What do I need to do to cancel my auto insurance policy with Travelers?

What you must do to cancel your auto insurance policy with Travelers is relatively painless and mostly involves a phone call. Sometimes there is a fee to cancel auto insurance, which may depend on the state you live in.

If you plan to keep driving, the most important part of canceling your auto insurance is setting up another policy with a new company.

What to Do to Cancel Your Auto Insurance Policy With Travelers

Canceling auto insurance with Travelers is easy. Call 1-800-842-5075 or visit a local agent if you’d rather do it in person.

A Travelers representative may ask you some simple questions when you call to cancel, such as:

• Why you are canceling
• If you are interested in another offer with Travelers
• If you have a new policy lined up
• When your new policy starts

It’s a good idea to have answers to these questions ready so you can speed up the process. In rare scenarios, they may request supporting documentation or a written cancellation request.

Before You Cancel Your Auto Insurance Policy With Travelers

If you plan to stop driving entirely, you generally don’t need auto insurance coverage. In that case, you can simply call Travelers and explain why you can no longer drive.

However, since the company should ensure you follow the law, the representative may inquire further. You may need to show them relevant documents, such as a bill of sale for your vehicle or a medical note.

You must include a replacement policy if you want to cancel with Travelers but plan to keep driving your vehicle. If an officer pulls you over and you don’t have protection, you can face hefty fines, license suspension, legal troubles, and even vehicle impoundment.

If finances are a concern, be sure to research affordable auto insurance so you don’t end up spending the same as you did with Travelers. From affordable auto insurance quotes for teenagers to affordable auto insurance quotes for teachers, there are often cheaper alternatives for people from all walks of life.

Before canceling with Travelers, make sure your new policy begins just before your Travelers policy ends.

How to Get a Refund After Canceling Your Auto Insurance Policy With Travelers

You can often get a refund if you switch and cancel your auto insurance policy. This is usually the case if your policy is fully paid up. You may even get hundreds of dollars back if you have several unused months.

The best way to get your refund is to mention it to a Travelers agent while canceling your policy. In most cases, they will process it without an issue, and you should get your money back within 60 days.

Readmore: How do I file a claim with Travelers for auto insurance?

Canceling an Auto Insurance Policy With Travelers: Final Thoughts

You always have the freedom to cancel your auto insurance policy with Travelers and switch to a more suitable option. Doing so simply requires a phone call and some quick questions. Just remember, it is your responsibility to line up a new auto insurance policy.