Auto Insurance for Instructors and Coaches (Rates & Discounts)

If you are an instructor and coach who is looking for sports coaching auto insurance, you have many ways to save. Besides taking advantage of standard discounts, you may be entitled to savings based on your job. Instructors and Coaches who also teach at their schools can use teacher discounts with some insurance companies. For example, educators who sign with California Casualty save on average over $400 a year. Compare sports instructor insurance quotes online to find the right policy for you.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Insurance Feature Writer Rachel Bodine

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Mar 11, 2022

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What You Should Know

  • If you are a coach who is also a teacher, you might be able to use teacher discounts with auto insurance companies.
  • Some auto insurance companies offer special discounts if you are an instructor and coach and belong to certain organizations.
  • You can still save money based on your driving habits, which is indirectly a result of your profession.

If you are an instructor and coach, can you get an auto insurance discount from your job? Yes, but it might be harder to find specific discounts in this line of work.

While many coaches and instructors might work at schools, they may receive fewer special discounts than other educators might. However, there are still many ways to save, based on general risk factors and company packages.

Some auto insurance companies offer discounts based on a driver’s group affiliations. Most will offer rewards for good drivers, which may be indirectly tied to a coach or an instructor’s job.

If you are a coach and instructor, finding the right insurance policy means knowing how to compare quotes and weighing the benefits of different types of coverages.

Read on to know more about the types of discounts you can earn as an instructor and coach. When you are ready to find sports instructor insurance, enter your ZIP code into our free tool.

Can you still take advantage of teacher discounts as an instructor and coach?

If you are also a teacher, you may be able to buy auto insurance for teachers from some car insurance companies. Four companies that offer the most generous benefits for educators are California Casualty Insurance, Horace Mann, Liberty Mutual, and McClain Insurance.

California Casualty partners with the National Education Association (NEA). Through the NEA Auto & Home Insurance Program, policyholders can save on average over $400 per year.

Horace Mann offers the Educator Advantage® program. Its benefits include reimbursements for the cost of totaled new cars and transportation if a policyholder cannot safely drive home.

Liberty Mutual has teacher’s auto insurance which includes personal property coverage. If someone steals or damages your personal property from your insured car, you may receive up to $2,500 in coverage per occurrence.

McClain covers all employees of a school, whether they are teachers or not. School employees may enjoy discounts on their auto insurance and save up to 15% on their home insurance. Coverage can continue after retirement.

Of course, you will need to see which packages are available in your state. For example, California Casualty is available in all states except Alaska, Hawaii, Massachusetts, Michigan, New York, and Wisconsin.

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Which auto insurance companies offer specific discounts for instructors and coaches?

To benefit from specific discounts, you might need to prove that you are a member of a sports association. For example, members of some tennis organizations can receive special discounts and coverage from GEICO and Liberty Mutual.

GEICO partners with over 500 organizations to offer discounts. This includes the United States Tennis Association (USTA) – Florida and the USTA – Northern, but their discounts vary.

Members of the United States Professional Tennis Association (USPTA) can use Liberty Mutual auto insurance and receive discounts.

Sports Coach Insurance: More Ways to Save

Ultimately, you might not need to rely on special discounts for an instructor or coach. If you are a good driver or drive sparingly, many companies will offer you a discount based on those factors.

You can also save by bundling different types of insurance — provided you need them.

Additionally, you might be able to find auto insurance for bachelor’s degree holders. According to the Bureau of Labor Statistics, many coaches have at least a bachelor’s degree. Some insurance companies offer discounts based on education levels.

As you can see, there are many ways for coaches and instructors to save. Try to use teacher discounts or rare discounts connected to your specialized profession where you can.

Be sure to compare quotes from the top insurers before you decide. Enter your ZIP code in the free quote tool below.

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