Honda Pilot Insurance [How to Find Low Rates Online]
Honda Pilot insurance rates are around $111 a month, but 2019 Honda Pilot insurance could cost you a little more. Shop for Honda Pilot insurance quotes online with our free comparison tool to find an accurate price for your Honda Pilot insurance policy. In this guide, you'll find that State Farm and GEICO are the most popular companies for Honda Pilot insurance coverage.
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Written by
Rachel Bodine
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Reviewed by
Leslie Kasperowicz
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UPDATED: Oct 30, 2020
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Key takeaways:
- Full coverage costs around $1,336 a year or $111 each month
- A liability-only policy costs around $536 a year or $45 each month
- Highest rates are for teenage drivers at around $4,883 a year or $407 each month
- Good drivers can save as much as $551 a year by earning policy discounts
- Honda Pilot insurance costs around $183 less per year than the average vehicle
Honda Pilot insurance rates are about $183 less expensive than the average vehicle with full coverage averaging around $1,336 a year or $111 a month. Drivers of an older Honda Pilot may choose to get liability-only insurance which costs around $536 a year or $45 a month.
Good drivers can save up to $551 a year in policy discounts by practicing safe driving habits. Let’s take a quick look at Honda Pilot insurance rates, crash test ratings, and more.
You can start comparing quotes for Honda Pilot car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Honda Pilot Insurance Cost
The average car insurance costs for a Honda Pilot are $1,336 a year or $111 a month.
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Are Honda Pilots Expensive to Insure?
The chart below details how Honda Pilot insurance rates compare to other SUVs like the Mitsubishi Outlander Sport, Jeep Grand Cherokee, and Audi Q7.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Pilot | $336 | $470 | $372 | $1,336 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
| Jeep Grand Cherokee | $322 | $562 | $372 | $1,414 |
| Audi Q7 | $394 | $714 | $398 | $1,664 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
| Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| Mazda CX-9 | $332 | $542 | $390 | $1,422 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda Pilot Insurance?
The Honda Pilot trim and model you choose will affect the total price you will pay for Honda Pilot insurance coverage.
Age of the Vehicle
The average Honda Pilot auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Honda Pilot costs $1,336, while 2010 Honda Pilot insurance costs are $1,110, a difference of $226.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda Pilot | $336 | $470 | $372 | $1,336 |
| 2019 Honda Pilot | $320 | $452 | $390 | $1,320 |
| 2018 Honda Pilot | $306 | $448 | $398 | $1,310 |
| 2017 Honda Pilot | $296 | $436 | $416 | $1,306 |
| 2016 Honda Pilot | $286 | $418 | $430 | $1,292 |
| 2015 Honda Pilot | $270 | $404 | $442 | $1,274 |
| 2014 Honda Pilot | $260 | $374 | $452 | $1,244 |
| 2013 Honda Pilot | $250 | $352 | $456 | $1,216 |
| 2012 Honda Pilot | $240 | $316 | $460 | $1,174 |
| 2011 Honda Pilot | $224 | $292 | $460 | $1,134 |
| 2010 Honda Pilot | $216 | $272 | $464 | $1,110 |
Driver Age
Driver age can have a significant impact on Honda Pilot auto insurance rates. For example, 20-year-old drivers pay approximately $1,634 more each year for their Honda Pilot auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Honda Pilot insurance rates. For example, drivers in Jacksonville may pay $801 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Honda Pilot car insurance. Teens and drivers in their 20’s see the highest jump in their Honda Pilot car insurance with violations on their driving record.
Honda Pilot Safety Ratings
Your Honda Pilot car insurance rates are tied to the safety ratings of the Honda Pilot. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Pilot Crash Test Ratings
If the Honda Pilot crash test ratings are good, you could have lower Honda Pilot car insurance rates. See Honda Pilot crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Pilot Safety Features
Having a variety of safety features on your Honda Pilot can help lower your Honda Pilot insurance costs. The Honda Pilot’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Honda Pilot Insurance Loss Probability
The Honda Pilot’s insurance loss probability varies for each form of coverage. The lower percentage means lower Honda Pilot auto insurance rates; higher percentages mean higher Honda Pilot car insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -30% |
|---|---|
| Property Damage | -4% |
| Comprehensive | -31% |
| Personal Injury | -18% |
| Medical Payment | -18% |
| Bodily Injury | -14% |
| Source: Insurance Institute for Highway Safety | |
Honda Pilot Finance and Insurance Cost
When financing a Honda Pilot, most lenders will require your carry higher Honda Pilot coverage options including comprehensive coverage, so be sure to shop around and compare Honda Pilot car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Honda Pilot Insurance
You can save more money on your Honda Pilot auto insurance rates by employing any of the following five strategies.
- Consider Using a Tracking Device on Your Honda Pilot
- Be Picky About Who Drives Your Honda Pilot
- Check the Odometer on Your Honda Pilot
- Reduce Modifications on Your Honda Pilot
- Check Reviews and State Complaints Before You Choose an Insurer
Top Honda Pilot Insurance Companies
Who is the top auto insurance company for Honda Pilot insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Pilot auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Pilot offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda Pilot Insurance Quotes Online
You can start comparing quotes for Honda Pilot auto insurance rates from some of the best auto insurance companies by using our free online tool now.