Cheap Fiat Auto Insurance in 2024 (Save Money With These 10 Companies!)
Cheap Fiat auto insurance is available from Progressive, Farmers, and Allstate, with average monthly rates around $50. These companies offer the cheapest rates, competitive pricing, custom coverage, and bundle savings. Learn how to compare quotes and utilize discounts for the best rates.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
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UPDATED: Jul 1, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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2,903 reviewsCompany Facts
Min. Coverage for Fiat
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2,903 reviews
11,413 reviewsCompany Facts
Min. Coverage for Fiat
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviews
Progressive stands out as the top pick overall for cheap Fiat auto insurance, closely followed by Farmers and Allstate. Understanding the nuances of minimum coverage requirements versus the added protection of full coverage is crucial, especially for Fiat owners looking to secure their vehicles with confidence.
Factors such as location, driving history, and specific Fiat model significantly influence insurance costs. By comparing quotes from over 200 auto insurance companies, consumers can maximize savings through discounts for safe driving, multi-policy bundling, and anti-theft devices, ensuring they find the best coverage at the most competitive rates for their Fiat.
Explore further in our article titled “Affordable Instant Auto Insurance Quotes.”
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $50 | A++ | Custom Coverage | Progressive |
 | #2 | $52 | A++ | Bundle Savings | Farmers |
 | #3 | $55 | A+ | New Owner | Allstate |
 | #4 | $58 | B | Safe Drivers | State Farm |
 | #5 | $60 | A+ | Online Discounts | Geico |
 | #6 | $62 | A | Customer Service | Travelers |
 | #7 | $65 | A | Roadside Assistance | Liberty Mutual |
 | #8 | $68 | A++ | Good Drivers | American Family |
 | #9 | $70 | A+ | Multi-Policy | Nationwide |
 | #10 | $72 | A | Competitive Rates | Kemper |
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#1 – Progressive: Best for Custom Coverage
Pros
- Custom Coverage: Offers highly customizable insurance plans to fit individual needs. Check out our Progressive auto insurance review for more details.
- Low Monthly Rates: Competitive monthly rates at $50, making it one of the most affordable options.
- Strong Financial Rating: Rated A++ by A.M. Best, indicating excellent financial stability.
- Wide Range of Discounts: Provides numerous discounts for safe driving, multi-policy, and more.
- User-Friendly Online Tools: Easy-to-use website and mobile app for managing policies and claims.
Cons
- Mixed Customer Service Reviews: Some customers report less satisfactory experiences with customer service.
- Complex Policy Options: The range of customizations can be overwhelming for some customers.
- Rate Increases: Instances of rate increases after the initial policy period.
- Limited Local Agents: Fewer local agents available compared to some competitors.
#2 – Farmers: Best for Bundle Savings
Pros
- Bundle Savings: Excellent discounts available for bundling auto with home or other insurance policies.
- Good Financial Strength: A++ rating from A.M. Best, ensuring financial reliability.
- Personalized Service: Offers personalized services through local agents. Explore our Farmers auto insurance review for more insights.
- Comprehensive Coverage Options: Extensive range of coverage options to meet diverse needs.
- Strong Claims Handling: Known for efficient and fair claims processing.
Cons
- Higher Monthly Rates: Slightly higher monthly rates at $52 compared to some competitors.
- Limited Online Features: Less robust online tools and mobile app functionality.
- Discount Limitations: Some discounts may not be available in all states.
- Rate Variability: Premium rates can vary significantly based on location.
#3 – Allstate: Best for New Owners
Pros
- New Owner Focus: Offers special deals and coverage options tailored for new car owners.
- High Financial Rating: A+ rating from A.M. Best, indicating strong financial health. Please review our 10 best auto insurance companies for additional information.
- Extensive Agent Network: Large network of local agents providing personalized service.
- Innovative Tools: Comprehensive online tools and mobile app for policy management.
- Accident Forgiveness: Offers accident forgiveness to prevent rate increases after an accident.
Cons
- Monthly Rates: Higher monthly rates at $55 compared to some other providers.
- Discount Availability: Discounts may be less extensive than those offered by competitors.
- Customer Service Variability: Mixed reviews regarding customer service experiences.
- Policy Complexity: Some customers find policies and coverage options complex to understand.
