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Can you get auto insurance without a license?

If you’ve found this article, the short answer to your question is fairly straightforward. Can you get insurance without a license? Yes. Whether you’re working on obtaining a license or are paying for another household member’s coverage, there are plenty of reasons to purchase auto insurance without a driver’s license. But you may be looking...

If you’ve found this article, the short answer to your...

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What is the property damage insurance claims process?

If you need to make a property damage claim with your home insurance policy, you may want to familiarize yourself with the claims process before doing anything. Most home insurance policies specify what the claims process will look like, but every company has the option to handle it differently. If you have questions about filing...

If you need to make a property damage claim with your home i...

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What does it mean when a policy is fully paid up?

When your auto insurance policy is fully paid up, your coverage is up-to-date. As a result, you won’t have to pay any more premiums until your next renewal date.  Most insurance companies allow drivers to pay their premiums monthly, biannually, or annually. If you choose the paid up option, that means you will pay your...

When your auto insurance policy is fully paid up, your cover...

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How a DUI Affects Your Auto Insurance Rates (2024)

While there technically is no auto insurance policy called DUI insurance, the phrase is commonly used to inform drivers that a company insures people convicted of driving under the influence. Keep reading to learn how a DUI affects finding auto insurance quotes online, what your options are for coverage, and discover how to secure affordable...

While there technically is no auto insurance policy called D...

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What is an insurance binder?

If you are getting ready to buy a new car (or home), you may need to provide the seller or finance company with proof of insurance. However, some auto insurance companies take a couple of days to process paperwork for a policy. Therefore, the company may issue an insurance binder for you to use temporarily....

If you are getting ready to buy a new car (or home), you may...

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What is the driver’s license renewal process?

What is the driver’s license renewal process like in your state, and what do you need to expedite the process? Also, how can you apply for a replacement driver’s license? As with many things involving driver’s licenses, states have their unique processes and requirements. Also, there are special rules for minors and seniors past the...

What is the driver’s license renewal process like in your ...

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What is an auto insurance deductible and how does it work?

Understanding auto insurance is essential to ensuring that you can obtain the right coverage at an affordable price. One aspect of auto insurance that we know can be confusing is the auto insurance deductible. So what is a car insurance deductible, and how does a car insurance deductible work? Furthermore, when do you pay the...

Understanding auto insurance is essential to ensuring that y...

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Auto Insurance Deductible: Simply Explained (2024)

Separate from your monthly or annual auto insurance policy payments, car insurance deductibles are agreed-upon amounts policyholders pay for certain types of claims before the insurance company steps in. Only specific auto insurance coverages have deductibles, like collision and comprehensive insurance. So if you invest in full coverage insurance, knowing how deductibles work is vital...

Separate from your monthly or annual auto insurance policy p...

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How do auto insurance claims work?

You’re out on the open road with the wind in your hair when all of a sudden you feel a bump from behind. Another driver has rear-ended you, but you don’t need to panic because you have an active insurance policy. Your auto insurance is there to protect you should you ever need it. Notifying...

You’re out on the open road with the wind in your hair...

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How many points can you get on your license before it’s suspended?

How many points can you get on your license before it’s suspended? And can those points affect your auto insurance? Each state has a different way of assessing points for driver’s licenses. Of course, the number of points you can receive before the state suspends your license differs among states as well. Some of the...

How many points can you get on your license before it’s su...

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How do auto insurance companies pay out claims?

How do auto insurance companies pay out claims? For example, will your auto insurance company give you one large check to settle a claim? When can you file an auto insurance claim? And can you expect a payment from your auto insurance company when your car is totaled? The reimbursement amount and the payment schedule...

How do auto insurance companies pay out claims? For example,...

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How To Negotiate a Total Loss Auto Insurance Settlement (2024)

If you’re negotiating a total loss car insurance settlement, you’ll likely want to get the best value from your vehicle. There are many options to either decrease the cost of repairs or to increase how much you receive from the settlement. You can maximize your totaled vehicle by obtaining a policy with the best auto...

If you’re negotiating a total loss car insurance settl...

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How many people die in car accidents every year?

Accidents and fatal car crashes are significant factors that affect auto insurance rates each year. But how many people die in car accidents every year? Our guide answers all of your questions about crash statistics in the United States, the United Kingdom, and  worldwide. We’ll also discuss how to compare auto insurance quotes. Read on...

Accidents and fatal car crashes are significant factors that...

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How To Cancel Gap Insurance (2024)

If you recently purchased a new car, you may have had to answer a lot of questions and sign a lot of paperwork. One of the many questions you were probably asked when you purchased your car was whether you wanted to also purchase a GAP insurance policy. GAP insurance helps to pay the difference...

If you recently purchased a new car, you may have had to ans...

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Restoration 101: How to Restore a Classic Car

Are you now the proud owner of a classic vintage car? There’s nothing better than hitting the open road in a sweet new ride. But what if your ride is less than sweet? Whether it needs a little TLC to run or you just have some awesome mods in mind, restoration work on a classic...

Are you now the proud owner of a classic vintage car? There&...

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Auto Care Guide: When to Get an Oil Change

Owning a car comes with benefits like independence, mobility, and freedom. Most travel in the US is highly dependent on roadways, and owning a car makes it easier to get to work given the comparatively long transit time on buses and other public transit. However, cars also come with costs. Some costs, like accidents, are...

Owning a car comes with benefits like independence, mobility...

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Seven Symptoms of Bad Shock Absorbers

Have you ever felt like there was a mini earthquake shaking your car? Do you feel like you have less control over your steering at high speeds? Does your car take a swan dive when you hit the brake pedal? If you answered yes to any or all of these questions, you might have a...

Have you ever felt like there was a mini earthquake shaking ...

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How often should antifreeze be changed?

To ensure your engine runs smoothly and is protected against extreme temperatures, you need a fresh, working coolant system. This coolant—commonly called antifreeze—maintains your engine’s temperature, preventing you from overheating in the summer and freezing in the winter. Many owner’s manuals suggest changing your engine’s coolant for the first time after 60,000 miles and then...

To ensure your engine runs smoothly and is protected against...

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Why Does My Car AC Smell?

Have you ever turned on your car’s air conditioning and been blasted with a foul odor rather than fresh cold air? Unfortunately, this is a common problem with a variety of potential causes. This unpleasant smell could be coming from the AC unit itself or it could be blowing in from somewhere else in or...

Have you ever turned on your car’s air conditioning and be...

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Car Air Conditioner Compressor Repair Cost

Anyone who has ever sat in a sweltering car without working air conditioning knows that AC is not a luxury but a necessity. Unfortunately, AC units are notorious for two things: not always working and being expensive to repair. This goes double when it’s the air conditioner compressor. So what does a car air conditioner...

Anyone who has ever sat in a sweltering car without working ...

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