Cheap Mazda Auto Insurance in 2024
The average cost of Mazda insurance is $139 each month. State Farm offers the cheapest auto insurance coverage for Mazdas on average while Progressive offers the highest. Still, you should shop around and compare quotes from several insurance companies to find the cheapest auto insurance for your Mazda.
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Heidi Mertlich
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Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
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UPDATED: Jul 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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If you drive a Mazda, you need proper auto insurance before you can legally drive. The average cost of Mazda insurance is around $139 per month. However, you may find coverage in your area that costs less than the average based on several factors.
As you search for Mazda auto insurance, you must know what you need. For example, you may want a simple, minimum coverage policy if you have an older car with a low cash value. On the other hand, if you drive a newer or more expensive Mazda or your vehicle is under a lease or a loan, you may need a full coverage policy.
You can shop online for Mazda coverage by comparing instant auto insurance quotes from several insurance companies. Comparing quotes will help you find the most affordable Mazda auto insurance without paying too much in monthly or annual rates.
Companies That Offer the Cheapest Mazda Auto Insurance
The average cost of Mazda insurance is $1,668 annually or around $139 per month. Still, the cost of coverage varies based on several factors. State Farm offers the cheapest auto insurance rates for Mazda owners, though rates vary depending on the model you drive.
The CX-30 crossover SUV is the cheapest Mazda to insure. Coverage for the CX-30 is around $809 less annually than for the Mazda3 Hatchback, which is one of the most expensive Mazdas to insure.
The Type of Mazda You Drive Impacts Your Rates
The model of Mazda you have will directly impact your car insurance rates. For example, coverage for the CX-30 costs around $2,657 annually or $221 each month. On the other hand, coverage for the Mazda3 Sedan Hatchback — the most expensive model to insure — costs $1,680 annually or $140 per month.
Mazda CX-30 insurance is cheaper than the average insurance cost for a Mazda CX-5. However, rates for Mazdas vary, so it’s a good idea to find and compare quotes from several insurance companies to see which offers the most affordable rates for your model.
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Mazda Auto Insurance Rates Vary Based on the Company
Some insurance companies offer lower rates for Mazdas than others. For example, if you compare Mazda3 auto insurance rates from several companies, you’ll find that some offer lower-than-average rates for that model, while some offer much higher rates.
Mazda Average Monthly Car Insurance Rates by Company| Insurance Company | Monthly Insurance Rates |
|---|---|
| State Farm | $136 |
| USAA | $152 |
| Nationwide | $196 |
| Geico | $230 |
| Progressive | $290 |
| Allstate | $493 |
| National average | $249 |
State Farm offers the cheapest insurance rates to Mazda owners at $1,636 annually or $136 each month. On the other hand, Allstate offers the most expensive rates on average for Mazda owners. With Allstate, you’ll pay around $5,922 annually or $494 each month for coverage.
Mazda CX-5 Auto Insurance Rates
The average auto insurance rate for a Mazda CX-5 is $1,656 annually or $138 per month.
Mazda CX-5 Average Monthly Insurance Rates by Model Year| Model Year | Monthly Insurance Rates |
|---|---|
| 2022 | $225 |
| 2021 | $206 |
| 2020 | $206 |
| 2019 | $207 |
| 2018 | $200 |
| 2017 | $195 |
| 2016 | $182 |
State Farm offers the cheapest rates for the CX-5. With State Farm, you’ll pay around $1,576 annually or $131 each month for car insurance.
Mazda CX-30 Auto Insurance Rates
The average cost for Mazda CX-30 auto insurance is $2,623 annually or $219 each month.
If you drive a 2020 CX-30 or older, your rates will likely be lower than if you drive a newer model.
Coverage for a Mazda CX-9
The Mazda CX-9 is expensive to purchase, and car insurance coverage for the SUV is also pricey. The average cost of car insurance for a Mazda CX-9 is $1,728 annually or $144 each month.
Mazda CX-9 Average Monthly Insurance Rates by Model Year| Model Year | Monthly Insurance Rates |
|---|---|
| 2022 | $262 |
| 2021 | $241 |
| 2020 | $241 |
| 2019 | $235 |
| 2018 | $230 |
| 2017 | $218 |
| 2016 | $210 |
State Farm offers coverage for a Mazda CX-9 at a decent rate. With State Farm, you’ll pay around $1,836 annually or $153 each month for coverage.
Coverage for a Mazda3 Sedan
Mazda3 insurance costs are often high. While the Mazda3 Sedan is affordable, coverage for the car costs around $1,680 annually or $140 each month.
Mazda3 Sedan Average Monthly Insurance Rates by Model Year| Model Year | Monthly Insurance Rates |
|---|---|
| 2022 | $257 |
| 2021 | $251 |
| 2020 | $244 |
| 2019 | $239 |
| 2018 | $224 |
| 2017 | $226 |
| 2016 | $216 |
With State Farm, you can purchase coverage for a Mazda3 Sedan for $1,627 annually or $136 each month. Learn more about State Farm in our State Farm auto insurance review.
