How to Find Cheap Mercedes-Benz S450 Insurance Quotes
Mercedes-Benz S450 auto insurance rates average at $169 per month, but you'll find cheap Mercedes-Benz S450 auto insurance quotes online when you comparison shop with different car insurance companies. Enter your ZIP code below to get your free quote and start comparing Mercedes-Benz S450 auto insurance costs right from home.
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Written by
Rachel Bodine
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Reviewed by
Leslie Kasperowicz
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UPDATED: Oct 30, 2020
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Key Takeaways:
- Full coverage costs around $2,032 a year or $169 each month
- A liability-only policy costs around $815 a year or $68 each month
- Highest rates are for teenage drivers at around $7,427 a year or $619 each month
- Good drivers can save as much as $838 a year by earning policy discounts
- Mercedes-Benz S450 insurance costs around $513 more per year than the average vehicle
Mercedes-Benz S450 insurance rates doesn’t have to be expensive. You can find cheap Mercedes-Benz S450 auto insurance rates if you are a good driver—mature drivers with good driving records may find Mercedes-Benz S450 car insurance rates as low as $1,194 a year. Plus we’ll cover everything you need to know to choose the best Mercedes-Benz S450 auto insurance coverage.
You can start comparing quotes for Mercedes-Benz S450 car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Mercedes-Benz S450 Insurance Cost
The average Mercedes-Benz S450 car insurance rates are $2,032 a year or $169 a month.
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Are Mercedes-Benz S450s Expensive to Insure?
The chart below details how Mercedes-Benz S450 insurance rates compare to other luxury cars like the Cadillac CTS-V, Chevrolet Corvette and Porsche Panamera.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Porsche Panamera | $520 | $1042 | $398 | $2,118 |
| Audi S8 | $658 | $1368 | $398 | $2,582 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.
What Impacts the Cost of Mercedes-Benz S450 Insurance?
Even though the average annual rate for the Mercedes-Benz S450 is $1,922, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Mercedes-Benz S450.
Age of the Vehicle
Older Mercedes-Benz S450 models generally cost less to insure. For example, car insurance for a 2018 Mercedes-Benz S450 costs $2,032, while 2010 Mercedes-Benz S450 insurance costs are $1,568, a difference of $464.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
| 2017 Mercedes-Benz S450 | $478 | $958 | $416 | $2,010 |
| 2016 Mercedes-Benz S450 | $462 | $918 | $430 | $1,968 |
| 2015 Mercedes-Benz S450 | $436 | $886 | $442 | $1,922 |
| 2014 Mercedes-Benz S450 | $420 | $822 | $452 | $1,852 |
| 2013 Mercedes-Benz S450 | $402 | $774 | $456 | $1,790 |
| 2012 Mercedes-Benz S450 | $386 | $694 | $460 | $1,698 |
| 2011 Mercedes-Benz S450 | $360 | $638 | $460 | $1,616 |
| 2010 Mercedes-Benz S450 | $348 | $598 | $464 | $1,568 |
Driver Age
Driver age can have a significant impact on the cost of Mercedes-Benz S450 auto insurance. For example, 20-year-old drivers pay as much as $2,575 more each year for their Mercedes-Benz S450 auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Mercedes-Benz S450 insurance rates. For example, drivers in Phoenix may pay $1,118 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Mercedes-Benz S450 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz S450 auto insurance rates with violations on their driving record.
Mercedes-Benz S450 Safety Features
Having a variety of safety features on your Mercedes-Benz S450 can help lower your Mercedes-Benz S450 insurance costs. The Mercedes-Benz S450’s safety features include:
- Anti-lock brakes
- Stability control
- Front-impact airbags
- Side impact airbags
- Overhead airbags
- Pretensioners
- Security system
Mercedes-Benz S450 Finance and Insurance Cost
If you are financing a Mercedes-Benz S450, most lenders will require your carry higher Mercedes-Benz S450 coverage options including comprehensive coverage, so be sure to shop around and compare Mercedes-Benz S450 auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Mercedes-Benz S450 Insurance
You have more options at your disposal to save money on your Mercedes-Benz S450 car insurance costs. For example, try these three tips:
- Renew Your Mercedes-Benz S450 Insurance Coverage Continuously and Avoid Lapses
- Compare Mercedes-Benz S450 Auto Insurance Quotes for Free Online
- Pay Your Mercedes-Benz S450 Auto Insurance Upfront
Top Mercedes-Benz S450 Insurance Companies
Several insurance companies offer competitive rates for the Mercedes-Benz S450 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Mercedes-Benz S450 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | 46,106,971 | 6.6 |
| 3 | Progressive | 39,222,879 | 5.6 |
| 4 | Liberty Mutual | 35,600,051 | 5.1 |
| 5 | Allstate | 35,025,903 | 5.0 |
| 6 | Travelers | 28,016,966 | 4.0 |
| 7 | USAA | 23,483,080 | 3.3 |
| 8 | Chubb | 23,388,385 | 3.3 |
| 9 | Farmers | 20,643,559 | 2.9 |
| 10 | Nationwide | 18,442,145 | 2.6 |
| Source: https://www.iii.org/fact-statistic/facts-statistics-insurance-company-rankings | |||
Compare Free Mercedes-Benz S450 Insurance Quotes Online
You can start comparing quotes for Mercedes-Benz S450 auto insurance rates from some of the best auto insurance companies by using our free online tool now.