
---|---|---|
Alabama | BI & PD Liab | 25/50/25 |
Alaska | BI & PD Liab | 50/100/25 |
Arizona | BI & PD Liab | 15/30/10 |
Arkansas | BI & PD Liab, PIP | 25/50/25 |
California | BI & PD Liab | 15/30/5 |
Colorado | BI & PD Liab | 25/50/15 |
Connecticut | BI & PD Liab, UM, UIM | 25/50/20 |
Delaware | BI & PD Liab, PIP | 25/50/10 |
District of Columbia | BI & PD Liab, UM | 25/50/10 |
Florida | PD Liab, PIP | 10/20/10 |
Georgia | BI & PD Liab | 25/50/25 |
Hawaii | BI & PD Liab, PIP | 20/40/10 |
Idaho | BI & PD Liab | 25/50/15 |
Illinois | BI & PD Liab, UM, UIM | 25/50/20 |
Indiana | BI & PD Liab | 25/50/25 |
Iowa | BI & PD Liab | 20/40/15 |
Kansas | BI & PD Liab, PIP | 25/50/25 |
Kentucky | BI & PD Liab, PIP, UM, UIM | 25/50/25 |
Louisiana | BI & PD Liab | 15/30/25 |
Maine | BI & PD Liab, UM, UIM, Medpay | 50/100/25 |
Maryland | BI & PD Liab, PIP, UM, UIM | 30/60/15 |
Massachusetts | BI & PD Liab, PIP | 20/40/5 |
Michigan | BI & PD Liab, PIP | 20/40/10 |
Minnesota | BI & PD Liab, PIP, UM, UIM | 30/60/10 |
Mississippi | BI & PD Liab | 25/50/25 |
Missouri | BI & PD Liab, UM | 25/50/25 |
Montana | BI & PD Liab | 25/50/20 |
Nebraska | BI & PD Liab, UM, UIM | 25/50/25 |
Nevada | BI & PD Liab | 25/50/20 |
New Hampshire | FR only | 25/50/25 |
New Jersey | BI & PD Liab, PIP, UM, UIM | 15/30/5 |
New Mexico | BI & PD Liab | 25/50/10 |
New York | BI & PD Liab, PIP, UM, UIM | 25/50/10 |
North Carolina | BI & PD Liab, UM, UIM | 30/60/25 |
North Dakota | BI & PD Liab, PIP, UM, UIM | 25/50/25 |
Ohio | BI & PD Liab | 25/50/25 |
Oklahoma | BI & PD Liab | 25/50/25 |
Oregon | BI & PD Liab, PIP, UM, UIM | 25/50/20 |
Pennsylvania | BI & PD Liab, PIP | 15/30/5 |
Rhode Island | BI & PD Liab | 25/50/25 |
South Carolina | BI & PD Liab, UM, UIM | 25/50/25 |
South Dakota | BI & PD Liab, UM, UIM | 25/50/25 |
Tennessee | BI & PD Liab | 25/50/15 |
Texas | BI & PD Liab, PIP | 30/60/25 |
Utah | BI & PD Liab, PIP | 25/65/15 |
Vermont | BI & PD Liab, UM, UIM | 25/50/10 |
Virginia | BI & PD Liab, UM, UIM | 25/50/20 |
Washington | BI & PD Liab | 25/50/10 |
West Virginia | BI & PD Liab, UM, UIM | 25/50/25 |
Wisconsin | BI & PD Liab, UM, Medpay | 25/50/10 |
Wyoming | BI & PD Liab | 25/50/20 |
To better understand the information in this table, take a look at the summarized abbreviations and acronyms here.
Abbreviation | Meaning |
---|---|
BI | Bodily Injury |
PD | Property Damage Liability |
PIP | Personal Injury Protection |
UM | Uninsured Motorist |
UIM | Underinsured Motorist |
The university programs and auto insurance companies that international students will work with to purchase coverage will know the minimum requirements and be able to assist them in purchasing the correct coverage.
What is the cheapest car insurance for international students?
Both international students and American natives often wonder what the cheapest auto insurance for students is or how much the average auto insurance for a college student is.
