How Much is Insurance on an Audi A7? [Comprehensive Guide]
Audi A7 insurance rates cost $150/mo or $1,796/yr on average. A liability-only policy costs around $720/yr or $60/mo. This is more expensive than most insurance policies at $277 more per year than the average vehicle. Good drivers can save up to $740 a year on Audi A7 insurance costs by earning discounts on their policy.
Free Auto Insurance Comparison
Secured with SHA-256 Encryption
|
Written by
Rachel Bodine
|
|
Reviewed by
Leslie Kasperowicz
|
UPDATED: Oct 30, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Key takeaways:
- Full coverage costs around $1,796 a year or $150 each month
- A liability-only policy costs around $720 a year or $60 each month
- Highest rates are for teenage drivers at around $6,564 a year or $547 each month
- Good drivers can save as much as $740 a year by earning policy discounts
- Audi A7 insurance costs around $277 more per year than the average vehicle
Audi A7 insurance rates are about $277 more per year than the average vehicle with full coverage costing around $1,796 a year or $150 a month. Good drivers can save up to $740 a year in policy discounts. Let’s take a quick look at Audi A7 insurance rates, safety ratings, and more.
You can start comparing quotes for Audi A7 car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Audi A7 Insurance Cost
The average Audi A7 car insurance costs are $1,796 a year or $150 a month.
Compare over 200 auto insurance companies at once!
Secured with SHA-256 Encryption
Are Audi A7s Expensive to Insure?
The chart below details how Audi A7 insurance rates compare to other luxury cars like the Acura TLX, Audi S8, and Cadillac CT6.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi A7 | $406 | $834 | $398 | $1,796 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Audi S8 | $658 | $1,368 | $398 | $2,582 |
| Cadillac CT6 | $382 | $774 | $398 | $1,712 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
However, there are a few things you can do to find the cheapest Audi insurance rates online.
What Impacts the Cost of Audi A7 Insurance?
You might have noticed that there is a multitude of factors that impact Audi A7 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Audi A7.
Age of the Vehicle
Older Audi A7 models generally cost less to insure. For example, car insurance rates for a 2018 Audi A7 are $1,796, while 2012 Audi A7 rates are $1,526, a difference of $270.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Audi A7 | $406 | $834 | $398 | $1,796 |
| 2017 Audi A7 | $394 | $814 | $416 | $1,782 |
| 2016 Audi A7 | $380 | $780 | $430 | $1,748 |
| 2015 Audi A7 | $358 | $752 | $442 | $1,710 |
| 2014 Audi A7 | $344 | $698 | $452 | $1,652 |
| 2013 Audi A7 | $332 | $658 | $456 | $1,604 |
| 2012 Audi A7 | $318 | $590 | $460 | $1,526 |
Driver Age
Driver age can have a significant impact on Audi A7 auto insurance rates. For example, 20-year-old drivers pay approximately $2,197 more each year for their Audi A7 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Audi A7 insurance rates. For example, drivers in Los Angeles may pay $988 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Audi A7 auto insurance. Teens and drivers in their 20’s see the highest jump in their Audi A7 auto insurance rates with violations on their driving record.
Audi A7 Safety Ratings
Your Audi A7 car insurance rates are influenced by the safety ratings of the Audi A7. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Audi A7 Crash Test Ratings
The crash test ratings of the Audi A7 can impact your Audi A7 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Audi A7 PHEV 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Audi A7 4 DR AWD | N/R | N/R | 5 stars | N/R |
| 2019 Audi A7 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Audi A7 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Audi A7 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Audi A7 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Audi A7 Safety Features
Having a variety of safety features on your Audi A7 can help lower your insurance costs. According to AutoBlog, the 2020 Audi A7’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Cross-Traffic Alert
Audi A7 Insurance Loss Probability
The lower percentage means lower Audi A7 car insurance rates; higher percentages mean higher Audi A7 auto insurance rates. Insurance loss probability on the Audi A7 fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 107% |
|---|---|
| Property Damage | -24% |
| Comprehensive | 108% |
| Personal Injury | -50% |
| Medical Payment | -51% |
| Bodily Injury | -24% |
| Source: Insurance Institute for Highway Safety | |
Audi A7 Finance and Insurance Cost
If you are financing a Audi A7, most lenders will require your carry higher Audi A7 coverage options including comprehensive coverage, so be sure to shop around and compare Audi A7 car insurance rates from the best companies using our FREE tool below.
Compare over 200 auto insurance companies at once!
Secured with SHA-256 Encryption
Ways to Save on Audi A7 Insurance
There are many ways that you can save on Audi A7 car insurance. Below are five actions you can take to find cheap Audi A7 auto insurance rates.
- Ask About Student Discounts
- Buy An Older Audi A7
- Remove Young Drivers from Your Audi A7 Insurance Plan
- Move to an Area with Better Weather
- Ask for a Higher Deductible for Your Audi A7 Insurance Policy
Top Audi A7 Insurance Companies
Who is the best company for Audi A7 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi A7 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi A7 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Audi A7 Insurance Quotes Online
Start comparing Audi A7 auto insurance quotes for free by using our FREE online comparison tool.