Auto Insurance for Mathematicians and Computer Scientists (Rates & Discounts)

Mathematicians and computer scientists can lower their auto insurance rates based on their profession and education levels. Some insurers offer professionals special discounts, on top of the standard rate-lowering factors. For example, a mathematician or a computer scientist in California may save up to 7.5% based on their profession, but rates vary from state to state. Compare rates from multiple companies and inquire about any special savings each company offers.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Insurance Feature Writer Rachel Bodine

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Mar 11, 2022

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What You Should Know

  • A mathematician and computer scientist can save on their car insurance based on their field of expertise and education level
  • Insurance companies may consider mathematicians and computer scientists low-risk applicants based on their driving habits and their likelihood of filing claims
  • Some insurance companies offer discounts specifically for drivers with applied mathematics and computer science careers, but drivers must do a little extra digging to find them

If you are a mathematician and a computer scientist, you could save on your auto insurance if you look in the right places.

While you are finding auto insurance quotes online, look for insurance companies that will net you extra savings based on your profession. All told, car insurance rates for a mathematician or computer scientist may be as low as $93 a month on average.

Auto insurance companies calculate your rates based on standard risk factors. However, depending on your field of expertise and the state you live in, you may be eligible for auto insurance discounts.

Some companies may categorize those in your profession as scientists, so you may want to search for auto insurance for scientists. Other insurance companies may specifically offer science discounts for mathematicians and computer scientists.

Before you make your decision to buy auto insurance for mathematicians and computer scientists, compare quotes from top companies. You can start your search by entering your ZIP code in the free quote tool above.

How can a computer scientist or mathematician’s job affect insurance rates?

Can you get an auto insurance discount from your job? In short, yes.

Ultimately, insurance companies use various factors (referred to as rating variables) to determine insurance rates. Besides your driving record, companies look at things such as your marital status, age, gender, location, and occupation.

Also, some insurance companies offer discounts based on drivers’ education levels. That means that a mathematician or computer scientist can benefit from holding a bachelor’s degree. Look into auto insurance for bachelor’s degree holders.

As the Insurance Information Institute explains, all these rating variables determine a driver’s risk level. Professionals in certain fields tend to carry a low risk.

How do auto insurance companies calculate risk? When car insurance companies assess risk, they may not always focus on how dangerous a driver’s career is.

Each company’s focus is on its bottom line. In other words, they are concerned with how many claims they need to pay out each year.

In general, the higher the degree a driver has, the less likely the driver is to file a claim. One reason for that may be that drivers with high mathematics and computer science salaries can shoulder the cost of minor repairs.

This low-risk group may include people who have applied for mathematics and computer science jobs. Engineers, for example, tend to file fewer claims.

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Where can you find the best discounts for mathematicians and computer scientists?

Is there one company that offers special auto insurance rates for mathematicians and scientists? when searching for an auto insurance company for mathematicians and computer scientists, it always pays to shop around for discounts.

Some auto insurance companies offer discounts to drivers who belong to certain groups or professional associations. You may be able to find affordable auto insurance for mathematicians and computer scientists with companies like AAA, GEICO, and Progressive, for example.

AAA offers discounts for scientists, which include computer scientists and mathematicians. Drivers in California can save up to 7.5%. However, the savings vary from state to state.

GEICO offers discounts for professionals who belong to one of over 500 organizations. Qualifying members can save up to 20% per year.

Engineers can save an average of $40 per month with Progressive. The largest discount is in Pennsylvania, at 19%.

Of course, you can find additional ways to save regardless of your profession. Look into discounts based on your driving record, yearly mileage totals, and/or length of coverage, for example.

How can a mathematician and computer scientist find more discounts?

Start a focused search with online auto insurance quotes for mathematicians and computer scientists. That way, you will know if you qualify for those special discounts. You may also need to talk to insurance agents for more information.

Ultimately, if you present a low risk to insurers, you will have plenty of good options to choose from. You can also find out which discounts each company offers in your state besides professional discounts.

Get started on your search for good life insurance rates for mathematicians and computer scientists from the top auto insurance companies. Enter your ZIP code below.

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