In order to see average rates for full-time student auto insurance, take a look at the following table to see what students are paying for six months of coverage. It should be noted that the following figures also include international student auto insurance.
Student Driver Age | Six-Month Auto Insurance Rates |
---|---|
18 | $3,590 |
19 | $3,009 |
20 | $2,667 |
21 | $2,227 |
22 | $2,064 |
23 | $1,920 |
24 | $1,799 |
25 | $1,604 |
These figures tell us that student driver insurance amounts to an average of $2,360 for six months of coverage. Auto insurance for a 19-year-old is more expensive even if you are a US citizen.
To find cheap auto insurance for international students, shopping around is key. Geico insurance for international students won’t be the same price as that offered by State Farm.
International student car insurance vs. American student car insurance: who pays more?
The rate for a short-term policy for someone who is not an American citizen is somewhat high because the insurer does not know if the applicant has a clean driving record.
In the case of international students, rates will likely be higher than those for their American counterparts, though both will pay higher rates than older, more experienced drivers in the U.S.
This expensive type of policy is how insurers protect themselves from the risk of insuring someone from another country with different driving laws and regulations.
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Five Types of Auto Insurance
In addition to liability coverage (described below), there are four other basic types of insurance you can purchase, which can increase driver protection behind the wheel:
- Liability auto insurance – provides property and bodily injury coverage to other drivers in an accident in which you are at fault
- Collision – provides coverage for you and your vehicle if you’re in an accident
- Comprehensive auto insurance – provides coverage for damages to your vehicle that occur as the result of something other than an accident (ex. vandalism, weather damage, etc.)
- Personal Injury Protection insurance (PIP) – covers the medical bills for you and your passengers that result from an accident
- Uninsured/Underinsured Motorist Coverage – provides protection in the event that you’re involved in an accident with an uninsured driver
You have to choose what type of insurance is best for your needs.
Your specific circumstances will help determine the level of auto insurance coverage you need.
Is required or minimum auto insurance enough coverage?
As we already discussed, most states require at least a minimum amount of coverage in order to legally drive. However, those levels are exactly that: the minimum. If you find yourself in a car accident, that minimum coverage may not be enough.
Comprehensive and collision coverage are both recommended additions if you can afford the higher rates because, in the long term, it will save you money. Speak with an insurance agent (and the school’s assistance program) to help you decide on the best coverage mix for your needs and budget.
Everything You Need to Know About Insurance Rates
Insurance rates, also known as premiums, are the fees you pay an insurance company in return for the coverage included in your policy.
These rates may be paid monthly, biannually, or annually, depending on your insurer and your particular situation. Often, paying biannually or annually will mean slightly lower rates than if you pay monthly because it is a lower risk for the insurance company.
Can international students purchase a car in the U.S.?
If an international student wants to buy a car to use while attending school in the U.S., they should think about the type of car, since this will influence the amount of auto insurance they will pay.
An older car that was manufactured before the year 1995 will not need to be insured with comprehensive coverage. Liability coverage is fairly cheap and entirely sufficient for older cars, since it may be much less expensive to simply purchase another older car in the event the first one is totaled in an accident.
The option to rent a car and get rental car insurance is also available to international students. In this case, an insurance policy may already exist on a rental car, so students will only have to pay for rental fees.
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Can international students get a driver’s license?
In order to drive in the U.S., international students will need some form of driver’s license. In some cases, a current license in their country of origin will suffice, while in other states, an international driver’s license will be required.
International students can also apply for a U.S. driver’s license, though this requires more paperwork, time, and effort. Keep reading for the basics of obtaining a driver’s license.
Can I use my foreign license in the U.S.?
In some cases, international students may be able to drive in the U.S. strictly with a driver’s license from their native country. However, it’s a good idea to obtain an international driver’s permit because some insurance companies and some states require one for international drivers.
Auto insurance with an international driver’s permit can be purchased for varying amounts of time. In general, IDPs can be purchased from one year to five years. A three-year license costs $45 while a five-year license can be purchased for $55.
Although the minimum amount of time you can obtain an international driver’s license is for one year, one can also be purchased and validated for ten years. It is not hard to procure an international driver’s license, but you will need proper documentation, including a valid driver’s license from your native country.
