Auto Insurance Coverage FAQs

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How much auto insurance coverage do I need?

Did you know that auto insurance requirements by state vary? Although liability is required for most states, liability auto insurance has different coverages in some neighboring states. If you’ve recently wondered, “How much car insurance coverage do I need?” don’t worry — we’re here to help. Our guide explains how much insurance you need and how...

Did you know that auto insurance requirements by state vary?...

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Does auto insurance provide a rental car?

If my car breaks down, will insurance cover a rental? This is a frequently asked auto insurance question and, unfortunately, the answer is no. Insurance companies will not typically pay for a rental when your car breaks down.  However, with rental reimbursement coverage, the insurance company may pay you back for your rental costs if...

If my car breaks down, will insurance cover a rental? This i...

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Can I add or remove coverages in the middle of my policy?

There are many reasons you might want to add or remove coverages on your insurance policy. But when can you make changes, and how do they affect what you pay for insurance? Can you add or remove coverage on your policy in the middle of the term, or do you have to wait? Before you...

There are many reasons you might want to add or remove cover...

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If I want to add a driver or vehicle to my insurance, do I need to start a new policy?

It’s a common question: “I want to add a driver or vehicle to my insurance. Do I need a new policy?” If you need to add a driver to your auto insurance policy, there are a few things you need to know.  We’ll break down how insurance additions work, including adding someone to car insurance...

It’s a common question: “I want to add a driver ...

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Does auto insurance cover rental cars??

If you have ever wondered, “Does my insurance cover rental cars?” the short answer is no. However, your auto insurance company might give you some relief in specific cases. Some of the best auto insurance companies will offer car rental reimbursement insurance. However, you may only include it if you already have the right coverages...

If you have ever wondered, “Does my insurance cover rental...

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When is a car considered a classic?

Owning a classic car can be a great investment, but without proper insurance, repairs and restorations can be impossible to afford. If you have an old, well-kept car sitting in your garage, it’s time to see if it qualifies for classic status so you can secure full coverage for your classic vehicle. (For more information,...

Owning a classic car can be a great investment, but without ...

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Does AAA cover rental cars?

Whether you’re renting a car on vacation or while your car is in the shop, as you pick up a pen to sign your rental company’s paperwork, you may wonder if it’s worth it to purchase coverage through that car rental company when you already have AAA. Does AAA cover rental cars? Rental car companies...

Whether you’re renting a car on vacation or while your car...

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Should I get rental car insurance?

There are many reasons you might rent a car. You may be sightseeing in a new city and need your own set of wheels to get around, or your car might be in the shop for a tune-up. Whatever the reason you’re renting, you need to make sure you have the right rental auto insurance...

There are many reasons you might rent a car. You may be sigh...

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How to Rent a Car Without a Credit Card (2024)

There are no two ways about it—rental car companies would prefer you pay for your vehicle with a credit card. Credit cards provide the company with a financial guarantee and, in addition, some credit cards cover rental car insurance. Do you lack sufficient free credit for a week-long rental? Or would you simply prefer to...

There are no two ways about it—rental car companies would ...

How To Renew Your Auto Insurance Policy (2024)Post

How To Renew Your Auto Insurance Policy (2024)

It’s time to renew your car insurance policy. How do you renew your policy? How can you avoid gaps in your coverage? Will your auto insurance policy automatically renew itself? Or do you need to manually renew it every 6 to 12 months? Today, we’re answering all the questions you might have about renewing your...

It’s time to renew your car insurance policy. How do you r...

How much auto insurance coverage do high net worth individuals need?Post

How much auto insurance coverage do high net worth individuals need?

High net worth individuals have different needs when it comes to auto insurance. High net worth car insurance offers enhanced coverage to protect substantial assets. Auto insurance for high net worth individuals provides tailored protection. The best insurance companies for high net worth individuals ensure comprehensive coverage and peace of mind, offering the best insurance...

High net worth individuals have different needs when it come...

Affordable Commercial Auto Insurance Coverage (2024)Post

Affordable Commercial Auto Insurance Coverage (2024)

Whether you’ve finally decided to start your dream business or you’re just in charge of the company fleet, if your business owns vehicles for any reason you’re going to need to find commercial auto insurance coverage to protect your assets. In many respects, commercial auto insurance functions much like your own personal car insurance, but...

Whether you’ve finally decided to start your dream bus...

Can I add my girlfriend or boyfriend to my auto insurance?Post

Can I add my girlfriend or boyfriend to my auto insurance?

If you have a girlfriend or boyfriend who uses your car regularly and you are moving in together, then you might be considering adding your significant other to your car insurance policy. Can I add my girlfriend or boyfriend to my auto insurance? Can I get insured on my boyfriend’s car? Are you eligible for...

If you have a girlfriend or boyfriend who uses your car regu...

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Does auto insurance cover slashed tires?

There are few things worse than finding out your tires have been slashed. Not only do you need new tires, but your privacy has been violated by an act of vandalism. You may be wondering, “What to do when your tires are slashed?” and more importantly, “Does car insurance cover slashed tires?” Understanding auto insurance is...

There are few things worse than finding out your tires have ...

Does auto insurance cover your bail?Post

Does auto insurance cover your bail?

If you commit a crime while driving, then you might be charged and placed in jail. You must remain in prison until you pay your bail. Will your car insurance cover bail if you commit an offense while driving? Are there any situations where your insurer will cover bail? Or are you required to pay...

If you commit a crime while driving, then you might be charg...

Can I remove my spouse from my auto insurance?Post

Can I remove my spouse from my auto insurance?

There are multiple situations where you may want to remove your spouse from your car insurance. Maybe you’re separated. Maybe your spouse got a DUI that caused premiums to suddenly rise. Today, we’re explaining everything you need to know about removing your spouse from your car insurance. You Cannot Remove a Spouse Without the Spouse’s...

There are multiple situations where you may want to remove y...

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How much auto insurance coverage does Dave Ramsey recommend?

Dave Ramsey is a financial guru who has helped millions of Americans improve their financial futures. Although he is best known for his debt management strategies, Dave Ramsey also has opinions on everything from car insurance to college loans. Dave Ramsey home and auto insurance tips can easily be found on his website. How much auto insurance does Dave...

Dave Ramsey is a financial guru who has helped millions of A...

How To Cover All Family Members Under the Same Auto Insurance Policy (2024)Post

How To Cover All Family Members Under the Same Auto Insurance Policy (2024)

When you’re only insuring yourself and your car, it’s simple. Getting an individual policy seems like an obvious solution. But, when you have a family, even if you’re the only driver for now, it might be worth getting a family, or household insurance policy instead. Under an individual policy, your passengers are automatically covered if...

When you’re only insuring yourself and your car, it...

Does auto insurance cover engine or electrical fires?Post

Does auto insurance cover engine or electrical fires?

Car fires can be frightening. Not only do car fires cause significant vehicle damage, but they can also be caused by several different things. Today, we’re explaining everything you need to know about car insurance and car fires. Typically, Comprehensive Coverage Covers All Fire Damage to your Vehicle Car fires can be caused by many...

Car fires can be frightening. Not only do car fires cause si...

Does auto insurance cover rodent damage?Post

Does auto insurance cover rodent damage?

Mice and other animals can wreak havoc on a vehicle. When mice, squirrels, and other animals chew through wires in your car, can you expect car insurance to cover the damage? Or are you required to pay for this pest damage out of pocket? Today, we’re explaining everything you need to know about car insurance...

Mice and other animals can wreak havoc on a vehicle. When mi...

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