Auto Insurance for the Mazda3 Hatchback
You’ll pay even more for car insurance if you have a Mazda3 Hatchback. The Mazda3 Hatchback is one of the most expensive models to insure. The average cost of coverage for a Mazda3 Hatchback is around $3,466 annually or $289 each month.
If you are in the market for a Mazda3 Hatchback, an older model typically costs less to insure. The average cost of Mazda3 Hatchback coverage with State Farm is around $1,627 annually or $136 per month.
Mazda MX-5 Miata Auto Insurance Rates
A Mazda Miata costs around $1,404 annually or $117 each month to insure on average.
Mazda MX-5 Miata Average Monthly Insurance Rates by Model Year| Model Year | Monthly Insurance Rates |
|---|---|
| 2022 | $249 |
| 2021 | $242 |
| 2020 | $239 |
| 2019 | $225 |
| 2018 | $201 |
| 2017 | $217 |
| 2016 | $208 |
The cost of coverage for a Miata drops as it ages. For example, a 2016 Miata is 16% less to insure than a brand-new model.
State Farm offers some of the cheapest insurance for a Mazda Miata. You’ll pay around $1,639 annually or $137 per month for car insurance coverage.
Mazda MX-30 Auto Insurance
Coverage for a Mazda MX-30 costs around $2,964 annually or $247 per month.
Once again, State Farm offers the most competitive prices for Mazda MX-30 coverage. With State Farm, you’ll pay around $1,627 annually or $136 per month for car insurance.
Explore Auto Insurance Rates for Your Mazda Model
This table compares auto insurance rates for various Mazda models, such as the 3, CX-30, and CX-5. Analyzing this data provides valuable insights into comparative insurance costs for Mazda owners and potential buyers.
| Auto Insurance Rates for Your Mazda Model |
|---|
| Mazda 3 |
| Mazda CX-30 |
| Mazda CX-5 |
Discontinued Mazda Auto Insurance
If you own a discontinued Mazda model, your insurance rates could vary based on the age of your vehicle and other factors.
Coverage for a Mazda CX-3
You’ll pay around $1,608 annually or $134 per month for Mazda CX-3 coverage.
Mazda CX-3 Average Monthly Insurance Rates by Model Year| Model Year | Monthly Insurance Rates |
|---|---|
| 2021 | $202 |
| 2020 | $199 |
| 2019 | $195 |
| 2018 | $191 |
| 2017 | $185 |
| 2016 | $178 |
State Farm charges around $1,412 annually or $118 per month for Mazda CX-3 coverage.
Mazda6 Auto Insurance
The average cost of coverage for a Mazda6 is $1,656 annually or $138 per month.
Mazda6 Average Monthly Insurance Rates by Model Year| Model Year | Monthly Insurance Rates |
|---|---|
| 2021 | $250 |
| 2020 | $250 |
| 2019 | $238 |
| 2018 | $233 |
| 2017 | $218 |
| 2016 | $213 |
Coverage with State Farm costs around $1,547 annually or $129 monthly.
Cheap Insurance for a Mazda
Compared to insurance costs for other vehicles, Mazdas fall in the middle. Mazdas are cheaper to insure than a Lexus, Mercedes, or BMW, but your Mazda will likely cost more than a Toyota or Honda.
Age, gender, driving history, and credit score also affect how much you’ll pay for your Mazda coverage. Learn more about how insurers calculate your car insurance rate here.
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Find the Most Affordable Mazda Auto Insurance Today
If you’re searching for Mazda car insurance, you may find that State Farm offers the most affordable rates on average. However, as you search for coverage, you’ll notice your model impacts how much you pay for car insurance.
You should find and compare quotes from several car insurance companies before you decide which policy you want to buy. Comparing quotes is a great way to find the best auto insurance companies for Mazda coverage in your area.
Frequently Asked Questions
Are Mazdas expensive to insure?
Your Mazda may cost more to insure than a Toyota or Honda, but coverage will likely be less than insurance for a BMW or Lexus.
Is a Mazda6 expensive to insure?
The average cost of coverage for a Mazda6 is $1,656 annually or $138 per month. Coverage with State Farm costs around $1,547 annually or $129 monthly.
Is a Mazda worth buying?
According to Consumer Reports, Mazda is the most reliable car brand on the market. So you may find that investing in a Mazda is a great choice.
Why is Mazda3 insurance so high?
Mazda3 insurance costs are often high. While the Mazda3 Sedan is an affordable car, coverage for the car costs around $1,680 annually or $140 each month.
Does the location where I live affect Mazda auto insurance rates?
Yes, your location can impact Mazda auto insurance rates. Factors such as the crime rate, population density, and traffic conditions in your area can influence the cost of insurance. Urban areas with higher crime rates and heavy traffic tend to have higher insurance premiums compared to rural or suburban locations.
Compare over 200 auto insurance companies at once!
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.