Nearly all United Nations countries recognize the validity of an international driver’s license.
However, it is still better if the student keeps their regular driver’s license as another form of identification. This type of license is usually all that is necessary for a visiting student to obtain foreign auto insurance in the United States.
However, after three years of driving experience within the U.S., an international student may see their rates substantially reduced, as long as their driving record is in good standing.
What should I do before getting a U.S. driver’s license?
If international students plan to get a U.S. driver’s license, rather than relying on their existing license and/or an IDP, a few steps are necessary in order to obtain one.
First, international students will need to confirm their eligibility to obtain a U.S. driver’s license (a non-immigrant visa classified as either F, M, or J all qualify).
International students will also need to work through their college’s assistance programs (which we discussed earlier). Those programs are designed to assist students in filling out the paperwork, applying for driver’s licenses, etc.
How do I get a U.S. driver’s license?
To get a U.S. driver’s license, international students will require a number of documents, including a visa and valid passport, a social security card, proof of legal residence, and a number of other forms.
Once students have their paperwork in order, they will need to complete a few different tests. Specifically, they will need to successfully pass both a written and a driving test. They will also need to have their eyes checked to ensure they meet the vision requirements for driving (either with or without corrective lenses).
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International Students Driving in the United States
Depending on what an international student’s transportation needs are, the purchase of an automobile may not be necessary, especially if they are attending a university in a larger, metropolitan area.
If the student is going to be living on campus in a dorm or apartment, they can probably walk or ride a bike to classes. Public transportation may also be a viable option. Places like New York, Washington, and Boston have excellent transportation systems in the form of buses and subways.
However, if a student plans on living off-campus, then purchasing a car may be a better choice.
When choosing to use public transportation, students should consider purchasing a prepaid bus or subway pass to save the trouble of figuring out exact change.
Other bits of helpful advice for driving in the United States include:
- Follow posted speed limits – driving over the speed limit and being caught can mean an expensive traffic ticket and possibly an increase in auto insurance rates
- Carry appropriate documentation at all times – students should always have their driver’s license with them and they should keep both their vehicle registration and proof of auto insurance in their car
- Follow all local driving laws – the Department of Motor Vehicles in each state issues current driving regulations; contact the local Bureau of Motor Vehicles for more information regarding driving rules in that state
- Do not drink and drive – this is dangerous both for the driver and anyone else on the road, and could result in a suspended driver’s license and even jail time; a 0.08 percent blood alcohol level is legally considered intoxicated in most states
- Carry jumper cables – this is important in case the car does not start; other useful items include a flashlight, first-aid kit, spare tire, a warm blanket, and maps
International students should have little to no problem obtaining auto insurance in the United States, but should always check with their university for help with this and any other difficulties they may encounter while studying abroad.
How can you save money on international student car insurance?
There are ways to lower rates for international students, including shopping around and qualifying for auto insurance discounts. Keep reading for more.
Are there any discounts for international student car insurance?
International students may qualify for discounts offered through their insurance provider. There are a number of discounts offered by insurance providers, some of which are specific to students such as discounts for students with good grades. However, other discounts may also be available.
Take a look at this table to see the discounts offered by some of the major insurance companies in the U.S.