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#4 – State Farm: Best for Safe Drivers
Pros
- Safe Driver Discounts: Specializes in offering discounts for safe drivers.
- Widespread Availability: Extensive network of agents and offices nationwide.
- Strong Reputation: Long-standing reputation for reliable service.
- User-Friendly App: Highly rated mobile app for managing policies and claims.
- Local Agent Support: Personalized support through local agents. Explore our State Farm auto insurance review for additional insights.
Cons
- Financial Rating: Lower financial rating (B) compared to top competitors.
- Higher Rates: Monthly rates at $58, higher than some other options.
- Limited Online Discounts: Fewer online-exclusive discounts compared to competitors.
- Customer Service: Some customers report inconsistent customer service experiences.
#5 – Geico: Best for Online Discounts
Pros
- Online Discounts: Offers significant discounts for purchasing policies online.
- Competitive Rates: Affordable monthly rates at $60. Please read our Geico auto insurance review for more information.
- Strong Financial Health: Rated A+ by A.M. Best, indicating robust financial stability.
- Easy Online Management: Highly efficient website and mobile app for policy management.
- 24/7 Customer Service: Provides round-the-clock customer service support.
Cons
- Limited Local Agents: Fewer local agents, which may be a drawback for those preferring in-person service.
- Customer Service Reviews: Mixed reviews about customer service quality.
- Rate Fluctuations: Potential for significant rate changes upon renewal.
- Coverage Limitations: Some coverage options may be limited compared to competitors.
#6 – Travelers: Best for Customer Service
Pros
- Customer Service: Known for excellent customer service and support.
- Solid Financial Rating: A rating from A.M. Best, ensuring financial stability.
- Comprehensive Coverage: Wide range of coverage options available.
- Discount Options: Offers various discounts, including multi-policy and safe driver discounts.
- Claims Process: Efficient and user-friendly claims process. Check out our Travelers auto insurance review for additional details.
Cons
- Monthly Rates: Higher monthly rates at $62 compared to some competitors.
- Limited Online Tools: Website and mobile app features are less robust.
- Discount Availability: Some discounts may not be available in all regions.
- Premium Increases: Reports of premium increases after the first policy term.
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#7 – Liberty Mutual: Best for Roadside Assistance
Pros
- Roadside Assistance: Offers complimentary roadside assistance with policies.
- Financial Stability: A rating from A.M. Best, indicating good financial health.
- Customizable Policies: Extensive customization options for policies.
- Wide Range of Discounts: Various discounts available, including for safe drivers and multi-policy.
- Local Agents: Strong network of local agents for personalized service. For further information, read our Liberty Mutual auto insurance review.
Cons
- Higher Rates: Monthly rates at $65, higher than many competitors.
- Mixed Customer Reviews: Varied customer service experiences reported.
- Complex Discounts: Some discounts can be complex to qualify for.
- Rate Changes: Reports of significant rate increases upon policy renewal.
#8 – American Family: Best for Good Drivers
Pros
- Good Driver Discounts: Specializes in offering discounts for good drivers.
- Excellent Financial Rating: A++ rating from A.M. Best, ensuring strong financial stability.
- Personalized Service: Local agents provide personalized insurance services.
- Comprehensive Coverage Options: Wide range of coverage options to suit different needs.
- Claims Satisfaction: High satisfaction rates with the claims process. For more information, please refer to our American Family insurance auto insurance review.
Cons
- Monthly Rates: Higher monthly rates at $68 compared to some competitors.
- Limited Online Features: Less robust online management tools.
- Discount Availability: Some discounts may not be available in all states.
- Customer Service: Mixed reviews regarding customer service quality.
#9 – Nationwide: Best for Multi-Policy
Pros
- Multi-Policy Discounts: Attractive discounts for bundling multiple policies.
- Financial Strength: A+ rating from A.M. Best, indicating good financial stability. To find out more, please refer to our Cheapest auto insurance with no credit check.
- Extensive Coverage Options: Comprehensive range of coverage options available.
- Customer Service: Known for good customer service and support.
- Online Tools: Robust online tools and mobile app for policy management.
Cons
- Monthly Rates: Higher monthly rates at $70.
