Esurance DriveSense® Review

Esurance DriveSense reviews find a discount of at least five percent and up to 40% for good drivers using the program. The Esurance DriveSense app tracks driving habits and rewards safe drivers with discounts. Usage-based car insurance programs like DriveSense from Esurance monitor habits like hard braking and speeding.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Insurance Feature Writer Rachel Bodine

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Apr 25, 2022

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What You Should Know

  • Esurance DriveSense is Esurance’s usage-based auto insurance option
  • Only 35 states have Esurance DriveSense
  • Esurance has an “A+” rating from A.M. Best

If you’re searching for usage-based insurance with Esurance, you’re likely to find Esurance DriveSense. Esurance is one of the highest-rated car insurance companies with policies for personal and commercial coverage. Need help understanding auto insurance from Esurance with the DriveSense program? Want to know more about the Esurance Drivesense discount? Can you get Esurance DriveSense quotes without using the system?

Our Esurance DriveSense review will detail how to use Esurance’s usage-based insurance, its availability by state, insurance rates, and how much you save on car insurance. If Esurance DriveSense isn’t available in your area, use our free comparison tool above. Just enter your ZIP code to find cheap auto insurance companies.

What is DriveSense® from Esurance?

Esurance DriveSense is a car insurance program that discounts Esurance coverage rates based on how you drive. This is also known as telematics, which can help you save money on auto insurance. The Esurance DriveSense Mobile App collects data and alerts Esurance of your driving habits.

The DriveSense logo includes the Esurance logo, making the app easier to find on Android or iOS. You can create a DriveSense login or use your Esurance login to sign up. Once you’ve signed up for DriveSense or any Esurance policy, you can start using the system.

How do you use Esurance DriveSense®?

To use Esurance DriveSense, download the Esurance app and activate it using your cell phone number and email address. If you’re already an Esurance policyholder, there should be an option for you to enter your Esurance login details. If not, go to the Esurance DriveSense enroll webpage.

Once you’re enrolled, Esurance DriveSense reviews your driving each time you drive. DriveSense is able to record extreme braking events and issue higher rates. While not all braking events can be avoided, the fewer extreme braking events recorded, the safer you are. You can Receive Esurance rewards when you limit braking events and the number of miles you travel each day.

Esurance allows you to pay by phone through the mobile app or online. If the Esurance website is down, it, unfortunately, may be difficult to make a payment, though you can try their toll-free number at 1-800-378-7262. You can also call this line if the Esurance DriveSense app is not working.

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Are Esurance Auto Insurance Rates Cheap?

Esurance is owned by Allstate. What does this mean for Esurance car insurance rates? It could signify that they share the same coverage rates as Allstate. The only definitive way of knowing your Esurance auto insurance rate is through a direct, personal quote.

However, we’ve done some research and found some Esurance auto insurance rates.

Esurance Average Annual Auto Insurance Rates by Age
Age of DriverEsurance Average Auto Insurance Rates
42-Year-Old Married Driver$3,914
42-Year-Old Married Driver (one accident)$6,242
18-Year-Old Female$8,326
18-Year-Old Male$10,268
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Esurance coverage rates are on the expensive side. Teen car insurance is the most expensive. According to the Centers for Disease Control, fatal crashes are one of the leading causes of deaths for teens in the United States.

You won’t be able to find out what your Esurance DriveSense rates will be until you have used the program and gotten a discount calculated.

DriveSense doesn’t affect the amount of coverage you have, which can be found on your Esurance declarations page.

What is Esurance DriveSense® availability by state?

Esurance DriveSense is not available in all states. According to Esurance, DriveSense is available in 35 states in the U.S. Here are the states that have Esurance DriveSense.

States with Esurance DriveSense®
ArizonaMarylandRhode Island
ArkansasMichiganSouth Carolina
ColoradoMinnesotaSouth Dakota
GeorgiaNorth DakotaTexas
IdahoNew JerseyVirginia
IllinoisNew MexicoWashington
KansasNevadaWest Virginia
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Each state carries a different auto insurance rate, so your DriveSense rates will vary. According to the Insurance Information Institute, car insurance requirements vary by state.

How much can you save with DriveSense®?

With a clean driving record, you can save up to 40 percent on car insurance. You can also get cheaper rates for having a good credit score. According to the Federal Trade Commission, consumers with good credit scores present a lower risk on the road. If you don’t drive much, DriveSense could help you get a low-mileage discount.

Find cheap auto insurance rates right now by entering your ZIP code in the free comparison tool.

How are Esurance DriveSense® Auto Insurance Reviews?

Car insurance tracking device reviews for DriveSense are mixed. A lot of reviews suggest that consumers shouldn’t purchase usage-based insurance to save money.

What do Esurance DriveSense app reviews look like? For the Apple App Store, Esurance Mobile has 4.8 stars out of five. The mobile app also contains the Esurance Photo Claims feature, which allows policyholders to take photos of the damage as they report their claim.

On the Google Play store, Esurance Mobile is rated as 4.6 stars out of five. However, the Esurance DriveSense Mobile app review reports 3.2 stars on Google Play, and the Apple App Store reports a 4.5 rating for DriveSense.

Ultimately, the Esurance DriveSense experience will be up to you. Be sure to compare rates and other options before making a final decision. Whether you’re in a state with Esurance DriveSense or not, you can compare car insurance quotes in your area right now. Just enter your ZIP code in the free comparison tool below.

Frequently Asked Questions: Esurance DriveSense® Auto Insurance

Read below for our DriveSense FAQ.

#1 – Is Esurance a reliable insurance company?

According to A.M. Best, Esurance has an “A+” rating, which means the company has a stable financial outlook and has a superior ability to meet obligations to its customers.

#2 – How does Esurance DriveSense® work?

To get started with Esurance DriveSense Mobile, you’ll need to download the app, create an account (or use your Esurance login), and connect the app to your location so it can track your driving in real time.

#3 – Is Esurance or Progressive better?

Progressive has a bigger market share but has auto insurance rates close to Esurance and Allstate.

#4 – What discounts does Esurance offer?

Esurance has several discounts, such as good driver, anti-theft, and safety feature discounts. Read our Esurance auto insurance overview for more information.

#5 – Is Esurance better than GEICO?

That’s a matter of opinion. However, GEICO has a larger market share and cheaper rates. Compare Esurance reviews to GEICO for more information,

#6 – How much is the DriveSense® discount?

The DriveSense discount is five percent for signing up, and then determined based on your driving habits.

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