Discounts | 21st Century Auto Insurance Discounts Offered | AAA Auto Insurance Discounts Offered | Allstate Auto Insurance Discounts Offered | American Family Auto Insurance Discounts Offered | Ameriprise Auto Insurance Discounts Offered | Amica Auto Insurance Discounts Offered | Country Financial Auto Insurance Discounts Offered | Esurance Auto Insurance Discounts Offered | Farmers Auto Insurance Discounts Offered | Geico Auto Insurance Discounts Offered | Liberty Mutual Auto Insurance Discounts Offered | MetLife Auto Insurance Discounts Offered | Nationwide Auto Insurance Discounts Offered | Progressive Auto Insurance Discounts Offered | Safe Auto Auto Insurance Discounts Offered | Safeco Auto Insurance Discounts Offered | State Farm Auto Insurance Discounts Offered | The General Auto Insurance Discounts Offered | The Hanover Auto Insurance Discounts Offered | The Hartford Auto Insurance Discounts Offered | Travelers Auto Insurance Discounts Offered | USAA Auto Insurance Discounts Offered |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Adaptive Cruise Control | No | No | No | No | No | No | No | No | No | No | Yes | Yes | Yes | Yes | No | No | No | No | No | No | No | |
Adaptive Headlights | No | No | No | No | No | Yes | Yes | No | Yes | No | Yes | Yes | Yes | Yes | No | No | No | No | No | Yes | No | No |
Anti-lock Brakes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Anti-Theft | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Daytime Running Lights | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | No | No | Yes | Yes | Yes | Yes |
Electronic Stability Control | No | No | Yes | Yes | No | Yes | Yes | No | Yes | No | Yes | Yes | Yes | Yes | No | No | No | No | No | No | No | No |
Utility Vehicle | No | No | Yes | No | No | No | No | No | Yes | Yes | No | No | No | No | No | No | No | No | No | Yes | No | No |
Vehicle Recovery | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
VIN Etching | No | No | No | No | No | No | No | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | No | No | No | No | Yes | Yes |
Lane Departure Warning | No | No | No | No | No | No | No | No | No | No | Yes | Yes | Yes | Yes | No | No | No | No | No | No | No | No |
Newer Vehicle | Yes | Yes | Yes | No | No | No | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | No | No | Yes | Yes | Yes |
Green Vehicle | Yes | No | Yes | No | No | No | No | Yes | Yes | No | Yes | No | No | No | No | No | No | Yes | Yes | |||
Forward Collision Warning | No | No | No | No | No | Yes | Yes | No | No | No | Yes | Yes | Yes | Yes | No | No | No | No | No | Yes | No | No |
Claim Free | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Continuous Coverage | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | No | No | No | Yes | Yes | Yes | No | No | Yes | Yes | Yes | No |
Defensive Driver | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Distant Student | No | Yes | Yes | Yes | Yes | Yes | No | No | Yes | Yes | No | No | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | |
Driver's Ed | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | |
Driving Device/App | No | Yes | Yes | Yes | No | No | No | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | No | No | Yes | Yes | Yes | |
Early Signing | Yes | No | Yes | Yes | No | No | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | No | Yes | No | No | No | Yes | Yes | Yes |
Emergency Deployment | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No |
Engaged Couple | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
Family Legacy | No | No | No | Yes | No | Yes | No | No | No | Yes | No | Yes | No | Yes | No | No | No | No | No | No | No | Yes |
Family Plan | No | No | No | Yes | No | No | Yes | No | Yes | No | No | No | Yes | No | No | No | No | No | No | Yes | No | No |
Farm Vehicle | No | No | Yes | No | No | No | No | No | Yes | Yes | No | No | No | No | No | No | No | No | No | Yes | No | No |
Fast 5 | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | |
Federal Employee | No | No | No | No | No | No | No | No | Yes | Yes | Yes | Yes | No | No | No | No | No | No | No | No | No | No |
Full Payment | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | |
Further Education | No | No | No | No | Yes | No | Yes | Yes | No | Yes | Yes | No | Yes | No | No | Yes | No | No | Yes | No | Yes | No |
Garaging/Storing | No | No | No | No | Yes | Yes | No | No | Yes | No | No | No | No | No | No | No | No | No | No | Yes | Yes | Yes |
Good Credit | No | No | No | No | No | No | No | No | No | No | No | No | Yes | Yes | Yes | Yes | No | No | No | No | No | |
Good Student | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Homeowner | Yes | Yes | No | No | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No |
Life Insurance | No | No | Yes | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No |
Low Mileage | No | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | |
Loyalty | No | No | No | Yes | Yes | Yes | Yes | No | No | Yes | No | Yes | Yes | Yes | No | Yes | No | Yes | No | Yes | No | Yes |
Married | No | Yes | No | No | No | Yes | Yes | Yes | No | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | No | Yes |
Membership/Group | No | Yes | No | No | Yes | No | No | Yes | No | Yes | Yes | Yes | Yes | No | No | Yes | No | No | Yes | Yes | Yes | No |
Military | No | No | Yes | No | No | No | No | Yes | Yes | Yes | Yes | Yes | No | No | Yes | Yes | Yes | Yes | No | No | No | Yes |
Military Garaging | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
Multiple Drivers | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | Yes | No | No |