- Discount Limitations: Some discounts are not available in all areas.
- Rate Variability: Premium rates can vary widely based on location.
- Claims Handling: Some reports of delays in the claims process.
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#10 – Kemper: Best for Competitive Rates
Pros
- Competitive Rates: Known for offering competitive insurance rates.
- Financial Stability: A rating from A.M. Best, indicating reliable financial health.
- Custom Coverage Options: Flexible and customizable coverage options.
- Customer Service: Good reputation for customer service.
- Discounts: Various discounts available to help reduce premiums.
Cons
- Monthly Rates: Higher monthly rates at $72. To gather additional information, please read our Kemper auto insurance review.
- Online Tools: Less developed online tools and mobile app compared to competitors.
- Coverage Limitations: Some limitations in coverage options.
- Mixed Reviews: Varied customer experiences and reviews.
Comparing Fiat Auto Insurance Rates: Minimum vs. Full Coverage Across Top Providers
When it comes to insuring your Fiat, understanding the cost differences between minimum and full coverage options is key to making an informed decision. Below, we compare monthly insurance rates from leading providers, highlighting both ends of the coverage spectrum.
Whether you’re looking to meet legal requirements affordably or seeking comprehensive protection, these insights will help you navigate your insurance choices more effectively.
Fiat Auto Insurance Monthly Rates by Coverage Level & Provider| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $55 | $120 |
| American Family | $68 | $135 |
| Farmers Insurance | $52 | $115 |
| Geico | $60 | $125 |
| Kemper | $72 | $140 |
| Liberty Mutual | $65 | $130 |
| Nationwide | $70 | $135 |
| Progressive | $50 | $110 |
| State Farm | $58 | $125 |
| Travelers | $62 | $130 |
Auto Insurance Requirements for Your Fiat
When you shop for Fiat auto insurance, there are different types of auto insurance coverage. You can choose a minimum coverage auto insurance policy, or you can purchase additional coverage for safety and peace of mind when you’re behind the wheel.
Minimum Coverage for Your Fiat
Most states require a minimum amount of auto insurance to drive legally. To purchase minimum coverage on your Fiat, you will need at least liability coverage, including:
- Property Damage Liability: Property damage liability insurance covers you if you cause an accident and damage someone’s vehicle or other personal property.
- Bodily Injury Liability: Bodily injury liability covers you if you cause an accident and one or more people are injured.
Along with property damage and bodily injury liability, some states require additional coverage for a minimum coverage policy. Depending on where you live, you may need:
- Personal injury protection insurance (PIP): PIP coverage helps with medical bills, lost wages, and funeral costs associated with a covered accident.
- Medical Payments (MedPay): MedPay helps with medical bills like visits to the doctor and hospital stays.
- Uninsured/Underinsured Motorist Coverage: If another driver causes an accident but does not carry proper insurance, uninsured/underinsured motorist coverage allows your insurance company to pay for the damage someone else caused to your vehicle. Find out what happens if you get caught driving without insurance.
A minimum coverage policy often costs less than any other auto insurance option. So, if you’re looking for affordable coverage for your Fiat, you may want to purchase a liability-only or minimum coverage policy. Still, some Fiat drivers need additional coverage in a full coverage policy. Check the minimum auto insurance requirements by state.
Full Coverage for Your Fiat
A full coverage auto insurance policy offers additional protection when you’re on the road. If you think you need full coverage, you will need to add the following auto insurance coverage to your auto insurance policy:
- Collision insurance: Collision insurance pays for damage to your vehicle if you cause an accident. Collision will cover your Fiat up to its actual cash value (ACV).
- Comprehensive insurance: Comprehensive auto insurance pays if theft, vandalism, wild animals, or inclement weather damage your Fiat.
Full coverage will cost more than a minimum coverage policy, but you may feel more comfortable with its additional protection. If you have a new or expensive Fiat or a loan or lease on your vehicle, you should purchase full coverage. Learn the differences between comprehensive and collision coverage.
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Finding Affordable Fiat 500 Insurance: Quotes, Costs, and Coverage Tips
Finding cheap car insurance for Fiat 500 models can be a straightforward process when leveraging the right resources. Whether you’re seeking a Fiat car insurance quote or exploring Fiat 500 insurance cost specifics, understanding the nuances of coverage options and discounts is crucial.
