Compare Acura MDX Insurance Quotes [Guide + Free Quotes]
Acura MDX insurance quotes average at $122 a month for full coverage, but your driving record and where you live will impact the final price of your Acura MDX insurance coverage. According to our guide, State Farm and GEICO are the most popular auto insurance companies for Acura MDX insurance rates, but you may find a cheaper Acura MDX insurance cost when you compare rates online with our free tool below.
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Written by
Rachel Bodine
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Reviewed by
Leslie Kasperowicz
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UPDATED: Oct 30, 2020
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Key takeaways:
- Full coverage costs around $1,468 a year or $122 each month
- A liability-only policy costs around $588 a year or $49 each month
- Highest rates are for teenage drivers at around $5,366 a year or $447 each month
- Good drivers can save as much as $605 a year by earning policy discounts
- Acura MDX insurance costs around $51 less per year than the average vehicle
Acura MDX insurance rates are about $51 less per year than the average vehicle with full coverage costing around $1,468 a year or $122 a month. Good drivers save up to $605 in policy discounts. Let’s take a closer look at Acura MDX insurance rates, crash test ratings, and more.
You can start comparing quotes for Acura MDX car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Acura MDX Insurance Cost
The average auto insurance rates for an Acura MDX cost $1,468 a year or $122 a month.
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Are Acura MDXs Expensive to Insure?
The chart below details how Acura MDX insurance rates compare to other SUVs like the Ford Explorer, Audi Q7, and Buick Encore.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura MDX | $376 | $562 | $372 | $1,468 |
| Ford Explorer | $308 | $470 | $372 | $1,308 |
| Audi Q7 | $394 | $714 | $398 | $1,664 |
| Buick Encore | $322 | $562 | $372 | $1,414 |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| Mercedes-Benz GLA 250 | $370 | $714 | $450 | $1,714 |
| Toyota 4Runner | $332 | $512 | $332 | $1,312 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
What Impacts the Cost of Acura MDX Insurance?
The Acura MDX trim and model you choose will affect the total price you will pay for Acura MDX insurance coverage.
Age of the Vehicle
Older Acura MDX models generally cost less to insure. For example, car insurance rates for a 2020 Acura MDX are $1,468, while 2010 Acura MDX rates are $1,192, a difference of $276.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Acura MDX | $376 | $562 | $372 | $1,468 |
| 2019 Acura MDX | $358 | $542 | $390 | $1,448 |
| 2018 Acura MDX | $344 | $536 | $398 | $1,436 |
| 2017 Acura MDX | $332 | $524 | $416 | $1,430 |
| 2016 Acura MDX | $320 | $502 | $430 | $1,410 |
| 2015 Acura MDX | $304 | $484 | $442 | $1,388 |
| 2014 Acura MDX | $292 | $450 | $452 | $1,352 |
| 2013 Acura MDX | $280 | $424 | $456 | $1,318 |
| 2012 Acura MDX | $268 | $380 | $460 | $1,266 |
| 2011 Acura MDX | $250 | $350 | $460 | $1,218 |
| 2010 Acura MDX | $242 | $328 | $464 | $1,192 |
Driver Age
Driver age can have a significant impact on the cost of Acura MDX auto insurance. For example, 20-year-old drivers pay as much as $1,860 more each year for their Acura MDX auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Acura MDX insurance rates. For example, drivers in New York may pay $895 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Acura MDX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura MDX car insurance with violations on their driving record.
Acura MDX Safety Ratings
The Acura MDX’s safety ratings will affect your Acura MDX car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura MDX Crash Test Ratings
If the Acura MDX crash test ratings are good, you could have lower Acura MDX car insurance rates. See Acura MDX crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Acura MDX SPORT HYBRID SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Acura MDX Sport Hybrid SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Acura MDX Sport Hybrid SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura MDX Sport Hybrid SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura MDX Safety Features
The more safety features you have on your Acura MDX, the more likely it is that you can earn a discount. The Acura MDX’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Acura MDX Insurance Loss Probability
Another contributing factor that plays a direct role in Acura MDX insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -27% |
|---|---|
| Property Damage | -20% |
| Comprehensive | 2% |
| Personal Injury | -37% |
| Medical Payment | -44% |
| Bodily Injury | -37% |
| Source: Insurance Institute for Highway Safety | |
Acura MDX Finance and Insurance Cost
If you are financing a Acura MDX, most lenders will require your carry higher Acura MDX coverages including comprehensive coverage, so be sure to compare Acura MDX car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Acura MDX Insurance
You can save more money on your Acura MDX auto insurance rates by employing any of the following five strategies.
- Make Sure You Use an Accredited Driver Safety Program
- Buy a Dashcam for Your Acura MDX
- Take a Refresher Course as an Older Driver
- Ask About Loyalty Discounts
- Don’t Always Pick the Cheapest Acura MDX Insurance Policy
Top Acura MDX Insurance Companies
Several top car insurance companies offer competitive rates for the Acura MDX rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Acura MDX drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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