Multiple Policies | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Multiple Vehicles | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
New Address | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
New Customer/New Plan | No | No | No | No | No | No | No | No | No | Yes | Yes | No | No | Yes | No | No | No | No | No | No | No | |
New Graduate | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
Newly Licensed | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
Newlyweds | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
Non-Smoker/Non-Drinker | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
Occasional Operator | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
Occupation | No | No | Yes | No | No | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | No | Yes | No | No | Yes | Yes | Yes | No |
On Time Payments | No | No | Yes | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | Yes | Yes | No | |
Online Shopper | No | No | No | No | No | No | No | Yes | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No |
Paperless Documents | No | No | Yes | Yes | No | Yes | No | No | Yes | No | No | Yes | Yes | Yes | No | No | No | No | No | Yes | No | No |
Paperless/Auto Billing | No | No | Yes | Yes | No | Yes | No | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Passive Restraint | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Recent Retirees | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | Yes | No | No |
Renter | No | No | No | No | No | Yes | No | Yes | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No |
Roadside Assistance | No | No | No | No | Yes | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
Safe Driver | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes |
Seat Belt Use | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No |
Senior Driver | Yes | No | Yes | No | No | No | No | Yes | Yes | No | No | Yes | No | No | No | No | No | Yes | Yes | Yes | No | Yes |
Stable Residence | No | No | No | No | No | No | No | No | No | No | No | No | Yes | Yes | Yes | No | No | No | Yes | No | No | |
Students & Alumni | No | No | No | Yes | No | No | No | Yes | No | Yes | Yes | Yes | Yes | No | No | No | No | No | No | No | No | No |
Switching Provider | Yes | No | No | Yes | No | Yes | No | Yes | Yes | Yes | Yes | No | Yes | Yes | No | No | Yes | Yes | No | No | No | |
Volunteer | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
Young Driver | Yes | No | No | No | No | No | Yes | No | No | No | Yes | No | No | Yes | No | Yes | No | No | No | No | No | Yes |
International students should speak with their insurance agent to find out which discounts they may be able to get.
Should you shop around for car insurance for international students?
Shopping around for insurance is always a good idea. Comparing quotes can save money on rates. We recommend obtaining at least three quotes from different insurance companies that offer coverage for international students in order to make sure rates are fair and affordable.
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The Bottom Line on Auto Insurance for International Students
International students will need auto insurance that meets at least the minimum requirements set by the state in which they live if they plan to drive. Colleges in the U.S. often have programs and resources to assist you if you need to buy auto insurance for international students.
International students may also need an IDP to legally drive in the U.S., in which case they will need to work through an agency or company in their own country, as the U.S. does not issue IDPs for use in the country.
Before you go, take a moment to enter your ZIP code and compare auto insurance quotes for international students. Find the best auto insurance rates for international students through comparison shopping.
Frequently Asked Questions
Is car insurance for international students available in the U.S.?
Yes, car insurance for international students is available in the U.S. Most major insurance agencies offer specific policies for international student car insurance.
What are the requirements for car insurance for international students?
The auto insurance requirements for international students are the same as those for any other driver in the U.S. Each state has minimum coverage requirements that all drivers must meet or exceed to legally drive.
What is the cheapest car insurance for international students?
The cost of car insurance for international students can vary depending on various factors, such as the student’s driving experience and the type of coverage desired. Shopping around and comparing quotes from different insurance companies can help find the cheapest options.
Can international students get a driver’s license in the U.S.?
International students can obtain a driver’s license in the U.S. In some cases, a current license from their country of origin may be sufficient, while other states may require an international driver’s license. It is advisable to check the specific requirements of the state where the student will be studying.
How can international students save money on car insurance?
International students can save money on car insurance by shopping around and comparing quotes from different insurance companies. They may also qualify for discounts offered by insurance providers, such as good student discounts or other applicable discounts.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
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