For Fiat 500 first car insurance seekers, balancing affordability with comprehensive protection is key. Factors like the Fiat features Seattle area and specific Fiat finance Seattle options can influence insurance rates.
By comparing Fiat car quotes from multiple insurers, new drivers and Fiat enthusiasts alike can secure competitive rates that fit their budgets and provide peace of mind on the road. Enhance your knowledge by reading our “How To Compare Auto Insurance Quotes.”
Finding Affordable Fiat 500 Car Insurance: Comprehensive Guide
When seeking affordable Fiat 500 car insurance, it’s essential to compare multiple providers to get the best deal. The Fiat 500 insurance price can vary significantly depending on factors like location, driving history, and the specific model of the Fiat. By obtaining a Fiat 500 insurance quote from different companies, drivers can ensure they are not overpaying for their coverage.
For instance, platforms that offer Fiat 500 quotes can help users find the most competitive rates. Additionally, the Fiat 500e insurance cost may differ from other models due to its electric nature, while the Fiat 500x car insurance rates could be influenced by its different safety features.
Progressive stands out as the top choice for Fiat owners seeking competitive rates and customizable coverage options
For new drivers, Fiat 500 insurance for new driver policies might be higher, but looking for discounts and comparing quotes can lead to significant savings. The Fiat 500x insurance cost may also be impacted by various factors such as the car’s features and the driver’s profile.
When choosing a Fiat insurance policy, it’s crucial to consider the coverage options and potential add-ons. Comprehensive Fiat motor insurance can provide peace of mind with additional protections. For those specifically looking for insurance for a Fiat 500, understanding the insurance group for Fiat 500 can help in estimating potential costs and selecting the most suitable policy.
Expand your understanding with our article called “Affordable Comprehensive Auto Insurance Coverage.”
Insuring Your Fiat: Costs and Savings Opportunities
Auto insurance coverage rates for your Fiat will depend on several factors, like:
- Age
- ZIP Code
- Driving History
- Credit Score
- Model
- Coverage Type
To know what you’ll pay for insurance on your Fiat, you need to find and compare auto insurance quotes from multiple insurance companies in your area.
Typical Costs of Fiat Auto Insurance
Auto insurance for a Fiat typically costs around $1,450 annually or $121 each month. Still, your specific model will significantly impact your monthly or annual rate pay.
You may find many different prices if you’re looking for Fiat 500 insurance rates. Fiat 500 insurance typically costs around $1,455 annually or $121 each month. In addition, different models of Fiat, like the 124 Roadster, may come with different auto insurance rates.
Discounts on Fiat Auto Insurance
You may be eligible for discounts on your Fiat car insurance. Some of the most common auto insurance discounts for Fiat drivers include:
- Good Driver Discount
- Safe Driver
- Good Student Discount
- Paid-in-full
- Safety features
- Loyalty
Discounts can help you save up to 25% on your monthly or annual coverage. As you find a company you’re interested in for auto insurance, speak with a representative to learn more about your options for discounts on your Fiat auto insurance.
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Maximizing Savings: Auto Insurance Discounts for Cheap Fiat Coverage
When it comes to insuring your Fiat affordably, leveraging discounts can significantly reduce your insurance costs. We’ve compiled a comprehensive list of discounts offered by top providers, helping you understand how to save money while securing the coverage you need.
Whether you’re insuring a new Fiat or looking to switch providers, these discounts can make a substantial difference in your annual premiums.
Finding Affordable Fiat Auto Insurance
You may be able to find lower-than-average rates for your Fiat coverage. One of the best ways to find affordable rates is to compare quotes for Fiat coverage online. As you find affordable Fiat auto insurance quotes, you’ll know more about the overall cost and get a better idea of which companies offer the auto insurance coverage you’re looking for at a price that works for you.
Progressive stands out as the top pick for Fiat 500 car insurance with its competitive rates and customizable coverage optionsHeidi Mertlich Licensed Insurance Agent
People who don’t compare costs risk paying too much for coverage. Additionally, comparing quotes can help you learn more about each company’s financial strength, customer service, claims-handling policies, and more. Learn how to find auto insurance quotes online.
