Does Kemper offer any discounts or incentives for safe driving?

With monthly automotive bills increasing, you may look for ways to save and check out affordable auto insurance.

You may be looking at Kemper and wondering, “Does Kemper offer any discounts or incentives for safe driving?” We understand your need to be frugal, have asked the question and provided you with the answer below.

Kemper Offers Discounts and Incentives for Safe Driving

Like many other insurance companies, Kemper will offer certain incentives or discounts for safe drivers. Unfortunately, some of these discounts are only allowed in certain states, while the details of others are only available when you talk to an insurance agent.

However, you may qualify for savings if you take a defensive driving course, go a certain amount of time without any accidents, or fit devices to your vehicle. If you’re wondering how companies like Kemper calculate your rates and why adjusters make certain decisions, here are some auto insurance secrets.

Kemper Good Driving Discounts

If you go a certain amount of time without any accidents, you may qualify for lower rates on your insurance. Kemper indicates that these rates could be as much as 25% lower for a good driving record, but you’ll need to talk with an agent for further information.

For example, drivers living in Texas and Arizona may qualify for a discount if they steer clear of any at-fault accidents or tickets for 35 months or more.

Kemper Defensive Driving Discount

Some people may want to prove that they are better drivers by taking a recognized course, where they will learn safe driving skills. You should ask about these courses and requirements to see if you qualify for a defensive driving course discount.

Kemper Discounts for Vehicle Safety Features

You may qualify for additional discounts if your vehicle has certain safety features or you fit them yourselves. The company offers discounts in Florida if you have some of these features:

• Airbags on the driver and passenger side
• An anti-lock braking system
• Antitheft systems, such as an alarm

Here are five tips for lowering your auto insurance rates that you may find handy.

Additional Discounts from Kemper

It pays to explore other available discounts from Kemper. For example, you may be interested in some of these:

• Multicar discount, where you insure all vehicles in your household on one policy
• Paid-in-full discounts when you pay upfront instead of making monthly payments
• Proof of prior insurance discount
• Advanced quote discount, where you move forward with the insurance before the effective date
• Good student discount, where you maintain a 3.0 GPA or higher as a full-time student
• Military discount if you’re serving on active duty or in the National Guard
• Homeowner discount where you bundle your policy so long as the addresses on both policies match

The company may offer these discounts on a case-by-case basis, which may not be available in every state. Find out more about auto insurance discounts for affordable coverage.

You May Qualify for Safe Driving Discounts or Incentives From Kemper

Kemper may offer discounts or incentives if you prove you are a safe driver. Some of these discounts may apply if you take a defensive driving course, fit safety devices to your vehicle or steer clear of accidents for a certain amount of time.

You need to talk with an agent to find out what discounts may be available, and some are only valid in certain states.