Fiat Auto Insurance: The Bottom Line
If you’re shopping for auto insurance for your Fiat, you have plenty of options. Fiat owners should be able to get auto insurance from several companies in the U.S. As you find viable options for your Fiat coverage, you’ll learn which companies might work best for you and your family.
Fiat drivers can purchase minimum coverage on their vehicles or a full coverage policy to ensure they are safe when they’re behind the wheel. If you own a new or expensive Fiat, or if your Fiat has a loan or a lease, you’ll need a full coverage policy.
Fiat drivers may qualify for discounts and other things that can help them save on monthly or annual auto insurance rates. Still, the best way to find affordable coverage for your Fiat is to find and compare quotes from several companies in your area before deciding on coverage.
Find the best auto insurance company near you by entering your ZIP code into our free quote tool.
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Frequently Asked Questions
What types of auto insurance do I need for my Fiat?
When shopping for Fiat auto insurance, you can choose between minimum coverage or additional coverage options. Minimum coverage typically includes liability coverage for property damage and bodily injury, as required by most states.
Explore further details in our “Understanding How Auto Insurance Works.”
Should I get minimum coverage on my Fiat?
Most states require a minimum amount of auto insurance coverage to drive legally. Minimum coverage usually includes liability coverage, which helps cover damages and injuries you cause to others in an accident.
Start saving on your auto insurance by entering your ZIP code and comparing quotes.
What is full coverage for a Fiat?
Full coverage auto insurance for a Fiat includes comprehensive and collision coverage in addition to liability coverage. Comprehensive coverage protects against non-collision damages such as theft, vandalism, and natural disasters, while collision coverage covers damages from accidents with other vehicles or objects.
Are Fiats expensive to insure?
The cost of Fiat auto insurance can vary depending on factors such as your age, location, driving history, and the specific model of your Fiat. While rates can be influenced by these variables, Fiat insurance is generally considered affordable compared to other vehicles.
Expand your understanding with our “Auto Insurance Underwriting.”
Can I get a discount on my Fiat?
Yes, you may be eligible for discounts on your Fiat auto insurance. Common discounts for Fiat drivers include safe driver discounts, multi-policy discounts (if you bundle your auto insurance with other policies), and anti-theft device discounts.
Explore your auto insurance options by entering your ZIP code into our free comparison tool today.
How much is insurance on a Fiat 500?
Auto insurance for a Fiat 500 typically costs around $1,455 annually or $121 each month. Rates may vary based on location, driving history, and other factors.
Is Fiat considered a luxury?
Fiat is not typically considered a luxury brand. It is known for producing affordable, compact cars with practical designs.
Obtain further insights from our “Cheap Tesla Auto Insurance.”
Is a Fiat reliable?
Fiat’s reliability can vary by model and year. Some Fiat models have received average reliability ratings, but it is always a good idea to check specific model reviews and reliability ratings.
Is Fiat 500 insurance expensive?
Fiat 500 insurance is generally affordable compared to other vehicles. It is not considered overly expensive, with average rates around $121 per month.
Is the Fiat 500 cheap to repair?
The Fiat 500 is generally considered inexpensive to repair compared to luxury or higher-end vehicles. Parts and labor costs are typically lower for this compact car.
Enhance your comprehension with our “Cheap GMC Auto Insurance.”
Is Fiat a luxury car?
No, Fiat is not classified as a luxury car brand. It is more known for producing economical and practical vehicles.
Is the Fiat engine good?
Fiat engines are generally known for being efficient and adequate for everyday driving needs. However, the performance and longevity can vary by model and maintenance.
What insurance group is a Fiat 500?
The Fiat 500 typically falls into insurance groups 5 to 13, depending on the specific model and engine size. This can vary slightly based on country-specific groupings.
Unlock additional information in our “Cheap GMC Auto Insurance.”
What is the lowest form of car insurance?
The lowest form of car insurance is typically liability insurance, which covers damages you cause to others but does not cover your own vehicle.
Which insurance group is the cheapest?
Insurance groups 1 to 3 are generally considered the cheapest for car insurance. Vehicles in these groups are usually smaller, less powerful, and cheaper to repair, resulting in lower premiums.
Find out more by reading our “Cheap Oklahoma Auto Insurance.”
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
